The top-rated umbrella insurance agent in Grapevine, Texas is Bill Brandes: Allstate Insurance, rated 4.9 stars across 525 reviews. Other highly rated options include Matthew Reinhardt - State Farm Insurance Agent, Jacobs Insurance Solutions, Insurance Solutions USA. This directory lists 18 umbrella insurance agents serving Grapevine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Brandes: Allstate Insurance | 1340 S Main St Ste 200 | (817) 481-2579 |
| 2 | Matthew Reinhardt - State Farm Insurance Agent | 1100 S Main St #102 | (817) 805-3300 |
| 3 | Jacobs Insurance Solutions | 1000 Texan Trail Suite 105 | (817) 485-8989 |
| 4 | Insurance Solutions USA | 312 Northwest Hwy | (817) 756-1442 |
| 5 | Neighbor's Choice Insurance Agency, Inc. | 431 E Northwest Hwy | (817) 421-8866 |
| 6 | HI Agency - Grapevine | 129 S Main St #260 | (972) 665-1930 |
| 7 | Burns Insurance Group, LLC | 621 N Main St #427 | (817) 778-0510 |
| 8 | Jeffrey R. Mewhirter Insurance Agency Inc | 611 S Main St #400 | (817) 410-4690 |
| 9 | Farmers Insurance - Samuel Puentes | 203 E Northwest Hwy | (682) 294-3060 |
| 10 | Aura Shield Insurance Agency TX | 203 N Barton St | (817) 618-6112 |
Bill Brandes: Allstate Insurance serves the Grapevine, Texas, area and the surrounding metro region as an umbrella insurance agent. Umbrella insurance provides additional liability coverage that extends beyond the limits of standard home and auto policies. This extra protection can help safeguard personal assets against major claims or lawsuits. The company assists clients in evaluating their existing liability risks and selecting an appropriate policy layer. It handles policy reviews and claim support for additional liability coverage.
Matthew Reinhardt - State Farm Insurance Agent in Grapevine, TX provides umbrella insurance coverage, offering additional liability protection that extends beyond the limits of standard home and auto policies. The agency helps clients assess their existing risk exposure and advises on appropriate policy thresholds to ensure comprehensive financial safeguards are in place. Ongoing policy reviews and coverage adjustments are available to maintain adequate protection as personal circumstances change. This agent services single-family homes, apartments, retail locations, and restaurants.
Jacobs Insurance Solutions serves homeowners, renters, and small business owners in Grapevine, Texas who need supplemental liability protection beyond their standard policies. As an umbrella insurance agent, the company helps clients secure extra coverage that kicks in when existing liability limits are exhausted, protecting assets like savings and property. It assists with evaluating individual risk profiles to recommend appropriate policy limits. This agency also extends its personalized advisory services to clients in the neighboring community of Southlake.
Serving Grapevine and the surrounding communities in the Dallas-Fort Worth metroplex, Insurance Solutions USA handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This firm assists local residents in securing additional protection for significant claims or lawsuits that might otherwise exceed their primary policies. For a typical job, the company generally reviews a client’s existing coverage and personal assets, then calculates the appropriate level of extra liability to recommend as a financial safeguard.
Neighbor's Choice Insurance Agency, Inc. in Grapevine, TX helps clients distinguish between one-time policy purchases and ongoing service plans for umbrella coverage. This type of insurance offers an extra layer of liability protection beyond standard home and auto policies, guarding against major claims and lawsuits. Residents and business owners in the area can consult with the agent to tailor a policy to their specific risk exposure. Service arrangements for policy adjustments and inquiries are available on an as-needed basis.
HI Agency - Grapevine offers specialty coverage through umbrella insurance policies that extend liability protection beyond standard auto and homeowners plans. Its general service work includes consulting with clients in Grapevine, TX, to assess risk exposure and determine appropriate additional coverage limits for personal assets. The agency helps address seasonal or situational concerns such as increased liability exposure during spring and summer when hosting guests at home pools or trampolines.
In the unpredictable North Texas weather, shifting hailstorms and sudden liability risks often prompt property owners in the Grapevine area to review their coverage. Burns Insurance Group, LLC, operating as an umbrella insurance agent, helps clients secure additional liability protection beyond standard policies. The agency focuses on fitting an extra layer of defense to shield assets from unforeseen accidents or legal claims. To begin, a meeting or phone conversation is scheduled with a representative to assess current policies and evaluate potential gap exposures.
Jeffrey R. Mewhirter Insurance Agency Inc provides general liability coverage to clients in Grapevine, Texas, and specializes in umbrella insurance policies for additional liability protection beyond standard limits. The agency helps individuals and businesses secure layers of coverage against large claims or lawsuits, offering peace of mind for various risk exposures. Commercial clients can obtain these policies to protect assets tied to offices, warehouses, and food service operations.
Farmers Insurance - Samuel Puentes provides residential umbrella insurance services for homeowners in Grapevine, Texas, offering an extra layer of liability protection beyond standard policies. Commercial umbrella coverage is also available for local businesses. The agency serves clients throughout the Grapevine area. Samuel Puentes helps customers assess their unique liability risks to determine appropriate policy limits. After an initial consultation, he follows up with policy adjustments and renewal reviews during regular visits to ensure continued appropriate coverage as personal or business circumstances change.
Aura Shield Insurance Agency TX in Grapevine is an umbrella insurance agent assisting local residents and businesses with additional liability protection. The agency emphasizes coverage that extends beyond standard policy limits, safeguarding assets from major claims. It works with clients to assess risk exposure and match them with appropriate personal or commercial umbrella policies. A specialty service the agency can add on is coverage for recreational vehicles, such as boats or ATMs.
What Does an a Umbrella Insurance Agent in Grapevine Cost?
Umbrella insurance in Texas typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your personal risk factors, number of vehicles, and property owned. This is general information and not insurance advice.
About umbrella insurance agents in Grapevine
An umbrella insurance agent in Grapevine Texas helps you secure extra liability coverage beyond your standard auto or homeowners policy. Texas law does not require umbrella insurance but it can protect your assets from large claims or lawsuits common in the Dallas-Fort Worth area. Working with a local agent ensures your policy aligns with Texas liability limits and court procedures.
Frequently Asked Questions
What does an umbrella insurance agent in Grapevine do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and lifestyle.
How much umbrella insurance do I need in Grapevine Texas?
Most agents recommend at least 1 million dollars in umbrella coverage for Texas homeowners. The exact amount depends on your net worth, property value, and potential liability risks from activities like owning a pool or hosting guests.
Does Texas law affect umbrella insurance policies?
Yes Texas follows a modified comparative fault rule which can impact liability claims. Umbrella insurance can help cover legal defense costs and judgments that exceed your primary policy limits, which is important given Texas court procedures.
Umbrella Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton