The top-rated umbrella insurance agent in Hurst, Texas is Alejandra Palomera - State Farm Insurance Agent, rated 4.9 stars across 792 reviews. Other highly rated options include Shaw Insurance Agency, Pat White - State Farm Insurance Agent, Shalyn Clark - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Hurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alejandra Palomera - State Farm Insurance Agent | 981 Melbourne Rd | (817) 274-1324 |
| 2 | Shaw Insurance Agency | 947 W Glade Rd | (817) 479-7601 |
| 3 | Pat White - State Farm Insurance Agent | 500 Grapevine Hwy #110 | (817) 788-8181 |
| 4 | Shalyn Clark - State Farm Insurance Agent | 2000 Precinct Line Rd Ste 100 | (817) 788-1999 |
| 5 | JM Elite Insurance Service | 669 Airport Fwy STE 303 | (817) 677-8205 |
| 6 | Century Insurance Agency, Inc | 995 W Glade Rd | (817) 318-8900 |
| 7 | Tommy Stamps Insurance | 1816 Harwood Ct | (817) 479-8401 |
| 8 | RAM Insurance Services, LLC | 235 NE Loop 820 Suite 307 | (817) 523-0056 |
| 9 | Farmers Insurance - Greg Hardman | 951 W Pipeline Rd Ste 309 | (817) 282-1551 |
| 10 | Akoya Insurance Services, LLC | 1500 Norwood Dr #300 | (817) 769-6546 |
Alejandra Palomera - State Farm Insurance Agent serves the Hurst, Texas, area and surrounding Tarrant County communities, specializing in umbrella insurance solutions. The agency helps clients protect their assets beyond standard policy limits, addressing potential gaps in liability coverage for homeowners and auto policies. By assessing individual risk factors, the office provides guidance on securing broader financial security against unexpected claims or lawsuits. Among the specific services it handles in this area is excess liability coverage for high-value assets.
Shaw Insurance Agency in Hurst, Texas provides a range of umbrella liability insurance services designed to offer additional coverage beyond standard policies. Its service plans focus on helping clients secure extra layers of protection for personal and commercial risks, often including consultation to assess liability gaps and annual policy reviews. Maintenance includes straightforward renewal support and guidance on adjusting coverage limits as needs change. The agency serves properties such as single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in Hurst, Texas, Pat White - State Farm Insurance Agent assists clients with umbrella insurance policies that provide extra liability coverage beyond standard limits. These policies help protect personal assets and future earnings from major claims or lawsuits. The agency guides customers through policy options to increase financial security against unforeseen incidents. Pat White also works with residents and commercial clients in neighboring Bedford, Euless, and other communities throughout the northeast Tarrant County metro area.
Shalyn Clark - State Farm Insurance Agent serves Hurst, Texas, and the surrounding communities of the Dallas-Fort Worth metroplex. The company handles umbrella insurance policies, providing extended liability coverage that goes beyond standard homeowners and auto policies. This additional layer of protection helps safeguard clients against major claims and lawsuits. The agency’s general approach to a typical job involves assessing each client’s current insurance portfolio to recommend an appropriate liability limit for their assets.
JM Elite Insurance Service in Hurst, TX offers umbrella insurance coverage that extends additional liability protection beyond standard home and auto policies. Clients can choose either a one-time policy purchase or a recurring annual service plan that maintains continuous coverage. Umbrella policies safeguard assets and future earnings against major claims or lawsuits. The agency tailors coverage limits to individual risk profiles and property values. Service appointments run strictly on an as-needed basis, allowing clients to request policy reviews, adjustments, or new applications whenever their personal liability situation changes.
As spring storms in Hurst bring hail and high winds, residents often review their property liability exposure. Century Insurance Agency, Inc provides umbrella insurance policies designed to offer extra liability coverage beyond standard home and auto limits. Operating locally in Hurst, Texas, the agency helps clients protect assets against major claims or lawsuits. Their service begins with a personal initial consultation to review existing coverage and identify potential gaps.
Tommy Stamps Insurance in Hurst, Texas, specializes in umbrella insurance agent services, which provide extended liability coverage beyond standard policies. The company also assists clients with assessing their overall risk exposure and structuring broader personal or commercial liability protection. Umbrella policies can safeguard assets in the event of a serious accident or lawsuit. With unpredictable Texas weather, the agency helps clients address the elevated liability risks that can arise during the spring storm season, when property damage accidents and related claims become more common.
In the Dallas-Fort Worth metroplex, unpredictable storms and increasing traffic accidents make extra liability protection a common concern. As an umbrella insurance agent in Hurst, TX, RAM Insurance Services, LLC helps local residents address this by offering supplementary coverage that extends beyond standard policy limits. Their work involves reviewing existing homeowners and auto policies to identify gaps that could create financial exposure from lawsuits or large claims. The process begins with a personal consultation to assess individual asset levels and risk factors before recommending appropriate coverage.
Farmers Insurance - Greg Hardman provides umbrella insurance coverage for individuals and businesses in Hurst, Texas. This agent’s work focuses on offering excess liability protection that extends beyond standard policy limits, helping safeguard personal assets and business operations from larger claims. The service covers a range of specialty add-ons for specific needs, such as additional liability layers for property exposures. The agent can serve commercial sectors including offices, warehouses, and food service establishments that require higher liability limits.
Akoya Insurance Services, LLC assists homeowners in Hurst, Texas, with residential umbrella insurance policies that extend liability protection beyond standard limits. The company also provides commercial umbrella coverage for local businesses seeking additional financial safeguards. Its service area encompasses the broader Hurst community and surrounding parts of the Dallas-Fort Worth metroplex. Following an initial policy setup, clients can expect attentive follow-up assistance during renewal periods and prompt replies to any coverage questions that arise between regular policy reviews.
What Does an a Umbrella Insurance Agent in Hurst Cost?
Umbrella insurance costs in Texas typically range from 150 to 300 dollars per year for one million dollars of coverage. Adding another million often costs 50 to 75 dollars more annually. Your driving record, home risks, and number of vehicles affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Hurst
An umbrella insurance agent in Hurst Texas helps you add a layer of liability protection above your standard auto and homeowners policies. Texas law allows for high jury awards in personal injury cases, making extra coverage valuable for local residents. Agents in Hurst can explain how umbrella policies cover legal defense costs and claims not included in underlying policies.
Frequently Asked Questions
What does an umbrella insurance agent in Hurst do?
An umbrella insurance agent in Hurst helps you buy a personal liability policy that kicks in after your auto or home insurance limits are used up. They review your assets and risk factors to suggest a coverage amount. This is common for homeowners or drivers in Texas who want extra protection against lawsuits.
Who needs umbrella insurance in Texas?
Anyone with significant assets, a swimming pool, a dog, or who drives frequently in Texas may benefit from umbrella insurance. Texas has no cap on noneconomic damages in many personal injury cases, so a lawsuit could exceed your standard policy limits. An agent can help you decide if umbrella coverage is right for your situation.
How much umbrella coverage do I need in Hurst Texas?
Common umbrella policy limits in Texas start at one million dollars and go up in increments. Your agent will consider your net worth, income, and potential liability risks. Many Hurst residents choose one to two million dollars in coverage, but the right amount depends on your individual circumstances.
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