ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsTexas › Richardson

Find Umbrella Insurance Agents Near You in Richardson, TX

Browse umbrella insurance agents serving Richardson, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Insurance of DFW, Decisive Insurance Agency. This directory lists 18 umbrella insurance agents serving Richardson.

Showing 18 umbrella insurance agents in Richardson, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rodriguez Insurance Agency LLC901 Waterfall Way #701(972) 528-6695
2Insurance Source Of Dallas888 S Greenville Ave Ste 134(972) 907-1100
3Insurance of DFW1056 E Belt Line Rd(469) 518-9695
4Decisive Insurance Agency2100 N Greenville Ave ste 203(214) 730-0391
5Basha Insurance1001 S Sherman St ste 100D(972) 677-7770
6Brightway Insurance, The Phan Agency500 E Arapaho Rd Suite 103(972) 865-7242
7Highstreet Insurance - Sandy Garza & Associates3400 N Central Expy Suite 110-221(972) 889-1833
8Assurnet Insurance Agency Agent: Mark Solomon, Sr.833 E Arapaho Rd #107(214) 739-5610
9Farmers Insurance - Thomas Bernock2007 N Collins Blvd Ste 405(214) 434-1065
10Five Star Insurance Group100 N Central Expy # 1205(972) 235-8881
RI
901 Waterfall Way #701
Rodriguez Insurance Agency LLC
Umbrella Insurance Agent · Richardson, TX

Rodriguez Insurance Agency LLC serves the Richardson, Texas, metro area as a provider of umbrella insurance agent services. Its work focuses on helping local clients secure personal liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection is designed to defend assets against major claims or lawsuits. The agency regularly assists with evaluating individual risk profiles and tailoring broader coverage solutions to meet those specific needs, including high-limit liability policies for families with significant assets.

IS
888 S Greenville Ave Ste 134
Insurance Source Of Dallas
Umbrella Insurance Agent · Richardson, TX

Insurance Source Of Dallas provides comprehensive umbrella insurance agent services in the Richardson, TX area, offering liability coverage that extends beyond standard home and auto policies. It assists clients in securing increased personal liability protection, helping safeguard assets against major claims and lawsuits. The company focuses on guiding policyholders through coverage options and facilitating seamless maintenance of their umbrella policies. Its services apply to a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

ID
1056 E Belt Line Rd
Insurance of DFW
Umbrella Insurance Agent · Richardson, TX

Insurance of DFW serves homeowners, businesses, and property managers in Richardson, Texas, seeking personal liability protection beyond standard policy limits. It offers specialized umbrella coverage to safeguard against catastrophic claims and major lawsuits. This agency helps clients coordinate supplemental liability layers with their existing home and auto policies for comprehensive protection. Its services extend throughout the Dallas-Fort Worth metro, including nearby communities such as Plano.

DI
2100 N Greenville Ave ste 203
Decisive Insurance Agency
Umbrella Insurance Agent · Richardson, TX

Decisive Insurance Agency serves residents and businesses in Richardson, Texas, and the surrounding Dallas–Fort Worth communities. It handles umbrella insurance policies, which provide extra liability coverage beyond standard home and auto plans. These policies help protect clients from major claims and lawsuits that could exhaust primary coverage limits. The agency reviews each client’s existing insurance portfolio and lifestyle risks to recommend an appropriate amount of additional liability protection, ensuring a clear, tailored fit for each unique situation.

BI
1001 S Sherman St ste 100D
Basha Insurance
Umbrella Insurance Agent · Richardson, TX

Offering both one-time and scheduled policy reviews, Basha Insurance serves clients in Richardson, Texas, by providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This specialized coverage helps safeguard personal assets from major claims and lawsuits. Service is available on an as-needed basis, allowing policyholders to consult the agent whenever they need to adjust coverage or address new risks.

BI
500 E Arapaho Rd Suite 103
Brightway Insurance, The Phan Agency
Umbrella Insurance Agent · Richardson, TX

Brightway Insurance, The Phan Agency specializes in umbrella insurance agent services, offering extra liability coverage that extends beyond standard home and auto policies. It assists clients in Richardson, TX, with assessing their personal risk exposure and determining appropriate coverage limits. This agency helps local residents protect assets from unforeseen lawsuits and major claims. It is especially useful during the holiday season, when hosting guests increases the likelihood of accidents or property damage on one’s premises.

HI
3400 N Central Expy Suite 110-221
Highstreet Insurance - Sandy Garza & Associates
Umbrella Insurance Agent · Richardson, TX

As the spring storm season approaches in Richardson, Texas, residents often seek extra liability protection beyond their standard auto or home policies. Highstreet Insurance - Sandy Garza & Associates serves this local need as an umbrella insurance agent, helping clients secure additional coverage that activates when underlying policy limits are exhausted. Their practice focuses on evaluating personal assets and potential exposure risks specific to the area. An initial consultation typically begins with a review of current insurance policies and personal liability concerns to determine appropriate coverage levels.

