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Browse umbrella insurance agents serving Fargo, North Dakota. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Fargo, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Dakota before hiring.
Showing 16 umbrella insurance agents in Fargo, ND
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Far North Insurance
3357 39th St S # 1, Fargo, ND 58104
(701) 237-6651
farnorthinsurance.com
Grand Slam Insurance
1205 16th Ave S, Fargo, ND 58103
(701) 356-3265
grandslamagency.com
Dj Colter Agency Inc American Family Insurance
4215 31st Ave S suite b, Fargo, ND 58104
(701) 235-6641
amfam.com
FM Insurance
428 25th St S, Fargo, ND 58103
(701) 271-8110
fargomoorheadinsurance.com
Superior Insurance
1002 28th St S, Fargo, ND 58103
(701) 356-3256
superiorinsuranceagency.com
Summit Insurance Agency
5302 51st Ave S Unit C, Fargo, ND 58104
(701) 390-1994
summitinsurance.net
OnPoint Insurance Services
3575 45th St S Suite #100, Fargo, ND 58104
(701) 353-2592
onpointins.com
Sarah Herlihy Agency - Nodak Insurance Company
4141 31st Ave S Suite 105, Fargo, ND 58104
(701) 566-2128
nodakins.com
Yahnke Insurance Agency
1704 Main Ave, Fargo, ND 58103
(701) 232-5722
yahnke.com
RJ Bailey Insurance Center
3611 Lincoln St S Ste C, Fargo, ND 58104
(701) 356-7001
fargoinsurance123.com
Heritage Insurance Services
5650 34th Ave S Suite 200, Fargo, ND 58104
(701) 532-3131
heritageinsservices.com
Capital Insurance Services, LLC
3137 32nd Ave S, Fargo, ND 58103
(701) 271-6922
capitalins.org
Mike Webb Insurance Agency, LLC American Family Insurance
6050 36th St S, Fargo, ND 58104
(701) 951-0732
amfam.com
Tanner Bittner Agency LLC American Family Insurance
2842 University Dr S, Fargo, ND 58103
(701) 241-7600
amfam.com
Bruce Karevold American Family Insurance
1330 Page Dr #103, Fargo, ND 58103
(701) 293-8932
amfam.com
Carlson & Associates Insurance
3212 14th Ave S #3, Fargo, ND 58103
(701) 401-2370
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Fargo North Dakota agents can help you secure this protection to meet local risk factors such as severe weather and recreational vehicle use. North Dakota law requires minimum liability limits for auto insurance but an umbrella policy adds a higher layer of security for your assets.
What Does a Umbrella Insurance Agent in Fargo Cost?
Typical umbrella insurance costs in North Dakota range from 150 to 300 dollars per year for one million dollars in coverage. Premiums can be higher for additional coverage layers or for individuals with higher risk factors. Your specific rate depends on your location in Fargo your claims history and the underlying policies you hold. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Fargo do?
An umbrella insurance agent in Fargo helps you assess your liability risks and purchase a policy that extends coverage above your existing home and auto limits. They explain how the policy works with your current insurance and guide you through the application process.
How much umbrella insurance do I need in North Dakota?
Most agents recommend at least one million dollars in umbrella coverage to protect against major claims. Your specific needs depend on your assets income and activities such as owning a pool or boat. North Dakota does not set a state minimum for umbrella insurance so you choose the limit that fits your situation.
Can I get umbrella insurance if I have a high risk profile in Fargo?
Yes but your premium may be higher if you have a poor driving record or multiple claims. Some insurers in North Dakota may require you to have certain underlying liability limits on your auto and home policies first. An agent can help you find a carrier that accepts higher risk profiles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Dakota.