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Browse umbrella insurance agents serving Harlingen, Texas. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Harlingen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 umbrella insurance agents in Harlingen, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
408 W Tyler Ave, Harlingen, TX 78550
(956) 620-2028
Insurance Advisors Agency (IAA)
2211 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 425-3535
ilovemyhealthplan.com
Pronto Insurance
717 E Tyler Ave Ste. B, Harlingen, TX 78550
(956) 412-2522
prontoinsurance.com
ESPINO INSURANCE GROUP
1212 E Harrison Ave #250, Harlingen, TX 78550
(956) 455-1313
antonioespinoinsurance.com
Juarez Insurance Agency
1415 Stuart Place Rd Ste A, Harlingen, TX 78552
(956) 453-3174
juarez-insurance.com
Pronto Insurance
817 S Ed Carey Dr, Harlingen, TX 78550
(956) 364-2498
prontoinsurance.com
Victory Insurance Harlingen
2801 US-83 BUS, Harlingen, TX 78552
(956) 622-3200
victoryinsuranceharlingen.com
Green Insurance Group
1601 S 77 Sunshine Strip Suite A, Harlingen, TX 78550
(956) 412-1600
gigtx.com
Friendly Insurance Agency
1205 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 428-2133
harlingeninsurance.com
TWFG Garcia Insurance
2404 F St Suite A, Harlingen, TX 78552
(956) 305-2820
agentpages.twfg.com
JLR Insurance Group
502 E Harrison Ave # B, Harlingen, TX 78550
(956) 230-5330
Voorhes Insurance
518 N 1st St, Harlingen, TX 78550
(956) 428-7475
Elizondo Insurance Services LLC
2005 E Tyler Ave #2, Harlingen, TX 78550
(956) 230-0934
elizondoinsuranceservices.com
Ball Insurance & Associates
514 E Van Buren Ave, Harlingen, TX 78550
(956) 428-4031
Greer & Associates Insurance Agency
1271 Stuart Place Rd, Harlingen, TX 78552
(956) 425-7776
greerins.com
Protect Insurance TX
301 S Rangerville Rd, Harlingen, TX 78552
(956) 694-1266
Insurance Partners
1521 S H St, Harlingen, TX 78550
(956) 421-5914
Empower Brokerage, Inc.
2307 N Ed Carey Dr, Harlingen, TX 78550
(888) 539-1633
empowerbrokerage.com
FORTALEZA INSURANCE GROUP, LLC
605 N 77 Sunshine Strip, Harlingen, TX 78550
(956) 496-2078
fortaleza-insurance.com
Combs Insurance
1217 E Tyler Ave, Harlingen, TX 78550
(956) 425-1285
Umbrella insurance agents in Harlingen Texas help you add a layer of personal liability coverage above your existing auto and homeowners policies. Texas law allows for high liability judgments in personal injury cases, making extra protection valuable for many residents. An agent can review your assets and recommend a policy limit that fits your needs.
What Does a Umbrella Insurance Agent in Harlingen Cost?
The cost of umbrella insurance in Texas typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Your premium depends on your risk factors such as number of vehicles, property value, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Harlingen Texas?
Umbrella insurance covers legal defense costs and damages for claims that exceed your auto or home policy limits. In Texas, this can include libel, slander, and false arrest claims. It also covers certain lawsuits that your primary policies may exclude.
How much umbrella coverage do I need in Texas?
Most agents in Harlingen recommend at least one million dollars in umbrella coverage. The right amount depends on your personal assets and income. Texas courts can award large sums in personal injury cases, so higher limits may be wise for homeowners or business owners.
Can I get umbrella insurance without a home or auto policy?
No, you must have an underlying auto or homeowners policy to qualify for umbrella insurance in Texas. The umbrella policy only activates after your primary policy limits are used up. Your agent can help you secure the required base policies first.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.