AI
833 E Arapaho Rd #107
Assurnet Insurance Agency Agent: Mark Solomon, Sr.
Umbrella Insurance Agent · Richardson, TX

Assurnet Insurance Agency represents clients in general insurance matters, specializing in umbrella insurance agent services that provide added liability protection beyond standard policies. Mark Solomon, Sr. works with individuals and businesses in Richardson, TX to secure coverage that extends limits for unforeseen claims. These policies help safeguard assets against major lawsuits or accidents. The agency supports various commercial sectors including offices, warehouses, and food service operations with tailored umbrella coverage solutions.

FI
2007 N Collins Blvd Ste 405
Farmers Insurance - Thomas Bernock
Umbrella Insurance Agent · Richardson, TX

Serving residential clients in Richardson, Texas, Farmers Insurance - Thomas Bernock provides umbrella insurance policies designed to add an extra layer of liability protection beyond standard homeowners or auto coverage. Commercial clients in the broader area also benefit from tailored commercial umbrella policies that help safeguard business assets. Coverage options are explained in detail for both new and existing policyholders. The agent encourages returning clients to review their protection between regular policy renewal visits, ensuring their umbrella limits continue to match their evolving personal or business needs.

FS
100 N Central Expy # 1205
Five Star Insurance Group
Umbrella Insurance Agent · Richardson, TX

Five Star Insurance Group of Richardson, TX is known for specializing in umbrella liability coverage that extends beyond standard policy limits. The agency actively assists local clients in securing added protection for assets against major claims or lawsuits. Its service range includes evaluating existing home and auto policies to determine appropriate extra layers of liability insurance. A specialty service the firm can add on is tailored coverage for personal watercraft and recreational vehicles.

RS
508 Twilight Trail Suite 201
Rising Star Insurance Group
Umbrella Insurance Agent · Richardson, TX
(972) 586-2981
risingstarins.com
PE
465 W President George Bush Hwy
Platinum Eagle Insurance Agency
Umbrella Insurance Agent · Richardson, TX
(866) 640-6558
CI
1221 Abrams Rd #116
Classic Insurance
Umbrella Insurance Agent · Richardson, TX
(972) 412-1244
classicagencies.com
FI
2929 N Central Expy # 210
Farmers Insurance - Scott Moltzan
Umbrella Insurance Agent · Richardson, TX
(972) 407-9226
agents.farmers.com/tx/richardson/scott-moltzan
IS
888 S Greenville Ave Suite 134
INSURANCE SOURCE OF TEXAS
Umbrella Insurance Agent · Richardson, TX
(972) 907-1100
insurancesourceoftexas.com
BF
800 E Campbell Rd
Bright Future Insurance of Texas
Umbrella Insurance Agent · Richardson, TX
(469) 200-2198
BI
100 N Central Expy
Bireley Insurance Agency
Umbrella Insurance Agent · Richardson, TX
(972) 235-0400
bireleyinsurance.com
AA
1201 Richardson Dr # 165
All-Around Protection Insurance
Umbrella Insurance Agent · Richardson, TX
(972) 671-2933
farmers.com

What Does an a Umbrella Insurance Agent in Richardson Cost?

Typical costs for a one million dollar umbrella insurance policy in Texas range from 150 to 300 dollars per year. A two million dollar policy may cost 250 to 500 dollars annually. Premiums depend on your driving record number of properties and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Richardson

Umbrella insurance agents in Richardson Texas help you obtain personal liability coverage that goes beyond the limits of your standard auto or homeowners policy. Texas law does not require umbrella insurance but it can be valuable for homeowners with pools or rental properties. Working with a local agent ensures your policy aligns with Texas liability statutes and court procedures.

Frequently Asked Questions

What does an umbrella insurance agent in Richardson do?

An umbrella insurance agent evaluates your existing auto and home policies to recommend an appropriate amount of excess liability coverage. They help you file claims and ensure the policy meets Texas insurance regulations. The agent also advises on how umbrella coverage interacts with Texas homestead exemptions.

How much umbrella coverage should I get in Richardson Texas?

Most agents recommend at least one million dollars in umbrella coverage for Richardson residents with significant assets or potential liability risks. Texas courts can award large judgments in personal injury cases so higher limits like two or five million may be wise for high net worth individuals. Your agent can run a risk assessment specific to your property and lifestyle.

Can I bundle umbrella insurance with my home and auto in Richardson?

Yes many Richardson agents offer multi policy discounts when you bundle umbrella insurance with your home and auto policies. Texas law allows insurers to offer package discounts for multiple lines of coverage. Bundling can reduce your total premium by ten to twenty percent.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.