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Find Umbrella Insurance Agents Near You in McKinney, TX
Directory of umbrella insurance agents in McKinney, Texas. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
McKinney, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 umbrella insurance agents in McKinney, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
1705 W University Dr Ste 106-B, McKinney, TX 75069
(972) 426-5092
locations.freeway.com
Amity Insurance Group
300 N McDonald St Unit 1118, McKinney, TX 75069
(972) 346-8138
amityinsurancegroup.com
Your Agent LLC (INSURANCE AGENCY)
5900 S Lake Forest Dr Suite #300, McKinney, TX 75070
(469) 585-6455
youragentllc.com
Braly Insurance Group
300 Davis St Suite 106, McKinney, TX 75069
(972) 359-9324
bralyinsurance.com
Parker Preferred Insurance
3900 S Stonebridge Dr #1601, McKinney, TX 75070
(972) 987-6083
parkerpreferred.com
Insurance Services Agency
600 N McDonald St, McKinney, TX 75069
(972) 548-1199
isamcktx.com
The Taylor Insurance Agency
6401 Eldorado Pkwy STE 119, McKinney, TX 75070
(214) 556-1995
ktayloragency.com
Nationwide Insurance: Hal L. Harbor
115 W Virginia St Ste 100, McKinney, TX 75069
(972) 529-1134
agency.nationwide.com
Shielded Insurance TX
210 S McDonald St, McKinney, TX 75069
(214) 225-0987
CoreSecure Insurance Agency
1805 N Graves St, McKinney, TX 75069
(214) 831-4910
Farmers Insurance - Janice Crosswhite
4025 E University Dr Ste D400, McKinney, TX 75069
(469) 625-1239
agents.farmers.com
Professional Insurance McKinney
2491 Country Vw Ln #1129, McKinney, TX 75069
(214) 831-8211
Unity Sure Insurance Agency
2170 Lake Forest Dr, McKinney, TX 75071
(972) 379-9658
upperhillinsurance.com
Gant Group Inc
1807 West St, McKinney, TX 75069
(214) 544-7230
gantgroup.com
What Does a Umbrella Insurance Agent in McKinney Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors such as multiple properties or young drivers. Costs vary by situation and depend on your underlying insurance policies and personal risk profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in McKinney do?
An umbrella insurance agent in McKinney helps you purchase a personal or commercial umbrella policy that provides additional liability coverage above your existing auto and homeowners insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. Higher limits of 2 to 5 million dollars may be appropriate for those with rental properties or high net worth.
Is umbrella insurance required by Texas law?
No, umbrella insurance is not required by Texas law. However, it is often required by lenders or landlords if you have a mortgage or lease that includes liability coverage minimums. Texas courts can award large damages, making extra protection wise.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.