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Find Umbrella Insurance Agents Near You in Grand Forks, ND

Browse umbrella insurance agents serving Grand Forks, North Dakota. Updated 2026-07-14.

The top-rated umbrella insurance agent in Grand Forks, North Dakota is Andrew Bergee - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl. This directory lists 17 umbrella insurance agents serving Grand Forks.

Showing 17 umbrella insurance agents in Grand Forks, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Andrew Bergee - State Farm Insurance Agent997 47th Ave S Unit 1(701) 757-0437
2Farmers Insurance - Don Zerr Agency1407 24th Ave S #206(701) 757-0763
3Insurance Brokers of MN Inc1551 28th Ave S Suite M(701) 772-1466
4Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl1551 28th Ave S(701) 757-5757
5Insure Forward4651 S Columbia Rd Floor 2(701) 772-6651
6Dj Colter Agency Inc American Family Insurance1725 32nd Ave S STE C(701) 775-5568
7Vaaler Insurance, a Marsh & McLennan Agency LLC Company2701 S Columbia Rd(800) 553-4291
8Moen Insurance Services, LLC1913 S Washington St(701) 757-1613
9Jeremy Fulton Agency Inc American Family Insurance1220 S Washington St(701) 746-1919
10Farmers Insurance - Tyson Terhark1726 S Washington St Ste 30(701) 772-7108
AB
997 47th Ave S Unit 1
Andrew Bergee - State Farm Insurance Agent
Umbrella Insurance Agent · Grand Forks, ND

Andrew Bergee - State Farm Insurance Agent serves the Grand Forks, ND area as an umbrella insurance agent. This office helps local residents and businesses secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance protects assets by covering large claims or lawsuits. The agent assists clients in evaluating their risk exposure to determine appropriate policy limits. Services include tailoring umbrella policies to address liability concerns and coordinating with existing property and auto insurance.

FI
1407 24th Ave S #206
Farmers Insurance - Don Zerr Agency
Umbrella Insurance Agent · Grand Forks, ND

Farmers Insurance - Don Zerr Agency offers umbrella insurance services for clients in Grand Forks, ND. It provides liability coverage that extends beyond standard policies, protecting assets against major claims or lawsuits. The agency helps clients assess their financial risks and tailor policies to their specific needs. Service plans include regular policy reviews and updates to ensure consistent coverage as circumstances change. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

IB
1551 28th Ave S Suite M
Insurance Brokers of MN Inc
Umbrella Insurance Agent · Grand Forks, ND

Insurance Brokers of MN Inc in Grand Forks, ND offers umbrella insurance on either a one-time policy or as a recurring annual coverage, depending on a client's evolving liability needs. Umbrella policies provide an extra layer of protection above standard home or auto insurance limits, helping safeguard local assets from major claims or lawsuits. Adapting to each situation, the service runs strictly on an as-needed basis, with agents available when a policy change or initial setup is required.

FU
1551 28th Ave S
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl
Umbrella Insurance Agent · Grand Forks, ND

Serving Grand Forks and surrounding communities across North Dakota, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl handles umbrella liability policies to extend additional coverage beyond standard home and auto limits. This type of insurance helps protect personal assets by filling gaps when typical policies reach their maximum payouts. The agency assists clients by thoroughly reviewing existing coverage to identify potential exposure and then recommending appropriate policy limits that align with individual financial needs. It works directly with each customer to tailor a plan that secures broader protection against large claims.

IF
4651 S Columbia Rd Floor 2
Insure Forward
Umbrella Insurance Agent · Grand Forks, ND

Offering specialty services as an umbrella insurance agent in Grand Forks, ND, Insure Forward also provides general liability coverage that adds extra protection beyond standard policies. This extra layer of coverage is designed to help safeguard assets and future earnings against significant claims or lawsuits that could otherwise exceed typical policy limits. Residents and business owners in the region often turn to this agency for assistance before the onset of the heavy winter season, when icy sidewalks and snowy parking lots can increase the risk of slip-and-fall incidents.

DC
1725 32nd Ave S STE C
Dj Colter Agency Inc American Family Insurance
Umbrella Insurance Agent · Grand Forks, ND

Homeowners, businesses, and property managers in Grand Forks, ND turn to Dj Colter Agency Inc American Family Insurance for umbrella insurance policies that extend liability coverage beyond standard limits. This local agency helps clients protect their assets against major claims and lawsuits that might otherwise exhaust primary coverage. Offering guidance to those seeking additional financial safeguard in an uncertain world, the agency also serves clients across East Grand Forks, Minnesota and throughout the surrounding metropolitan area.

VI
2701 S Columbia Rd
Vaaler Insurance, a Marsh & McLennan Agency LLC Company
Umbrella Insurance Agent · Grand Forks, ND

In the unpredictable weather of the Red River Valley, sudden hailstorms and wind events can expose a property owner to liability beyond standard homeowners coverage. Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, ND, provides umbrella insurance agents who assist clients in addressing that gap with supplemental liability protection. They evaluate an individual's existing policy limits and personal assets during a recommended coverage review. An initial assessment of exposure and current insurance portfolio is conducted to identify appropriate umbrella thresholds.

MI
1913 S Washington St
Moen Insurance Services, LLC
Umbrella Insurance Agent · Grand Forks, ND

Moen Insurance Services, LLC in Grand Forks, ND works with individuals and businesses to build their general liability coverage into more robust protection. This agency specializes in umbrella insurance, which provides an extra policy layer that extends limits when a primary claim exhausts the underlying policy. Umbrella agents help defend policyholders against catastrophic losses and major lawsuits. For commercial clients, this additional coverage is essential for offices, warehouses, and food service operations.

JF
1220 S Washington St
Jeremy Fulton Agency Inc American Family Insurance
Umbrella Insurance Agent · Grand Forks, ND

Jeremy Fulton Agency Inc American Family Insurance provides umbrella insurance services for residential properties in Grand Forks, ND, offering coverage that extends beyond standard home and auto liability limits. Commercial umbrella insurance is also available for local businesses seeking additional protection against major claims or lawsuits. Service covers the Grand Forks area and surrounding communities. Clients are encouraged to schedule annual policy reviews to adjust coverage as needs change, ensuring protection remains adequate between regular visits.

FI
1726 S Washington St Ste 30
Farmers Insurance - Tyson Terhark
Umbrella Insurance Agent · Grand Forks, ND

Farmers Insurance - Tyson Terhark in Grand Forks, ND is known for providing umbrella insurance coverage that extends personal liability protection beyond standard policies. This agency offers residents and businesses broader financial safety against major claims or lawsuits. Local umbrella policies here typically cover legal costs and settlement amounts that could otherwise exceed base limits. For additional security, they also specialize in helping clients add coverage for certain recreational risks or property-related liabilities.

TN
2665 24th Ave S
Tyler Nagel Agency LLC American Family Insurance
Umbrella Insurance Agent · Grand Forks, ND
(701) 775-4264
amfam.com/agents/north-dakota/grand-forks/tyler-nagel
CI
4200 James Ray Dr
Carlson Insurance Agency
Umbrella Insurance Agent · Grand Forks, ND
(701) 360-1186
coveredbycarlson.com
TS
311 S 4th St #102
Thompson-Schaefer Insurance Agency
Umbrella Insurance Agent · Grand Forks, ND
(701) 775-4626
FU
2750 17th Ave S Suite B
Farmers Union Insurance-A Dunphy
Umbrella Insurance Agent · Grand Forks, ND
(701) 775-3915
grandforksinsurance.com
MM
2701 S Columbia Rd
Marsh McLennan Agency
Umbrella Insurance Agent · Grand Forks, ND
(701) 775-3131
marshmma.com/us/locations/north-dakota/grand-forks.html
MO
1521 24th Ave S Bldg A
Mutual of Omaha Insurance Co
Umbrella Insurance Agent · Grand Forks, ND
(701) 772-1138
mutualofomaha.com
GF
2750 17th Ave S
Grand Forks Insurance Agents, Farmers Union Insurance Agent
Umbrella Insurance Agent · Grand Forks, ND
(701) 775-3915
grandforksinsurance.com/contact.htm

What Does an a Umbrella Insurance Agent in Grand Forks Cost?

In North Dakota, umbrella insurance premiums generally range from 150 to 400 dollars per year for 1 million dollars in coverage, with higher limits costing more. Your specific rate depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.

About umbrella insurance agents in Grand Forks

Umbrella insurance agents in Grand Forks, North Dakota help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. This coverage is especially important in North Dakota, where state law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, which may not be enough for serious accidents. An agent can tailor a policy to protect your savings and future earnings from large claims or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Grand Forks do?

An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount, typically starting at 1 million dollars.

Does North Dakota require umbrella insurance?

No, North Dakota does not require umbrella insurance by law. However, it is a good option for anyone with significant assets or a higher risk of liability claims, such as property owners or those with recreational vehicles.

How much does umbrella insurance cost in Grand Forks?

In North Dakota, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Costs vary based on your home, auto, and personal risk factors, so an agent can provide a precise quote.

Umbrella Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.