Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 14 umbrella insurance agents in Royse City, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kari Hargrave - State Farm Insurance Agent
109 W Main St A, Royse City, TX 75189
(972) 635-9995
karihargrave.com
Dominic Schillace - State Farm Insurance Agent
1101 W Interstate 30 Ste 104, Royse City, TX 75189
(972) 635-8458
sftexasdom.com
Farmers Insurance - Khristopher Vancil
5196 TX-276, Royse City, TX 75189
(214) 308-6508
agents.farmers.com
TWFG Caldwell Insurance
403 S Elm St, Royse City, TX 75189
(972) 635-6772
caldwellinsure.com
Mark's Insurance
2994 FM551, Royse City, TX 75189
(972) 373-4496
Terry Hayden: Allstate Insurance
4864 TX-276, Royse City, TX 75189
(972) 722-0025
agents.allstate.com
Fast Checker Insurance Agency
4868 TX-276, Royse City, TX 75189
(972) 954-9071
agents.allstate.com
Farmers Insurance - Patrick Raines
422 I-30 Ste I, Royse City, TX 75189
(972) 722-7496
agents.farmers.com
Herald Insurance Group Medicare Plans
512 Timberhaven Terrace, Royse City, TX 75189
(214) 395-5011
heraldins.com
Kuykendall Insurance
9459 FM 35, Royse City, TX 75189
(972) 635-6255
kuykendall-insurance.com
Endeavor General Agency LLC
3723 FM551, Royse City, TX 75189
(972) 772-1820
Ron Olson: Allstate Insurance
118 E Main St #100, Royse City, TX 75189
(972) 636-7955
agents.allstate.com
Mahaffey Insurance Agency LLC
106 E Main St, Royse City, TX 75189
(469) 707-3063
mahaffeyins.com
Clay Ellis-Allstate Agent
216 N Arch St suite d, Royse City, TX 75189
(972) 636-9491
What Does a Umbrella Insurance Agent in Royse City Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Royse City do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing auto and home insurance. This policy can cover claims like bodily injury or property damage that exceed your primary policy limits. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella insurance do I need in Texas?
The amount of umbrella insurance you need depends on your assets and potential liability risks. Many agents suggest starting with 1 million dollars in coverage. Texas courts can award large judgments in personal injury cases so higher limits may be wise for property owners or high net worth individuals.
Can I get umbrella insurance without a primary policy in Texas?
No you cannot purchase a standalone umbrella policy. You must first have an underlying auto or homeowners insurance policy with minimum liability limits. Texas requires at least 30 thousand dollars per person and 60 thousand per accident for auto liability before adding umbrella coverage.