The top-rated umbrella insurance agent in Rockwall, Texas is Hanby Insurance, rated 5.0 stars across 619 reviews. Other highly rated options include The Slocum Agency, Salt Jacket Insurance Services, LLC: Allstate Insurance, Brian Petersen: Allstate Insurance. This directory lists 20 umbrella insurance agents serving Rockwall.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanby Insurance | 107 N Goliad St Suite 202 | (972) 285-0381 |
| 2 | The Slocum Agency | 1338 S State Hwy 205 ste a | (972) 564-5668 |
| 3 | Salt Jacket Insurance Services, LLC: Allstate Insurance | 2602 Ridge Rd Ste 1 | (972) 564-4001 |
| 4 | Brian Petersen: Allstate Insurance | 4037 N Goliad St #101 | (469) 377-1677 |
| 5 | Hello Covered powered by Insurance Brokers West | 2701 Sunset Ridge Dr #302 | (972) 777-1234 |
| 6 | The Fite Agency | 2701 Sunset Ridge Dr STE 104 | (972) 772-0540 |
| 7 | Farmers Insurance - Randy Rhew | 2255 Ridge Rd Suite 218 | (214) 865-9260 |
| 8 | Farmers Insurance - Robert Shaw | 2255 Ridge Rd Suite 218 | (972) 771-8813 |
| 9 | Farmers Insurance - Joe Wimpee | 105 W Kaufman St | (972) 771-8051 |
| 10 | Lifetime Insurance Services, Inc. | 560 E Interstate 30 Ste 110 | (972) 771-2622 |
Hanby Insurance serves the Rockwall, Texas, area as an umbrella insurance agent, offering liability coverage that extends beyond standard policy limits. This type of insurance provides additional protection for serious incidents or lawsuits that exceed primary home or auto coverage. Residents and businesses can secure added financial security against major claims. The agency handles personal umbrella policies for individuals and commercial umbrella coverage for local companies.
The Slocum Agency provides a full range of umbrella insurance services for clients requiring added liability protection beyond standard policies. The agency works closely with policyholders to customize coverage layers and offers ongoing policy reviews to adjust limits as assets or risk exposure change. They handle routine maintenance such as annual coverage audits and policy renewals to ensure continuous protection without gaps. The agency serves single-family homes, apartments, retail establishments, and restaurants throughout the Rockwall, TX area.
Salt Jacket Insurance Services, LLC, an Allstate agency in Rockwall, Texas, serves homeowners, businesses, and property managers seeking umbrella liability coverage. The agency helps clients secure additional policy layers that activate after standard auto, home, or commercial policies reach their limits. This protection is especially valuable for those with significant assets or higher liability exposure. Common scenarios addressed include claims from accidents on one’s property or rental units. The agency also provides its umbrella insurance services to clients in nearby Rowlett and throughout the eastern Dallas-Fort Worth metro area.
Serving Rockwall, Texas, and the surrounding communities, Brian Petersen: Allstate Insurance handles umbrella insurance policies that provide extra liability coverage beyond standard homeowners or auto policies. These policies help protect personal assets against large claims or lawsuits. The agency takes a systematic approach to any job, carefully reviewing each client's total insurance portfolio and specific risk exposure to recommend an appropriate level of supplemental coverage for their individual situation.
Hello Covered powered by Insurance Brokers West in Rockwall, TX offers umbrella insurance either as a one-time policy purchase for a fixed term or as a recurring annual renewal that provides ongoing additional liability protection. This coverage extends beyond the limits of standard home or auto policies, safeguarding clients against major claims and lawsuits in the local Texas area. Service is provided on an as-needed basis when clients request a quote or file a claim.
As an umbrella insurance agent, The Fite Agency in Rockwall, TX, provides specialized liability coverage that extends beyond standard auto and home policies for enhanced financial protection. It serves area residents and small businesses by helping close coverage gaps that could expose personal or commercial assets. The agency assesses individual risk profiles to recommend appropriate policy limits, ensuring sufficient protection for unforeseen events. It also assists clients in addressing specific seasonal concerns, such as the elevated liability exposure from hosting holiday gatherings or summer pool parties common in the Rockwall area.
As heavy spring storms sweep through Rockwall, homeowners often review their liability coverage for gaps a standard policy may leave. Farmers Insurance - Randy Rhew specializes in umbrella insurance designed to add critical extra protection on top of existing auto and home policies. This agent listens carefully to each client’s personal risk exposure and recommends coverage limits accordingly tailored to their assets. Every consultation begins with a thorough review of underlying policies to identify where an umbrella might provide the most benefit, followed by a precise premium assessment.
Farmers Insurance - Robert Shaw offers personal and commercial coverage in the Rockwall, TX area, including general liability policies. As an umbrella insurance agent, the company provides extra liability protection that extends beyond standard policy limits to help safeguard assets in the event of major claims or lawsuits. It serves various commercial sectors such as offices, warehouses, and food service businesses, tailoring additional coverage to meet their unique operational risks.
Serving residential clients in the Rockwall area, this umbrella insurance agent helps homeowners secure added liability protection beyond standard policies. Commercial coverage is also available for local businesses needing broader risk management. The agency serves Rockwall and the surrounding communities. A full discussion of coverage limits is provided during the initial consultation. Clients are encouraged to review their needs annually, with the agency following up between regular visits to adjust policies as circumstances change.
Lifetime Insurance Services, Inc., based in Rockwall, TX, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. The agency serves local homeowners and drivers seeking a broader safety net against major claims and lawsuits. Its agents guide clients in selecting appropriate limits that align with personal assets and risk exposure. Complementing general liability coverage, the firm can also arrange excess liability policies for those requiring additional financial defense in higher-risk situations.
What Does an a Umbrella Insurance Agent in Rockwall Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 million dollars may cost between 250 and 600 dollars annually. Premiums vary based on your driving record, number of properties, and the number of vehicles insured. This is general information and not insurance advice.
About umbrella insurance agents in Rockwall
An umbrella insurance agent in Rockwall Texas can help you secure additional liability coverage that goes beyond your auto and homeowners policies. Texas law does not require umbrella insurance, but it can provide crucial protection against large claims or lawsuits. Local agents understand the specific liability risks faced by Rockwall residents, including those related to lake activities and growing suburban development.
Frequently Asked Questions
What does an umbrella insurance agent in Rockwall do?
An umbrella insurance agent helps you evaluate your current liability limits and recommends a policy that adds extra coverage. They review your assets and risks to determine the right amount of protection. The agent then shops among insurers to find a policy that fits your needs and budget.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage to protect against common lawsuits. Higher limits of 2 to 5 million dollars may be wise if you own a business, rental property, or have significant assets. Your agent will calculate the appropriate amount based on your net worth and potential exposure.
Does umbrella insurance cover legal fees in Texas?
Yes, umbrella insurance typically covers legal defense costs in addition to the policy limit. In Texas, this can include attorney fees, court costs, and settlements up to your coverage amount. The policy usually pays these costs once your underlying auto or home insurance limits are exhausted.
Umbrella Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton