The top-rated umbrella insurance agent in McKinney, Texas is Integrity Insurance Group, rated 5.0 stars across 747 reviews. Other highly rated options include Mauceri Bynum Insurance, Freeway Insurance, RiskWell. This directory lists 21 umbrella insurance agents serving McKinney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Integrity Insurance Group | 4500 Eldorado Pkwy STE 2500 | (972) 930-7086 |
| 2 | Mauceri Bynum Insurance | 301 E Virginia St Suite 201 | (214) 733-8400 |
| 3 | Freeway Insurance | 1321 N Tennessee St STE 106 | (469) 314-3025 |
| 4 | RiskWell | 4500 Eldorado Pkwy STE 2000 | (469) 678-8001 |
| 5 | DW Insurance & Financial Services Inc | 6000 Alma Rd Suite 201 | (972) 665-8608 |
| 6 | Pierce Insurance Group, Inc | 7951 Collin McKinney Pkwy APT 1200 | (469) 252-8001 |
| 7 | Amity Insurance Group | 300 N McDonald St Unit 1118 | (972) 346-8138 |
| 8 | Your Agent LLC (INSURANCE AGENCY) | 5900 S Lake Forest Dr Suite #300 | (469) 585-6455 |
| 9 | Braly Insurance Group | 300 Davis St Suite 106 | (972) 359-9324 |
| 10 | Parker Preferred Insurance | 3900 S Stonebridge Dr #1601 | (972) 987-6083 |
Integrity Insurance Group serves the McKinney, Texas, area as an umbrella insurance agent. It provides excess liability coverage that extends beyond the limits of standard auto and homeowners policies. This protection helps safeguard personal assets against major claims or lawsuits. By working with this agent, clients can add a broader layer of security. The agent handles policy assessments for coverage gaps and assists with claims coordination for high-limit liability situations.
Mauceri Bynum Insurance provides umbrella insurance coverage in McKinney, TX, offering clients supplemental liability protection beyond standard policy limits. The agent works to help customers strengthen their financial defenses through careful plan evaluation and coverage adjustments. Service includes explaining policy terms thoroughly so clients understand how their primary insurance interacts with this extra layer of security. The company serves a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.
Freeway Insurance serves the McKinney, Texas area and surrounding Collin County communities, helping clients obtain umbrella insurance coverage. This agent works with individuals and families to secure additional liability protection that goes beyond standard homeowners and auto policies. Umbrella coverage here is essential for those who own property or have significant assets. Freeway Insurance assists in tailoring policies that offer higher liability limits. The company handles personal umbrella policies and coordinates with existing home and auto insurance providers in this region.
RiskWell serves homeowners, businesses, and property managers in McKinney, Texas, who need additional liability coverage beyond standard policies. It provides umbrella insurance consultations and policy placement tailored to protect assets from major claims and lawsuits. The agent assists clients in understanding coverage limits and ensuring adequate protection for their properties and operations. This includes evaluating individual risk exposures to recommend appropriate policy layers. RiskWell also extends its umbrella insurance services to neighboring communities in the greater Collin County area.
DW Insurance & Financial Services Inc serves McKinney, Texas and the surrounding Collin County communities, handling client protection through umbrella insurance policies. These policies provide extra liability coverage above standard homeowners and auto insurance limits. For a typical client, the agency assesses existing policy coverage, identifies potential gaps in personal liability exposure, and recommends specific coverage amounts that address everyday risks. It develops custom solutions by evaluating each client’s unique financial situation and asset profile, then coordinates seamlessly with base policy providers to ensure consistent protection across all insured assets.
Pierce Insurance Group, Inc in McKinney, TX offers umbrella insurance policies that operate as an extension of a client’s existing standard liability coverage, providing an extra layer of financial protection against major claims and lawsuits. Unlike one-time transactional services, the recurring option ensures continuous policy management and adjustment for evolving risks. This agent serves clients on both a scheduled and as-needed basis, adapting new coverage limits as personal or business assets change.
Amity Insurance Group offers specialized services in umbrella insurance in McKinney, Texas. This agency helps clients obtain additional liability coverage that extends beyond the limits of standard home and auto policies. The firm assists in securing broader protection for a wider range of unexpected claims and legal fees. That added layer is particularly valuable for safeguarding assets during the peak spring storm and construction season, when temporary hazards can create new liability risks on a property.
With McKinney’s spring storms bringing sudden hail and flash flooding, local homeowners often realize their standard policy leaves gaps in liability protection. Your Agent LLC in McKinney, TX, addresses this need by brokering umbrella insurance coverage, which extends added layers of personal liability limits above auto and home policies. The agency assesses each client’s current exposures against typical regional risks from slip-and-fall accidents or pet incidents. In the initial-assessment step, they review existing insurance declarations to recommend a suitable umbrella policy limit.
Braly Insurance Group provides personal and commercial insurance solutions from its base in McKinney, Texas. Its core service includes offering umbrella insurance policies that deliver added liability protection beyond standard home and auto coverage. These policies are designed to safeguard clients against major claims and lawsuits. The firm serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Parker Preferred Insurance provides umbrella insurance coverage for clients in McKinney, Texas, offering additional liability protection beyond standard policies. Its service includes helping evaluate risk exposure and securing policy limits that align with personal asset protection needs. Maintenance plans involve regular policy reviews to adjust coverage as clients’ asset portfolios or liability risks evolve over time. This insurance agent services single-family homes, apartments, retail spaces, and restaurants in the local area.
What Does an a Umbrella Insurance Agent in McKinney Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors such as multiple properties or young drivers. Costs vary by case and depend on your underlying insurance policies and personal risk profile. This is general information, not insurance advice.
About umbrella insurance agents in McKinney
Umbrella insurance agents in McKinney Texas help residents and businesses add an extra layer of liability protection beyond standard auto and home policies. Texas law allows for high liability judgments in personal injury cases, making umbrella coverage a practical choice for those with significant assets. Local agents can tailor policies to match your specific risk profile and property values in the McKinney area.
Frequently Asked Questions
What does an umbrella insurance agent in McKinney do?
An umbrella insurance agent in McKinney helps you purchase a personal or commercial umbrella policy that provides additional liability coverage above your existing auto and homeowners insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit.
How much umbrella coverage do I need in Texas?
Most Texas agents recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant savings. Higher limits of 2 to 5 million dollars may be appropriate for those with rental properties or high net worth.
Is umbrella insurance required by Texas law?
No, umbrella insurance is not required by Texas law. However, it is often required by lenders or landlords if you have a mortgage or lease that includes liability coverage minimums. Texas courts can award large damages, making extra protection wise.
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