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Compare Umbrella Insurance Agents in Copperas Cove, TX
Compare umbrella insurance agents in Copperas Cove. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Copperas Cove, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 11 umbrella insurance agents in Copperas Cove, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Extraco Banks | Copperas Cove
1003 E Business Hwy 190, Copperas Cove, TX 76522
(254) 200-3600
extracobanks.com
Freeway Insurance
181 W Hwy 190 Ste 1, Copperas Cove, TX 76522
(254) 859-4013
locations.freeway.com
Shawn Camp Insurance Agency
2707 E Business 190, Copperas Cove, TX 76522
(254) 547-2381
shawncampinsurance.com
Russell Janak - State Farm Insurance Agent
1003 W Hwy 190, Copperas Cove, TX 76522
(254) 547-1013
russelljanak.net
Ira Brand: Allstate Insurance
2312 E Business 190, Copperas Cove, TX 76522
(254) 547-6300
agents.allstate.com
Richard Vincent - State Farm Insurance Agent
1003 W BUS 190, Copperas Cove, TX 76522
(254) 547-2137
richardvincent.net
Premier Insurance
122 Cove Ave, Copperas Cove, TX 76522
(254) 577-6554
texaspremierinsurance.com
Sheila Williams The Insurance Lady
122 Cove Terrace Shopping Center, Copperas Cove, TX 76522
(254) 577-6554
insuranceladytx.com
Farmers Insurance - David Millican
2604 E Business Hwy 190, Copperas Cove, TX 76522
(254) 547-8542
agents.farmers.com
PlanWell - LiveWell Insurance and More
208 S 2nd St, Copperas Cove, TX 76522
(254) 547-2103
planwell-livewelltx.com
Estrella Insurance
2702 E Business 190, Copperas Cove, TX 76522
(254) 268-8426
agents.estrellainsurance.com
Umbrella insurance agents in Copperas Cove, Texas help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Texas law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific risks in Central Texas, such as accidents on rural roads or incidents involving recreational vehicles.
What Does a Umbrella Insurance Agent in Copperas Cove Cost?
In Texas, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Each additional million may cost 50 to 100 dollars more. Costs vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Copperas Cove do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard insurance limits. They assess your assets and risks to recommend a coverage amount. In Texas, umbrella policies often cover legal defense costs and judgments for incidents like dog bites or car accidents.
How much umbrella coverage do I need in Copperas Cove?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability risks. Texas courts can award large judgments in personal injury cases, so higher limits may be wise if you own property or have significant savings.
Does umbrella insurance cover lawsuits in Texas?
Yes, umbrella insurance covers lawsuits for bodily injury, property damage, and personal injury claims like slander or false arrest. In Texas, it also covers defense costs even if the lawsuit is groundless. However, it does not cover intentional acts or business-related claims.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.