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HomeUmbrella Insurance AgentsTexas › Pearland

Find Umbrella Insurance Agents Near You in Pearland, TX

Browse umbrella insurance agents serving Pearland, Texas. Updated 2026-07-14.

The top-rated umbrella insurance agent in Pearland, Texas is Actsphere Insurance Group, rated 5.0 stars across 959 reviews. Other highly rated options include Farmers Insurance - Josiah Hartley, Bello Insurance Services Inc, Vertex Insurance Group. This directory lists 20 umbrella insurance agents serving Pearland.

Showing 20 umbrella insurance agents in Pearland, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Actsphere Insurance Group3129 Kingsley Dr #1910(832) 956-1033
2Farmers Insurance - Josiah Hartley11233 Shadow Creek Pkwy Ste 309(281) 251-4949
3Bello Insurance Services Inc12234 Shadow Creek Pkwy Ste 8108(832) 696-0062
4Vertex Insurance Group9639 Scarsdale Blvd Suite 104(713) 900-9007
5Farmers Insurance - John LeBlanc11711 Shadow Creek Pkwy Ste 125(713) 436-4707
6Insurance Plus Agencies, LLC - Progressive Local Agent4901 W Broadway St(281) 485-7283
7Farmers Insurance - Albert Johnson2225 County Rd 90 Ste 111(281) 412-6690
8Best Texas Insurance - Michelle Hinojosa11200 Broadway St Suite 2743(832) 736-0883
9Goosehead Insurance - Anthony Chambers2734 Sunrise Blvd #208(832) 777-7584
10RVS Insurance Group, LLC2743 Smith Ranch Rd Unit 1304(832) 273-0361
AI
3129 Kingsley Dr #1910
Actsphere Insurance Group
Umbrella Insurance Agent · Pearland, TX

Actsphere Insurance Group serves Pearland, Texas, and the surrounding county as an umbrella insurance agent. Umbrella policies provide additional liability coverage beyond standard home and auto insurance limits, helping to protect personal assets from major claims or lawsuits. This form of insurance is valuable for property owners and drivers who wish to safeguard their financial security. The agency assists clients in Pearland with securing higher coverage limits and managing risks associated with accidents or unforeseen events.

FI
11233 Shadow Creek Pkwy Ste 309
Farmers Insurance - Josiah Hartley
Umbrella Insurance Agent · Pearland, TX

Farmers Insurance - Josiah Hartley provides umbrella insurance coverage in Pearland, Texas, serving individuals and businesses seeking additional liability protection beyond standard policies. The agency works with clients to structure suitable policy limits and advise on coverage gaps. Ongoing service includes annual policy reviews and adjustments as client needs change over time. Maintenance support involves assisting with claims coordination and answering coverage questions. The agency services single-family homes, apartments, retail locations, and restaurants in the Pearland area.

BI
12234 Shadow Creek Pkwy Ste 8108
Bello Insurance Services Inc
Umbrella Insurance Agent · Pearland, TX

Bello Insurance Services Inc serves homeowners, business owners, and property managers in Pearland, Texas, seeking umbrella insurance to extend liability coverage beyond standard policies. This type of agent helps clients protect personal assets and business interests against major claims or lawsuits. Bello Insurance Services Inc offers tailored policies designed to fill gaps in existing liability limits, working to ensure comprehensive financial protection for a variety of risks. The coverage area also includes nearby communities such as Friendswood and the greater Houston metro region.

VI
9639 Scarsdale Blvd Suite 104
Vertex Insurance Group
Umbrella Insurance Agent · Pearland, TX

Vertex Insurance Group serves Pearland and the surrounding Houston-area communities as an umbrella insurance agent. It handles excess liability coverage that extends beyond the limits of standard home and auto policies, offering protection against major claims or lawsuits. When assigned a client’s risk assessment, it reviews existing underlying policies to identify coverage gaps. It then recommends an appropriate umbrella limit based on that analysis. The agency takes a detailed, consultative approach through which it explains how additional coverage layers work before finalizing a policy.

FI
11711 Shadow Creek Pkwy Ste 125
Farmers Insurance - John LeBlanc
Umbrella Insurance Agent · Pearland, TX

For umbrella insurance, clients may either purchase a single term policy or set up recurring annual coverage tailored to future liability needs. Farmers Insurance - John LeBlanc in Pearland, TX, provides locally based guidance on personal catastrophe policies that extend beyond standard home and auto limits. Agents help evaluate assets and risk exposure across the region. Service appointments for policy reviews or new endorsements are generally available on a one-time as-needed basis when a client requests a consultation or coverage adjustment.

IP
4901 W Broadway St
Insurance Plus Agencies, LLC - Progressive Local Agent
Umbrella Insurance Agent · Pearland, TX

Insurance Plus Agencies, LLC - Progressive Local Agent in Pearland, TX, specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. It also assists clients with general insurance needs to ensure comprehensive protection. The agency helps residents address increased risk exposure during the Atlantic hurricane season, which can bring severe storms and potential liability claims from property damage or accidents on their land.

FI
2225 County Rd 90 Ste 111
Farmers Insurance - Albert Johnson
Umbrella Insurance Agent · Pearland, TX

With the heavy rains and seasonal storms common in the Pearland area, securing proper liability coverage becomes essential for local property owners. As an umbrella insurance agent, Farmers Insurance - Albert Johnson helps residents extend their policy limits beyond standard home or auto plans to guard against major claims. Their process begins with a thorough review of existing coverage to identify potential gaps. A professional assessment of your current risk exposure is then completed to determine the appropriate level of additional protection.

BT
11200 Broadway St Suite 2743
Best Texas Insurance - Michelle Hinojosa
Umbrella Insurance Agent · Pearland, TX

Best Texas Insurance - Michelle Hinojosa serves Pearland, Texas, by providing general liability coverage and customizing umbrella insurance policies to extend superior protection beyond standard limits. This added layer of security addresses significant gaps in existing coverage, safeguarding clients against costly lawsuits and large claims. The agency’s focus on comprehensive risk management ensures tailored solutions for local commercial sectors, including offices, warehouses, and food service operations.

GI
2734 Sunrise Blvd #208
Goosehead Insurance - Anthony Chambers
Umbrella Insurance Agent · Pearland, TX

Goosehead Insurance - Anthony Chambers, located in Pearland, TX, provides residential umbrella insurance for local homeowners seeking additional liability protection beyond standard policies. The agency also assists area businesses with commercial umbrella coverage and serves clients throughout Pearland and the surrounding communities. By offering straightforward policies that extend liability limits, the agency helps clients safeguard their assets from major claims or lawsuits. These protective layers can be conveniently adjusted or renewed during routine check-ins, ensuring ongoing coverage between regular policy reviews without requiring complex new applications.

RI
2743 Smith Ranch Rd Unit 1304
RVS Insurance Group, LLC
Umbrella Insurance Agent · Pearland, TX

RVS Insurance Group, LLC in Pearland, TX, is known for offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. The agency serves local residents and businesses seeking to protect their assets from major claims or lawsuits. Comprehensive personal umbrella policies typically extend coverage across multiple underlying policies for broader financial security. As a specialty service, RVS Insurance Group can also advise clients on supplementing their existing flood insurance with additional liability protection.

PI
11200 Broadway St Suite 2743
Patriot Independent Insurance Partners
Umbrella Insurance Agent · Pearland, TX
(713) 597-4997
patriotiip.com
EI
2612 S Main St
Espinoza Insurance Co
Umbrella Insurance Agent · Pearland, TX
(281) 485-4466
VI
3311 E Broadway St
Vern Insurance Group
Umbrella Insurance Agent · Pearland, TX
(281) 922-1616
verninsurancegroup.com
LI
1807 FM518
Luminary Insurance Company
Umbrella Insurance Agent · Pearland, TX
(281) 624-5145
BI
4418 W Broadway St
Barry Insurance Group
Umbrella Insurance Agent · Pearland, TX
(281) 464-3384
barryinsurancegroup.com
SI
1620 N Main St
SureFort Insurance TX
Umbrella Insurance Agent · Pearland, TX
(281) 315-9558
EI
2734 Sunrise Blvd
Essentials Insurance Solutions
Umbrella Insurance Agent · Pearland, TX
(281) 406-3859
PI
1742 Oday Rd
Pearland Insurance
Umbrella Insurance Agent · Pearland, TX
(281) 412-5772
pearlandins.com
MJ
12234 Shadow Creek Pkwy
M & J Insurance Advisors
Umbrella Insurance Agent · Pearland, TX
(281) 372-6063
TS
11200 Broadway St
TWFG Stephens Insurance
Umbrella Insurance Agent · Pearland, TX
(281) 485-0039
stephensins.com

What Does an a Umbrella Insurance Agent in Pearland Cost?

In Texas the cost of a 1 million dollar personal umbrella policy from a local agent typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors like your credit score claims history and number of vehicles affect the premium. This is general information not insurance advice.

About umbrella insurance agents in Pearland

Umbrella insurance agents in Pearland Texas help you secure an extra layer of liability coverage that goes beyond your auto and homeowners policies. Texas law does not require umbrella insurance but it can protect your savings and future income from large lawsuits. Local agents understand the unique risks in the Houston area including flood and hurricane exposure.

Frequently Asked Questions

What does an umbrella insurance agent in Pearland do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your underlying auto and home insurance limits. The agent assesses your assets and risk profile to recommend an appropriate coverage amount. They also help you meet the minimum underlying coverage requirements set by Texas carriers.

How much umbrella coverage do I need in Texas?

Most Texas agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your total net worth and potential liability risks. A common rule is to have coverage equal to or greater than your total assets.

Is umbrella insurance expensive in Pearland Texas?

Umbrella insurance in Texas is generally affordable. A typical 1 million dollar policy costs between 150 and 300 dollars per year. Costs vary based on your driving record number of properties and underlying insurance limits. Your agent can provide a specific quote.

Umbrella Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.