The top-rated umbrella insurance agent in Katy, Texas is Dagley Insurance Agency, rated 4.8 stars across 415 reviews. Other highly rated options include Professional Insurance Organization, DLG Insurance Agency, Wiemers Insurance Group. This directory lists 23 umbrella insurance agents serving Katy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dagley Insurance Agency | 23114 Seven Meadows Pkwy | (281) 644-1000 |
| 2 | Professional Insurance Organization | 25145 Star Ln Suite 703 | (281) 829-7595 |
| 3 | DLG Insurance Agency | 22503 Katy Fwy Suite 47 | (713) 262-5366 |
| 4 | Wiemers Insurance Group | 23227 Red River Dr | (281) 344-2557 |
| 5 | First Choice Insurance Partners | 26717 Westheimer Pkwy Ste 201 | (832) 735-7831 |
| 6 | Texas Ria Insurance Agency | 533 S Mason Rd | (888) 512-0000 |
| 7 | Hardcastle Insurance Agency LLC | 5701 4th St #1001 | (832) 821-6410 |
| 8 | Brightway Insurance, The Hebert Agency | 25807 Westheimer Pkwy | (832) 810-0303 |
| 9 | Inszone Insurance Services | 21356 Provincial Blvd | (281) 578-0523 |
| 10 | Henry Integra Insurance Services | 411 Park Grove Dr Ste 420 | (281) 944-9147 |
Dagley Insurance Agency serves the Katy, Texas area as a provider of umbrella insurance agent services. This firm helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. Such policies offer important protection against major claims and lawsuits that could otherwise threaten personal assets. The business assists area residents and property owners in evaluating their risk exposure and selecting appropriate layers of coverage. It regularly handles policy renewals and adjustments, including adding umbrella coverage for clients with rental properties or recreational vehicles.
Professional Insurance Organization provides umbrella insurance services in Katy, Texas, offering extended liability coverage that goes beyond standard home and auto policies. Their service approach focuses on helping clients assess personal risk levels and adjust coverage limits accordingly. Maintenance plans involve periodic policy reviews to ensure protection remains current with changing asset values and local exposures. The company typically serves homeowners, apartment complexes, small retail stores, and local restaurants requiring additional liability layers.
DLG Insurance Agency in Katy, Texas serves homeowners, businesses, and property managers by offering umbrella insurance policies that provide extra liability coverage beyond standard limits. These policies help protect assets against significant claims or lawsuits that could exceed primary insurance. When clients need secure additional liability protection for unexpected events, DLG Insurance Agency works to find the right policy for their specific risk profile in the greater Houston area, including nearby communities such as Fulshear.
Serving Katy, Texas, and the surrounding Houston-area communities, Wiemers Insurance Group handles umbrella insurance for clients seeking added personal liability protection beyond standard home and auto policies. This coverage is designed to safeguard assets and future earnings from major claims or lawsuits. For a typical job, the company begins by reviewing a client’s existing policies and risk profile to recommend appropriate liability limits.
First Choice Insurance Partners in Katy, TX can structure umbrella insurance coverage as either a single one-time policy for a specific risk event or as an ongoing recurring service that protects assets year after year. This added liability layer extends above the limits of standard auto and homeowners policies, safeguarding personal savings and future earnings from costly lawsuits. Service runs on either a one-time, annual, or as-needed basis depending on client preference.
Texas Ria Insurance Agency specializes in umbrella insurance coverage, offering clients in Katy, Texas, an extra layer of liability protection beyond standard home and auto policies. It works to secure broader financial safeguards against major claims and lawsuits. Surprising costs from accidents or property incidents can exceed existing policy limits, so this firm helps address that exposure. Many residents face increased liability risks during holiday gatherings or after severe weather when guests may be injured on their property.
As the spring storm season approaches in Katy, homeowners often review their existing insurance coverage. Hardcastle Insurance Agency LLC offers umbrella insurance policies that provide an extra layer of liability protection beyond standard home and auto limits. This coverage helps safeguard personal assets when minor accidents escalate into costly lawsuits. The agency guides clients in Katy through policy options to address unique regional weather and traffic-related exposure. A thorough initial assessment of current policies and personal risk factors is completed to determine appropriate coverage needs.
Brightway Insurance, The Hebert Agency in Katy, TX, offers coverage that helps protect individuals and businesses from liability claims that exceed standard policy limits. As an umbrella insurance agent, the firm provides an additional layer of financial security beyond typical homeowners and auto policies. Their services extend to commercial clients, including offices, warehouses, and food service operations, ensuring broader risk management for a range of local enterprises.
Inszone Insurance Services provides residential umbrella insurance in Katy, TX, offering extra liability protection beyond standard homeowners coverage. The agency also structures commercial umbrella policies to safeguard local businesses against major claims. Serving Katy and the surrounding Houston metro area, the firm ensures clients have a financial safety net for unforeseen events. Policies coordinate with underlying auto and property plans to close coverage gaps. Regular policy reviews and follow-up consultations help maintain appropriate protection levels between scheduled visits.
Henry Integra Insurance Services in Katy, TX is known for specializing in umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency assists local residents and businesses in securing additional layers of financial security against major claims or lawsuits. Their service range includes evaluating personal risk profiles to recommend appropriate policy limits. They also help coordinate existing underlying policies for seamless integration. As a specialty add-on, the agency offers tailored excess liability solutions for clients with rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in Katy Cost?
In Katy Texas, umbrella insurance premiums generally range from 150 to 500 dollars per year for 1 to 2 million dollars in coverage. Factors like your driving record, number of properties, and whether you own a pool or dog influence the final price. Texas law allows insurers to adjust rates based on individual risk. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Katy
Umbrella insurance agents in Katy, Texas help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Texas law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific risks faced by Houston-area residents, such as flood liability and high-traffic accidents.
Frequently Asked Questions
What does an umbrella insurance agent in Katy do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage after your primary insurance limits are used up. They assess your assets and risks to recommend an appropriate coverage amount. In Texas, umbrella policies typically start at 1 million dollars of coverage.
Who needs umbrella insurance in Katy Texas?
Anyone with significant assets, a swimming pool, a dog, or who frequently hosts guests may benefit from umbrella insurance. Texas has a two-year statute of limitations for personal injury lawsuits, so extra liability protection is wise for property owners. Drivers with teenage children or a history of accidents also commonly seek this coverage.
How much does umbrella insurance cost in Katy Texas?
In Texas, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your risk factors, claims history, and the insurance company you choose.
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