The top-rated umbrella insurance agent in Wall Township, New Jersey is Goosehead Insurance - Michael McAndrews, rated 5.0 stars across 157 reviews. Other highly rated options include Danskin Agency, Ken Dadd: Allstate Insurance, Christopher San Filippo Agency. This directory lists 11 umbrella insurance agents serving Wall Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goosehead Insurance - Michael McAndrews | 1704 Maxwell Dr STE 106 | (732) 372-4421 |
| 2 | Danskin Agency | 1937 NJ-35 Ste 4 | (732) 449-3800 |
| 3 | Ken Dadd: Allstate Insurance | 1818 NJ-35 Ste 10 | (732) 280-8880 |
| 4 | Christopher San Filippo Agency | 1955 NJ-34 Ste 3d | (732) 210-0211 |
| 5 | New York Life Insurance | 1963 NJ-34 #201 | (732) 744-3764 |
| 6 | Goosehead Insurance - Derrick Magee & Daniel Stump | 1985 Highway 34, Building A, Suite 7A, 1 2nd Floor | (732) 479-3764 |
| 7 | Parker Agency | 1720 Route 34 Suite 16 | (732) 223-0345 |
| 8 | HUB International | 1959 NJ-34 2nd floor | (732) 556-0446 |
| 9 | World Insurance Associates LLC | 1821 NJ-71 | (732) 449-4200 |
| 10 | Creative Risk Management, LLC | 1305 Campus Pkwy | (732) 751-3011 |
Goosehead Insurance - Michael McAndrews serves Wall Township and the surrounding Monmouth County communities as a local provider of umbrella insurance agent services. This agency helps clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Personal umbrella policies offer broad protection for everyday risks, while commercial umbrella options assist local business owners with added asset safeguarding. The firm specifically handles personal liability umbrella policies and excess coverage placement for high-net-worth households in this area.
Danskin Agency provides umbrella insurance policies for clients in Wall Township and the surrounding area, offering added liability protection that extends beyond standard homeowners or auto coverage. This coverage helps safeguard personal assets against major claims and lawsuits. The agency handles policy adjustments and claim support throughout the life of each plan. It serves a range of property types, including single-family homes, apartment buildings, retail locations, and restaurants.
Ken Dadd: Allstate Insurance serves homeowners, businesses, and property managers in Wall Township, New Jersey, by offering umbrella insurance policies that provide added liability protection beyond standard coverage limits. This agency helps clients safeguard their assets against large claims or lawsuits. For local residents and commercial operators, securing an umbrella policy can mean crucial peace of mind for personal and financial security. The agency also extends its coverage and services to clients in nearby Spring Lake and surrounding areas of Monmouth County.
Serving Wall Township and surrounding Monmouth County communities, the Christopher San Filippo Agency handles umbrella insurance policies that provide extra liability coverage beyond standard homeowners and auto limits. These policies protect personal assets from major lawsuits and claims. When managing a typical client request, the agency first reviews existing underlying policies to identify coverage gaps and ensure sufficient base limits. It then recommends an appropriate umbrella limit and coordinates seamless integration with existing insurers.
New York Life Insurance in Wall Township offers umbrella insurance on either a one-time policy purchase or an annual recurring basis, depending on client needs. This service extends liability coverage beyond standard home or auto policies, protecting assets against major claims or lawsuits. Policies are tailored to the individual risk profile of each resident or business in the local area. Service runs on a scheduled annual renewal basis, with policy adjustments available as needed when circumstances change.
With flood risks and coastal storms affecting Wall Township each season, property owners often need extra liability protection beyond standard policies. Parker Agency serves local homeowners and businesses by offering umbrella insurance that extends coverage limits when primary policies reach their maximum. This additional layer helps safeguard assets during serious accidents or damage claims typical in this shore-adjacent region. An agent begins by reviewing current liability limits and completing a simple risk assessment to determine appropriate coverage levels. A brief consultation or property inspection moves the process forward.
HUB International serves the Wall Township area as an umbrella insurance agent, providing general liability coverage and then extending it through excess liability policies. These added layers protect assets when primary limits are exhausted, a critical safeguard for businesses exposed to high-risk operations. The agency offers these supplemental policies for commercial clients, including offices that host visitors regularly, warehouses storing valuable inventory, and food service establishments facing frequent public interaction.
Serving Wall Township and the surrounding Jersey Shore communities, World Insurance Associates LLC provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agent handles potential gaps in protection, offering an extra layer of financial security for local residents against major claims or lawsuits. For each typical job, the agency reviews a client’s existing policies and personal risk factors to recommend an appropriate level of supplemental coverage that integrates smoothly with their primary insurance plans.
Serving residential clients in Wall Township, Creative Risk Management, LLC provides umbrella insurance coverage to safeguard personal assets. Commercial policies are also available for local businesses seeking extra liability protection throughout the broader New Jersey area. The agency works with property owners to review policy limits, ensuring adequate layering over existing auto and homeowners or business liability insurance. Clients often return between regular sessions to adjust their umbrella coverage levels as personal circumstances or commercial exposures change over time.
What Does an a Umbrella Insurance Agent in Wall Township Cost?
In New Jersey a 1 million umbrella policy typically costs between 150 and 300 per year. A 2 million policy may cost 250 to 500 per year. Costs vary based on your driving record home value and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Wall Township
An umbrella insurance agent in Wall Township New Jersey helps you secure additional liability coverage that goes beyond your home and auto policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident but an umbrella policy can provide 1 million or more in extra protection. This is especially important in Wall Township where coastal properties and local activities can increase liability risks.
Frequently Asked Questions
What does an umbrella insurance agent do in Wall Township?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your standard insurance limits. They assess your assets and risks to recommend appropriate coverage levels. In New Jersey this policy can also cover legal defense costs for certain lawsuits.
Who needs an umbrella policy in Wall Township New Jersey?
Homeowners with significant assets such as a house or savings should consider an umbrella policy. It is also useful for those with a swimming pool a dog or who frequently host guests. New Jersey courts can award large judgments so extra protection is wise.
How much umbrella coverage should I get in New Jersey?
Most agents recommend at least 1 million in umbrella coverage. Some high net worth individuals in Wall Township choose 2 million or more. The right amount depends on your total assets and potential liability risks.
Umbrella Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fort Lee · Hackensack · Hamilton Township · Iselin · Jackson Township