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Directory of umbrella insurance agents in Pharr, Texas. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 umbrella insurance agents in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Contigo Insurance Agency
1101 N Cage Blvd #5B, Pharr, TX 78577
(956) 782-2443
contigoagency.com
RG Insurance Agency
208 W Ferguson Ave STE 4, Pharr, TX 78577
(956) 702-2705
pharrinsuranceservices.com
B & B Insurance Agency LLC
300 E Expressway 83 ste j, Pharr, TX 78577
(956) 782-8686
bbelsegurito.com
Clark Insurance Plus: Allstate Insurance
900 N Sugar Rd Ste A, Pharr, TX 78577
(956) 283-5815
agents.allstate.com
World Insurance Associates LLC
101 E Delta St Suite C-D, Pharr, TX 78577
(956) 627-2521
locations.worldinsurance.com
Olympia Insurance Services, LLC. | Commercial Insurance Specialist
800 S Cage Blvd STE E, Pharr, TX 78577
(956) 884-4912
olympia-insurance.com
Mancha Insurance Agency
2114 N Cage Blvd, Pharr, TX 78577
(956) 781-6581
manchainsurance.com
Agents Direct Insurance
314 S Cage Blvd, Pharr, TX 78577
(956) 787-7600
myagentsdirect.com
Nicky's Insurance Agency
806 Del Oro Ln, Pharr, TX 78577
(956) 787-4222
Reliability Insurance Texas
1501 S Cage Blvd, Pharr, TX 78577
(956) 663-1756
Alberto Trevino Insurance
819 N Veterans Blvd, Pharr, TX 78577
(956) 781-4415
Farmers Insurance - Lorena Martinez
944 W Nolana Loop # A, Pharr, TX 78577
(956) 510-8727
agents.farmers.com
James E. Capt & Associates, LLC
1336 E Med-Cap Dr, Pharr, TX 78577
(956) 787-4989
Farmers Insurance - Laura Perez
1006 S Cage Blvd Ste 4, Pharr, TX 78577
(956) 961-4357
agents.farmers.com
SafeGuard Insurance Agency
3003 S Cage Blvd, Pharr, TX 78577
(956) 787-4600
safeguardnow.com
AssureShield Insurance TX
45030 W Eller Ave, Pharr, TX 78577
(956) 597-0395
Amigo Insurance Inc
944 W Nolana Loop, Pharr, TX 78577
(956) 994-1868
Cover Falcon Insurance Agency
100 E Delta St #4, Pharr, TX 78577
(956) 398-3223
Rimsel Insurance
1115 W U.S. Hwy 83, Pharr, TX 78577
(956) 781-2104
Umbrella insurance agents in Pharr, Texas help residents secure additional liability coverage that kicks in after standard policies are exhausted. Texas law does not require umbrella insurance, but it can protect assets from large lawsuits common in border communities. Agents in Pharr can tailor policies to cover risks like auto accidents or property incidents specific to the Rio Grande Valley.
What Does a Umbrella Insurance Agent in Pharr Cost?
Umbrella insurance costs in Texas generally range from 150 to 300 dollars per year for one million dollars in coverage. Additional millions may cost 50 to 100 dollars each per year. Factors like driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Pharr do?
An umbrella insurance agent in Pharr helps you buy a personal liability policy that adds coverage above your auto and homeowners limits. They assess your assets and risks to recommend an appropriate amount of extra protection.
How much umbrella coverage do I need in Texas?
Most agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential lawsuit exposure. Texas courts allow large judgments, so higher limits may be wise for property owners or business professionals.
Does umbrella insurance cover legal defense costs in Texas?
Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. Texas law does not cap these defense costs, so the insurer pays them in addition to the liability limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.