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Find Umbrella Insurance Agents Near You in Lancaster, TX

Directory of umbrella insurance agents in Lancaster, Texas. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Lancaster, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 14 umbrella insurance agents in Lancaster, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
La Familia Auto Insurance
3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146
(972) 441-4021 lafamiliainsurance.com
A-MAX Auto Insurance
1445 W Pleasant Run Rd #600, Lancaster, TX 75146
(972) 227-5000 amaxinsurance.com
ALPA Insurance
1450 Pleasant Run Rd Ste. 148, Lancaster, TX 75146
(972) 218-2221 alpainsurance.com
Farmers Insurance - Louis Taylor
1053 W Pleasant Run Rd, Lancaster, TX 75146
(469) 547-3550 agents.farmers.com
Fred Loya Insurance
404 I-35E #102, Lancaster, TX 75146
(469) 643-5236 fredloya.com
Cassandra Preston - State Farm Insurance Agent
908 N Interstate 35 E Rd, Lancaster, TX 75146
(972) 576-3270 gocpreston.com
Kimberly Giddings - State Farm Insurance Agent
211 W Pleasant Run Rd #101, Lancaster, TX 75146
(972) 227-2302 kimberlygiddings.com
Premier Cover Insurance Co.
1450 Pleasant Run Rd, Lancaster, TX 75146
(469) 306-0846 allstate.com
Ken Allen Insurance
222 Pleasant Run Rd #102, Lancaster, TX 75146
(972) 218-6700
American National Insurance Company - District Office
3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146
(972) 274-0119
SIG/Pruner Insurance Group
1506 S Interstate 35 E, Lancaster, TX 75134
(972) 224-3333
Taylor Agency
330 Pleasant Run Rd, Lancaster, TX 75146
(972) 218-8166
Sylvia Lara - Aflac Insurance Agent
2735 Western Hills Dr, Lancaster, TX 75146
(972) 274-6633
Prominent Insurance Agency LLC
1812 Athena Dr, Lancaster, TX 75134
(972) 632-6444 prominentinsuranceagencyllc.com

Umbrella insurance agents in Lancaster, Texas help you secure extra liability coverage that goes beyond your auto, home, or boat policies. Texas law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Agents in Lancaster can tailor a policy to cover claims that exceed your primary insurance limits.

What Does a Umbrella Insurance Agent in Lancaster Cost?

The cost of umbrella insurance in Texas typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. For higher limits, such as 2 to 5 million dollars, the annual premium may be 300 to 800 dollars. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lancaster do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing auto and homeowners insurance. In Texas, this extra layer can help cover legal costs and settlements if you are sued for an accident or incident at your home.
How much umbrella coverage do I need in Lancaster Texas?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk. Texas courts can award large judgments, so consider a policy that matches your net worth and future income. An agent can help you evaluate your specific needs.