The top-rated umbrella insurance agent in San Angelo, Texas is SAN ANGELO INSURANCE, rated 4.8 stars across 431 reviews. Other highly rated options include PK Kelley Insurance Agency, LLC, Santa Angela Insurance, Texas Select Insurance Group. This directory lists 20 umbrella insurance agents serving San Angelo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SAN ANGELO INSURANCE | 1102 N Chadbourne St | (325) 658-2790 |
| 2 | PK Kelley Insurance Agency, LLC | 2009 W Beauregard Ave | (325) 224-8000 |
| 3 | Santa Angela Insurance | 3426 Sherwood Way Suite E | (325) 777-3278 |
| 4 | Texas Select Insurance Group | 502 S Koenigheim St Ste 2H | (325) 777-1772 |
| 5 | Pronto Insurance | 2013 S Bryant Blvd | (325) 227-4665 |
| 6 | Cecil A. Ross Investment & Insurance Group | 5301 Knickerbocker Rd Ste 110 | (325) 949-3200 |
| 7 | WeadCo Insurance, LLC | 3196A Executive Dr | (325) 617-2811 |
| 8 | Goosehead Insurance - Shelly Workman | 3115 TX-306 Loop Ste. 100 | (325) 227-6932 |
| 9 | Mr Insurance Inc | 1225 S Bryant Blvd | (325) 655-6702 |
| 10 | Texas Risk Partners | 3157 Executive Dr Suite 3 | (325) 276-4746 |
SAN ANGELO INSURANCE serves the San Angelo, Texas area as a provider of umbrella insurance agent services. This type of coverage offers additional liability protection beyond what standard homeowners or auto policies provide, helping to shield personal assets from major claims or lawsuits. The agent assists clients in evaluating their overall risk exposure and selecting appropriate policy limits. Specific services include personal umbrella insurance for families and commercial umbrella policies for local businesses.
PK Kelley Insurance Agency, LLC in San Angelo, TX offers services as a local umbrella insurance agent, working to help individuals and businesses secure additional liability coverage beyond standard policies. Firm representatives assist clients in selecting and managing umbrella plans that provide an extra layer of financial protection. Routine policy reviews and claims support are typically included as part of ongoing account maintenance. The agency serves a variety of property types in San Angelo, including single-family homes, apartments, retail locations, and restaurants.
Santa Angela Insurance provides umbrella liability coverage for homeowners, businesses, and property managers in San Angelo, Texas. This type of policy extends personal liability limits, offering additional financial protection beyond standard home or auto insurance. It helps shield savings and assets from large claims or lawsuits. Clients in the surrounding communities, such as the neighboring area of Grape Creek, also receive the same reliable coverage from this local agency based in the heart of Tom Green County.
Serving San Angelo and the surrounding communities in West Texas, Texas Select Insurance Group handles personal umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits that could otherwise threaten their assets or future earnings. The agency carefully evaluates each client’s existing coverage and, after identifying potential gaps in liability protection, determines the appropriate amount of supplemental coverage to meet their specific risk profile.
Pronto Insurance serves homeowners, businesses, and property managers in San Angelo, Texas, by offering umbrella liability coverage that extends protection beyond standard policy limits. The agency helps clients consolidate excess liability from auto, home, and commercial policies into one broader layer. This additional coverage is designed to safeguard assets and future earnings against major claims or lawsuits. Pronto Insurance also provides service to clients in the nearby communities of Wall and Grape Creek within Tom Green County.
Cecil A. Ross Investment & Insurance Group in San Angelo, TX, differentiates between one-time policies for a specific liability need and recurring coverage that extends protection across multiple years. The umbrella insurance provided supplements underlying auto or homeowners policies, offering additional liability limits for covered claims. Their services operate strictly on an as-needed basis, meaning clients schedule an appointment only when they wish to obtain a new policy, increase their coverage, or renew an existing one.
When the West Texas spring thunderstorm season begins in San Angelo, residents often review their existing liability protections. WeadCo Insurance, LLC assists local homeowners and drivers in understanding how personal umbrella policies can provide substantial broader coverage above standard auto and home insurance limits. An umbrella insurance agent helps clients evaluate potential asset exposure and recommends appropriate upper-tier liability layers. To start this process, the agent will schedule a thorough review of the client’s current policies and personal assets during an initial consultation.
Goosehead Insurance - Shelly Workman provides general risk protection services for individuals and businesses in the San Angelo, TX area. Its specialty add-ons include umbrella insurance, which extends liability coverage beyond standard policy limits to safeguard assets against major claims or lawsuits. This layer of protection is designed for clients who require higher liability ceilings for peace of mind. The agency serves commercial sectors such as professional offices, warehouses, and food service operations.
Mr Insurance Inc specializes in helping clients secure personal umbrella liability policies that provide extra coverage beyond standard home and auto limits. It works with residents throughout San Angelo, Texas, offering guidance to match added protection with individual risk profiles. The agency assists with policies that protect savings and future earnings from unexpected lawsuits. Around the start of the rainy storm season, the agent often reviews umbrella needs with homeowners concerned about increased liability from visitor injuries on slippery walkways or flooded lawns.
What Does an a Umbrella Insurance Agent in San Angelo Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Additional million dollar increments may cost 50 to 100 dollars each. Premiums vary based on your driving record, number of properties, and claims history. San Angelo residents with multiple vehicles or a home-based business may pay slightly more. This is general information and not insurance advice.
About umbrella insurance agents in San Angelo
Umbrella insurance agents in San Angelo Texas help residents add an extra layer of liability protection beyond standard auto and homeowners policies. Texas law allows umbrella policies to cover claims that exceed underlying policy limits, including personal injury lawsuits common in the state. Local agents can tailor coverage to protect assets like ranch land or oil and gas interests specific to the Concho Valley region.
Frequently Asked Questions
What does an umbrella insurance agent in San Angelo do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are exhausted. In Texas, these policies often cover legal defense costs and judgments for incidents like dog bites or auto accidents. The agent assesses your total assets to recommend an appropriate coverage limit.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage, especially for homeowners with significant assets or rental properties. The amount depends on your net worth, income, and risk factors like having a pool or teenage drivers. A local San Angelo agent can help you calculate the right limit based on your specific situation.
Are umbrella policies required by Texas law?
No, umbrella insurance is not required by Texas law, but it is strongly advised for asset protection. Texas courts can award large judgments in personal injury cases, and umbrella coverage helps shield your savings and future wages. Many agents suggest it if you have more than 300,000 dollars in total assets.
Umbrella Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton