The top-rated umbrella insurance agent in North Richland Hills, Texas is Insurance Solutions Group, rated 5.0 stars across 292 reviews. Other highly rated options include Allstate Insurance Agent: Mirna Castillo, Bennett Insurance Agency, Farmers Insurance - Luckey Curry. This directory lists 17 umbrella insurance agents serving North Richland Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions Group | 7640 NE Loop 820 #99 | (817) 354-6800 |
| 2 | Allstate Insurance Agent: Mirna Castillo | 5218 Rufe Snow Dr | (817) 918-3920 |
| 3 | Bennett Insurance Agency | 5587 Davis Blvd Suite 300 | (817) 477-6415 |
| 4 | Farmers Insurance - Luckey Curry | 4925 Davis Blvd Ste 108 | (817) 928-9400 |
| 5 | Lone Star Best Insurance | 8376 Davis Blvd Ste 272 | (682) 291-5724 |
| 6 | Farmers Insurance - Joy Pike Agency | 8605 Mid Cities Blvd Ste 200 | (817) 453-0872 |
| 7 | Farmers Insurance - Garrett Nees | 7510 Davis Blvd Ste E | (817) 625-8088 |
| 8 | All Texas Insurance Brokers | 8625 Mid Cities Blvd ste 200 | (817) 766-6310 |
| 9 | Troy Dunn Insurance Group | 6851 NE Loop 820 Ste 102 | (682) 841-1243 |
| 10 | Sunni Boenker | 5596 Davis Blvd Ste 150 | (817) 519-8400 |
Insurance Solutions Group serves the North Richland Hills, TX area and the surrounding Tarrant County region as a dedicated umbrella insurance agent. This company assists clients in obtaining additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance helps protect personal assets and future earnings from major claims or lawsuits. The agency specifically handles personal umbrella policies and can also help with excess liability coverage for rental properties in the local community.
Allstate Insurance Agent: Mirna Castillo provides umbrella insurance services to clients in North Richland Hills, TX, offering extended liability coverage that goes beyond standard home and auto policies. Service plans include personalized policy reviews to help clients understand their risk exposure and adjust coverage limits as needed. Maintenance services involve regular annual check-ins to update policies for life changes or new assets. The agency typically works with a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Bennett Insurance Agency in North Richland Hills, TX serves homeowners, businesses, and property managers who require additional liability coverage beyond standard policies. This umbrella insurance agent focuses on protecting clients from catastrophic claims and lawsuits that could exceed primary policy limits. The firm guides customers in selecting appropriate coverage amounts tailored to their assets and risk exposure. In addition, the agency provides knowledgeable support for policy questions and claims reporting. Their service area also extends to the neighboring communities of Watauga and Haltom City.
Farmers Insurance - Luckey Curry serves the North Richland Hills area and its surrounding Tarrant County communities, handling a range of umbrella insurance agent needs. This agency assists clients in securing additional liability coverage that extends beyond standard home or auto policies, protecting assets from major claims or lawsuits. To address each client's unique risk exposure, it takes a careful assessment approach, reviewing existing policies and personal circumstances to recommend the appropriate extra layer of protection through a straightforward consultation and quote process.
Lone Star Best Insurance in North Richland Hills, Texas, specializes in umbrella insurance agent services that provide liability coverage extending beyond standard policy limits. It also handles general insurance consultations to help clients assess their overall risk exposure and coverage gaps. The agency assists families and individuals in protecting assets from unexpected lawsuits or major claims. As spring storms and hailstorms often lead to property damage and subsequent liability issues in the region, it helps local clients secure additional coverage before such seasonal threats intensify.
When spring storms arrive in North Richland Hills, Farmers Insurance - Joy Pike Agency helps local homeowners and auto policyholders review their exposure to liability claims that could exceed standard coverage limits. As an umbrella insurance agent, the agency identifies gaps where an individual’s existing policies may not cover lawsuit damages or medical costs from a major accident on their property. They then recommend an extra layer of personal liability protection that kicks in after basic insurance is exhausted. A full review begins with a no-obligation inspection of current policies and assets.
Farmers Insurance - Garrett Nees provides liability coverage solutions that extend beyond standard policies. As an umbrella insurance agent in North Richland Hills, TX, the company offers additional protection layers that help cover significant claims and legal costs. This type of coverage is designed to activate when underlying policy limits are exhausted. The firm can assist with risk management needs for a variety of commercial sectors, including offices, warehouses, and food service operations.
All Texas Insurance Brokers, located in North Richland Hills, TX, is an umbrella insurance agent known for helping clients extend their liability protection beyond standard policy limits. This service is valuable in the Dallas-Fort Worth metroplex, where personal assets and property values often require additional coverage layers. The agency works with homeowners and drivers to fill gaps in existing auto or homeowner coverage. For property owners seeking comprehensive risk management, the company also offers guidance on excess liability policies that align with broader personal insurance needs.
Troy Dunn Insurance Group serves residential umbrella insurance needs in North Richland Hills, Texas. The agency also provides commercial umbrella insurance coverage for local businesses in the surrounding area. This type of policy extends liability protection beyond standard home or auto insurance limits, offering clients additional financial security. The team assists homeowners and renters who seek broader coverage against unexpected claims. Clients in North Richland Hills can therefore rely on the agency for initial policy setup and subsequent coverage adjustments when visiting between regular scheduled reviews.
Umbrella insurance agents may structure services either as a one-time policy consultation or through scheduled policy reviews for ongoing liability protection. Sunni Boenker in North Richland Hills, TX, helps clients secure additional coverage beyond standard home or auto policies, addressing gaps that could lead to major financial loss. Liability risks in the area often arise from everyday accidents or property ownership. This agency offers guidance on matching coverage limits to personal assets. Service runs on an as-needed basis, typically scheduled only when a client requests a new policy or an annual assessment.
What Does an a Umbrella Insurance Agent in North Richland Hills Cost?
In Texas umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Higher limits such as 2 million or 5 million may cost 200 to 500 dollars annually. Your actual premium depends on your risk profile number of properties and driving record. This is general information and not insurance advice.
About umbrella insurance agents in North Richland Hills
Umbrella insurance agents in North Richland Hills Texas help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. This is especially important in Texas where personal injury lawsuits can seek damages for medical costs and lost wages. A local agent can explain how umbrella policies protect your savings and future income from large claims.
Frequently Asked Questions
What does an umbrella insurance agent in North Richland Hills do?
An umbrella insurance agent helps you buy a policy that provides additional liability coverage above your existing auto and home insurance limits. They assess your personal risk factors such as property value and driving history to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets including your home savings and future earnings. A local agent can calculate a suitable limit based on your financial situation.
Is umbrella insurance required by Texas law?
No Texas law does not require umbrella insurance. However it is a common way to protect against large lawsuits that exceed your standard policy limits. Texas courts allow plaintiffs to seek compensation for pain and suffering which can lead to high judgments.
Umbrella Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton