The top-rated umbrella insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Insurance of DFW, Decisive Insurance Agency. This directory lists 18 umbrella insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 4 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 5 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
| 6 | Brightway Insurance, The Phan Agency | 500 E Arapaho Rd Suite 103 | (972) 865-7242 |
| 7 | Highstreet Insurance - Sandy Garza & Associates | 3400 N Central Expy Suite 110-221 | (972) 889-1833 |
| 8 | Assurnet Insurance Agency Agent: Mark Solomon, Sr. | 833 E Arapaho Rd #107 | (214) 739-5610 |
| 9 | Farmers Insurance - Thomas Bernock | 2007 N Collins Blvd Ste 405 | (214) 434-1065 |
| 10 | Five Star Insurance Group | 100 N Central Expy # 1205 | (972) 235-8881 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas, metro area as a provider of umbrella insurance agent services. Its work focuses on helping local clients secure personal liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection is designed to defend assets against major claims or lawsuits. The agency regularly assists with evaluating individual risk profiles and tailoring broader coverage solutions to meet those specific needs, including high-limit liability policies for families with significant assets.
Insurance Source Of Dallas provides comprehensive umbrella insurance agent services in the Richardson, TX area, offering liability coverage that extends beyond standard home and auto policies. It assists clients in securing increased personal liability protection, helping safeguard assets against major claims and lawsuits. The company focuses on guiding policyholders through coverage options and facilitating seamless maintenance of their umbrella policies. Its services apply to a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Insurance of DFW serves homeowners, businesses, and property managers in Richardson, Texas, seeking personal liability protection beyond standard policy limits. It offers specialized umbrella coverage to safeguard against catastrophic claims and major lawsuits. This agency helps clients coordinate supplemental liability layers with their existing home and auto policies for comprehensive protection. Its services extend throughout the Dallas-Fort Worth metro, including nearby communities such as Plano.
Decisive Insurance Agency serves residents and businesses in Richardson, Texas, and the surrounding Dallas–Fort Worth communities. It handles umbrella insurance policies, which provide extra liability coverage beyond standard home and auto plans. These policies help protect clients from major claims and lawsuits that could exhaust primary coverage limits. The agency reviews each client’s existing insurance portfolio and lifestyle risks to recommend an appropriate amount of additional liability protection, ensuring a clear, tailored fit for each unique situation.
Offering both one-time and scheduled policy reviews, Basha Insurance serves clients in Richardson, Texas, by providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This specialized coverage helps safeguard personal assets from major claims and lawsuits. Service is available on an as-needed basis, allowing policyholders to consult the agent whenever they need to adjust coverage or address new risks.
Brightway Insurance, The Phan Agency specializes in umbrella insurance agent services, offering extra liability coverage that extends beyond standard home and auto policies. It assists clients in Richardson, TX, with assessing their personal risk exposure and determining appropriate coverage limits. This agency helps local residents protect assets from unforeseen lawsuits and major claims. It is especially useful during the holiday season, when hosting guests increases the likelihood of accidents or property damage on one’s premises.
As the spring storm season approaches in Richardson, Texas, residents often seek extra liability protection beyond their standard auto or home policies. Highstreet Insurance - Sandy Garza & Associates serves this local need as an umbrella insurance agent, helping clients secure additional coverage that activates when underlying policy limits are exhausted. Their practice focuses on evaluating personal assets and potential exposure risks specific to the area. An initial consultation typically begins with a review of current insurance policies and personal liability concerns to determine appropriate coverage levels.
Assurnet Insurance Agency represents clients in general insurance matters, specializing in umbrella insurance agent services that provide added liability protection beyond standard policies. Mark Solomon, Sr. works with individuals and businesses in Richardson, TX to secure coverage that extends limits for unforeseen claims. These policies help safeguard assets against major lawsuits or accidents. The agency supports various commercial sectors including offices, warehouses, and food service operations with tailored umbrella coverage solutions.
Serving residential clients in Richardson, Texas, Farmers Insurance - Thomas Bernock provides umbrella insurance policies designed to add an extra layer of liability protection beyond standard homeowners or auto coverage. Commercial clients in the broader area also benefit from tailored commercial umbrella policies that help safeguard business assets. Coverage options are explained in detail for both new and existing policyholders. The agent encourages returning clients to review their protection between regular policy renewal visits, ensuring their umbrella limits continue to match their evolving personal or business needs.
Five Star Insurance Group of Richardson, TX is known for specializing in umbrella liability coverage that extends beyond standard policy limits. The agency actively assists local clients in securing added protection for assets against major claims or lawsuits. Its service range includes evaluating existing home and auto policies to determine appropriate extra layers of liability insurance. A specialty service the firm can add on is tailored coverage for personal watercraft and recreational vehicles.
What Does an a Umbrella Insurance Agent in Richardson Cost?
Typical costs for a one million dollar umbrella insurance policy in Texas range from 150 to 300 dollars per year. A two million dollar policy may cost 250 to 500 dollars annually. Premiums depend on your driving record number of properties and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Richardson
Umbrella insurance agents in Richardson Texas help you obtain personal liability coverage that goes beyond the limits of your standard auto or homeowners policy. Texas law does not require umbrella insurance but it can be valuable for homeowners with pools or rental properties. Working with a local agent ensures your policy aligns with Texas liability statutes and court procedures.
Frequently Asked Questions
What does an umbrella insurance agent in Richardson do?
An umbrella insurance agent evaluates your existing auto and home policies to recommend an appropriate amount of excess liability coverage. They help you file claims and ensure the policy meets Texas insurance regulations. The agent also advises on how umbrella coverage interacts with Texas homestead exemptions.
How much umbrella coverage should I get in Richardson Texas?
Most agents recommend at least one million dollars in umbrella coverage for Richardson residents with significant assets or potential liability risks. Texas courts can award large judgments in personal injury cases so higher limits like two or five million may be wise for high net worth individuals. Your agent can run a risk assessment specific to your property and lifestyle.
Can I bundle umbrella insurance with my home and auto in Richardson?
Yes many Richardson agents offer multi policy discounts when you bundle umbrella insurance with your home and auto policies. Texas law allows insurers to offer package discounts for multiple lines of coverage. Bundling can reduce your total premium by ten to twenty percent.
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