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Find Umbrella Insurance Agents Near You in West Fargo, ND
Directory of umbrella insurance agents in West Fargo, North Dakota. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
West Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 12 umbrella insurance agents in West Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Kill - State Farm Insurance Agent
540 Oak Ridge Way E, West Fargo, ND 58078
(701) 893-3000
ryankillinsurance.com
Renee Forde - State Farm Insurance Agent
3139 Bluestem Dr Ste 104, West Fargo, ND 58078
(701) 280-2811
reneeforde.com
HUB International
3220 4th St E #201, West Fargo, ND 58078
(701) 239-4647
hubinternational.com
Farmers Union Insurance - Justin Heisler Agency
623 East Main, West Fargo, ND 58078
(701) 318-7228
westfargoagency.com
Linster Agency, LLC
158 W Beaton Dr Suite 200, West Fargo, ND 58078
(701) 781-2546
linsteragency.com
Absolute Insurance Agency, LLC
1241 Prairie Pkwy Suite 120, West Fargo, ND 58078
(701) 365-0515
absoluteinsure.com
Ihry Insurance Agency, Inc.
1291 13th Ave E, West Fargo, ND 58078
(701) 557-1727
ihryins.com
Tci Insurance Agency, Inc.
158 W Beaton Dr #100, West Fargo, ND 58078
(701) 277-1710
tciteam.com
Fredrick Hage: Allstate Insurance
3163 Bluestem Dr Ste 105, West Fargo, ND 58078
(701) 566-5575
agents.allstate.com
Integrity First Insurance
213 1/2 Main Ave E, West Fargo, ND 58078
(701) 532-1123
Chris Heise Agency Inc American Family Insurance
722 13th Ave E, West Fargo, ND 58078
(701) 293-0798
amfam.com
Optima Insurance Solutions
634 1st Ave E, West Fargo, ND 58078
(701) 773-4080
sr22westfargo.com
An umbrella insurance agent in West Fargo North Dakota helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. North Dakota law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but a personal umbrella policy can provide 1 million or more in additional protection. This is especially important for West Fargo residents who own rental properties or have recreational vehicles like snowmobiles or boats.
What Does a Umbrella Insurance Agent in West Fargo Cost?
Typical costs for an umbrella insurance policy in North Dakota range from 150 to 300 per year for 1 million in coverage. Premiums increase with higher limits, such as 2 million costing around 250 to 500 annually. Factors like your driving record, number of properties, and claims history affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Fargo do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. This agent assesses your assets and risks, such as a home or vehicle, to recommend appropriate coverage amounts.
Who needs umbrella insurance in North Dakota?
Anyone with significant assets or high liability risks should consider umbrella insurance. This includes homeowners with swimming pools, landlords with rental properties, and drivers with multiple vehicles or a history of accidents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.