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Find Umbrella Insurance Agents Near You in Denison, TX
Looking for a umbrella insurance agent in Denison? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Denison, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 12 umbrella insurance agents in Denison, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Shockley - State Farm Insurance Agent
5101 Gateway Blvd Suite 107, Denison, TX 75020
(903) 462-0152
texomasf.com
Oden Insurance
618 W Woodard St, Denison, TX 75020
(903) 465-0620
odenins.com
David Means: Allstate Insurance
120 S Austin Ave #102, Denison, TX 75020
(903) 463-6751
agents.allstate.com
Charles Holder Insurance Agency, Inc.
601 W Main St, Denison, TX 75020
(903) 296-3829
holder-insurance.com
Jim McClure - State Farm Insurance Agent
2220 W Morton St, Denison, TX 75020
(903) 465-1103
jimmcclure.net
Phillips Insurance Agency
212 W Main St, Denison, TX 75020
(903) 465-3167
phillipsinsuranceagency.net
Bayless-Hall Insurance Inc
501 W Woodard St, Denison, TX 75020
(903) 465-8383
bayless-hall.com
Hempkins Insurance
431 W Crawford St, Denison, TX 75020
(903) 463-6251
hempkins.com
Texas Farm Bureau Insurance Company
122 W Main St, Denison, TX 75021
(903) 463-4393
txfb-ins.com
FIND INSURANCE AGENCY PLLC
1200 S Mirick Ave #103, Denison, TX 75020
(940) 453-0916
Hatfield & Son
207 N Fannin Ave, Denison, TX 75020
(903) 465-0572
Bach Insurance Group
101 E Main St #115A, Denison, TX 75021
(903) 813-1999
Umbrella insurance agents in Denison Texas help you add a layer of liability protection above your auto and homeowners policies. Texas law does not require umbrella insurance but it can cover legal costs and judgments from accidents or incidents on your property. Local agents understand the specific liability risks in Grayson County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Denison Cost?
Typical umbrella insurance in Texas costs between 150 and 400 dollars per year for 1 million dollars of coverage. Each additional million usually adds 50 to 150 dollars per year. Rates vary based on your claims history number of vehicles and property risks. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Texas?
Umbrella insurance covers personal liability claims that exceed the limits of your underlying auto or home insurance. This includes bodily injury property damage and personal injury such as slander or libel. Texas courts often award high judgments so umbrella coverage can protect your assets.
How much umbrella insurance do I need in Denison Texas?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth income and potential liability risks. A local agent can review your assets and suggest a limit that fits your situation.
Do I need umbrella insurance if I have a pool or trampoline in Denison?
Yes these features increase your liability risk. Texas premises liability law holds property owners responsible for injuries on their land. Umbrella insurance can cover legal fees and settlements if a guest is injured on your property.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.