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Find Umbrella Insurance Agents Near You in Bismarck, ND
Looking for a umbrella insurance agent in Bismarck? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Bismarck, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 20 umbrella insurance agents in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Roberta Storm - State Farm Insurance Agent
116 S Hannifin St, Bismarck, ND 58504
(701) 258-0123
robertastorm.com
Farmers Insurance - Kyle Herman
1022 E Divide Ave Ste C, Bismarck, ND 58501
(701) 255-3655
agents.farmers.com
Renae Haug - State Farm Insurance Agent
1471 Interstate Loop #1, Bismarck, ND 58503
(701) 255-4433
renaehaug.com
Terry Richter - State Farm Insurance Agent
201 N 19th St, Bismarck, ND 58501
(701) 223-8757
richterinsurance.net
Kayla Small Agency & Associates LLC American Family Insurance
1929 N Washington St Ste Kk, Bismarck, ND 58501
(701) 989-6899
amfam.com
Professional Insurance Services
1155 Burlington Dr suite a, Bismarck, ND 58504
(701) 224-9945
professionalinsuranceservices.com
Steffes Agency
Central Ave Hazen, 1155 Burlington Dr Suite B 213, Bismarck, ND 58504
(701) 255-6144
steffesagency.com
Bain Agency
1500 E Capitol Ave, Bismarck, ND 58501
(701) 223-2233
bainagency.com
A & M Insurance Agency
1401 Skyline Blvd #220, Bismarck, ND 58503
(701) 250-6417
aminsurancend.com
Gateway Insurance
4501 Coleman St Suite 108, Bismarck, ND 58503
(701) 223-5812
gateway-insurance.com
Kramer Agency
232 W Century Ave, Bismarck, ND 58503
(701) 255-4502
krameragency.com
Cottingham Insurance Agency
810 E Divide Ave, Bismarck, ND 58501
(701) 323-9419
cottinghaminsurance.com
Mathew Scheetz - Nodak Insurance Agency
1686 Capitol Way, Bismarck, ND 58501
(701) 226-6195
facebook.com
Farmers Union Insurance: Geer - Hruby - Ressler Agency
1820 E Broadway Ave, Bismarck, ND 58501
(701) 223-3715
fumic.com
Eric Buchholz American Family Insurance
302 S 9th St, Bismarck, ND 58504
(701) 258-8414
amfam.com
Superior Insurance Agency
4207 Boulder Ridge Rd, Bismarck, ND 58503
(701) 354-7100
superiorinsuranceagency.com
Vantage Insurance Agency Bismarck
216 E Main Ave, Bismarck, ND 58501
(701) 490-8460
Bravera Insurance
401 N 4th St 2nd Floor, Bismarck, ND 58501
(701) 222-3303
bravera.bank
Mountain State Insurance Agency
1600 E Interstate Ave Suite 4, Bismarck, ND 58503
(701) 425-1614
msins.us
HUB International
4204 Boulder Ridge Rd #75, Bismarck, ND 58503
(701) 355-3100
hubinternational.com
Umbrella insurance provides an extra layer of liability protection beyond your standard auto or homeowners policy. In Bismarck, North Dakota, agents can help you secure coverage that kicks in when your underlying policy limits are exhausted. North Dakota law does not require umbrella insurance, but it is a common safeguard for homeowners and drivers who want to protect their savings and future earnings.
What Does a Umbrella Insurance Agent in Bismarck Cost?
Umbrella insurance in North Dakota generally costs between 150 and 300 dollars per year for 1 million dollars of coverage. Premiums may be higher if you have multiple properties, young drivers, or a high-risk occupation. Factors like your claims history and credit score also affect the rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bismarck do?
An agent helps you assess your liability risks and find a policy that covers claims above your auto or home insurance limits. They explain policy terms and compare quotes from multiple carriers. In North Dakota, agents must be licensed by the state insurance department.
How much umbrella coverage do I need in North Dakota?
Most agents recommend at least 1 million dollars in coverage, but the right amount depends on your assets and income. North Dakota has no specific minimum requirement for umbrella insurance. Your agent can help you calculate a suitable limit based on your net worth and potential lawsuit risks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.