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Umbrella Insurance Agents in Cranford, NJ

Browse umbrella insurance agents serving Cranford, New Jersey. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Cranford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 17 umbrella insurance agents in Cranford, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Donnell Insurance Agency
416 Centennial Ave, Cranford, NJ 07016
(908) 272-3540 odonnellagency.com
Overmyer Insurance Agency
2 South Avenue East, Cranford, NJ 07016
(908) 476-8685 oianow.com
Griffith Brothers Agency
418 Centennial Ave, Cranford, NJ 07016
(908) 272-3540 griffbros.com
Goosehead Insurance - Carlos Iglesia & Anthony Roche
20 Jackson Dr #107, Cranford, NJ 07016
(732) 722-5075 goosehead.com
Farmers Insurance - Timothy Pristas
108B Walnut Ave, Cranford, NJ 07016
(908) 276-4565 agents.farmers.com
Pearl Insurance NJ
25 Alden St, Cranford, NJ 07016
(908) 502-7923
BrightPlan Insurance LLC
184 N Ave E, Cranford, NJ 07016
(908) 367-3805
Hale Insurance
212 South Avenue East, Cranford, NJ 07016
(551) 294-1712
Gallagher Insurance, Risk Management & Consulting
20 Commerce Dr, Cranford, NJ 07016
(732) 574-8000 assuredpartners.com
Educator Insurance Agency NJ
130 Moen Ave, Cranford, NJ 07016
(908) 325-9796
Top Insurance Cranford
3 South Avenue East, Cranford, NJ 07016
(908) 545-9340
Risk Strategies | Meeker Sharkey & Hurley
21 Commerce Dr # 302, Cranford, NJ 07016
(908) 272-3330
Partners Agency & Associates
109 S Ave W 2nd floor, Cranford, NJ 07016
(908) 967-6030 partnersagency.net
ProAccess
20 Commerce Dr 2nd floor, Cranford, NJ 07016
(973) 669-2300 proaccess1.com
Northeast Planning Corporation
1150 Raritan Rd, Cranford, NJ 07016
(908) 709-0020 nepcusa.com
Herbert L. Jamison & Co., LLC
20 Commerce Dr 2nd floor, Cranford, NJ 07016
(800) 526-4766 jamisongroup.com
Lubenow Agency
15 Alden St Suite 8, Cranford, NJ 07016
(908) 272-1812 lubenowagency.com

Umbrella insurance agents in Cranford New Jersey help residents secure extra liability coverage that goes beyond the limits of standard home and auto policies. New Jersey law requires minimum auto liability coverage of 15000 per person and 30000 per accident for bodily injury, but an umbrella policy can provide 1 million or more in additional protection. Working with a local agent ensures your policy meets your specific needs and complies with state regulations.

What Does a Umbrella Insurance Agent in Cranford Cost?

The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 400 per year for 1 million in coverage. Premiums vary based on factors like your driving record number of properties and the number of vehicles you own. Higher coverage amounts such as 2 million or 5 million will cost more but usually offer a lower rate per million. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Cranford do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. In New Jersey, umbrella policies typically require underlying coverage of at least 250000 per person for auto liability and 300000 for homeowners liability.
Who needs umbrella insurance in Cranford New Jersey?
Anyone with significant assets such as a home savings or investments may benefit from umbrella insurance. It also helps if you have a dog a swimming pool or engage in activities that increase lawsuit risk. New Jersey courts allow high damage awards in personal injury cases making extra liability protection valuable for many residents.