The top-rated umbrella insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl. This directory lists 17 umbrella insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andrew Bergee - State Farm Insurance Agent | 997 47th Ave S Unit 1 | (701) 757-0437 |
| 2 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 3 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 4 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 5 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 6 | Dj Colter Agency Inc American Family Insurance | 1725 32nd Ave S STE C | (701) 775-5568 |
| 7 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 8 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
| 9 | Jeremy Fulton Agency Inc American Family Insurance | 1220 S Washington St | (701) 746-1919 |
| 10 | Farmers Insurance - Tyson Terhark | 1726 S Washington St Ste 30 | (701) 772-7108 |
Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND area as an umbrella insurance agent. This office helps local residents and businesses secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance protects assets by covering large claims or lawsuits. The agent assists clients in evaluating their risk exposure to determine appropriate policy limits. Services include tailoring umbrella policies to address liability concerns and coordinating with existing property and auto insurance.
Farmers Insurance - Don Zerr Agency offers umbrella insurance services for clients in Grand Forks, ND. It provides liability coverage that extends beyond standard policies, protecting assets against major claims or lawsuits. The agency helps clients assess their financial risks and tailor policies to their specific needs. Service plans include regular policy reviews and updates to ensure consistent coverage as circumstances change. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Insurance Brokers of MN Inc in Grand Forks, ND offers umbrella insurance on either a one-time policy or as a recurring annual coverage, depending on a client's evolving liability needs. Umbrella policies provide an extra layer of protection above standard home or auto insurance limits, helping safeguard local assets from major claims or lawsuits. Adapting to each situation, the service runs strictly on an as-needed basis, with agents available when a policy change or initial setup is required.
Serving Grand Forks and surrounding communities across North Dakota, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl handles umbrella liability policies to extend additional coverage beyond standard home and auto limits. This type of insurance helps protect personal assets by filling gaps when typical policies reach their maximum payouts. The agency assists clients by thoroughly reviewing existing coverage to identify potential exposure and then recommending appropriate policy limits that align with individual financial needs. It works directly with each customer to tailor a plan that secures broader protection against large claims.
Offering specialty services as an umbrella insurance agent in Grand Forks, ND, Insure Forward also provides general liability coverage that adds extra protection beyond standard policies. This extra layer of coverage is designed to help safeguard assets and future earnings against significant claims or lawsuits that could otherwise exceed typical policy limits. Residents and business owners in the region often turn to this agency for assistance before the onset of the heavy winter season, when icy sidewalks and snowy parking lots can increase the risk of slip-and-fall incidents.
Homeowners, businesses, and property managers in Grand Forks, ND turn to Dj Colter Agency Inc American Family Insurance for umbrella insurance policies that extend liability coverage beyond standard limits. This local agency helps clients protect their assets against major claims and lawsuits that might otherwise exhaust primary coverage. Offering guidance to those seeking additional financial safeguard in an uncertain world, the agency also serves clients across East Grand Forks, Minnesota and throughout the surrounding metropolitan area.
In the unpredictable weather of the Red River Valley, sudden hailstorms and wind events can expose a property owner to liability beyond standard homeowners coverage. Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, ND, provides umbrella insurance agents who assist clients in addressing that gap with supplemental liability protection. They evaluate an individual's existing policy limits and personal assets during a recommended coverage review. An initial assessment of exposure and current insurance portfolio is conducted to identify appropriate umbrella thresholds.
Moen Insurance Services, LLC in Grand Forks, ND works with individuals and businesses to build their general liability coverage into more robust protection. This agency specializes in umbrella insurance, which provides an extra policy layer that extends limits when a primary claim exhausts the underlying policy. Umbrella agents help defend policyholders against catastrophic losses and major lawsuits. For commercial clients, this additional coverage is essential for offices, warehouses, and food service operations.
Jeremy Fulton Agency Inc American Family Insurance provides umbrella insurance services for residential properties in Grand Forks, ND, offering coverage that extends beyond standard home and auto liability limits. Commercial umbrella insurance is also available for local businesses seeking additional protection against major claims or lawsuits. Service covers the Grand Forks area and surrounding communities. Clients are encouraged to schedule annual policy reviews to adjust coverage as needs change, ensuring protection remains adequate between regular visits.
Farmers Insurance - Tyson Terhark in Grand Forks, ND is known for providing umbrella insurance coverage that extends personal liability protection beyond standard policies. This agency offers residents and businesses broader financial safety against major claims or lawsuits. Local umbrella policies here typically cover legal costs and settlement amounts that could otherwise exceed base limits. For additional security, they also specialize in helping clients add coverage for certain recreational risks or property-related liabilities.
What Does an a Umbrella Insurance Agent in Grand Forks Cost?
In North Dakota, umbrella insurance premiums generally range from 150 to 400 dollars per year for 1 million dollars in coverage, with higher limits costing more. Your specific rate depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Grand Forks
Umbrella insurance agents in Grand Forks, North Dakota help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. This coverage is especially important in North Dakota, where state law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, which may not be enough for serious accidents. An agent can tailor a policy to protect your savings and future earnings from large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Grand Forks do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount, typically starting at 1 million dollars.
Does North Dakota require umbrella insurance?
No, North Dakota does not require umbrella insurance by law. However, it is a good option for anyone with significant assets or a higher risk of liability claims, such as property owners or those with recreational vehicles.
How much does umbrella insurance cost in Grand Forks?
In North Dakota, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Costs vary based on your home, auto, and personal risk factors, so an agent can provide a precise quote.
Umbrella Insurance Agents in Other North Dakota Cities
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