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Find Umbrella Insurance Agents Near You in Clifton, NJ

Browse umbrella insurance agents serving Clifton, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Clifton, New Jersey is Bill G Eljouzi - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include NJH Insurance Agency, Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Clifton.

Showing 20 umbrella insurance agents in Clifton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bill G Eljouzi - State Farm Insurance Agent178 Lakeview Ave(973) 478-9500
2NJH Insurance Agency600 Getty Ave Suite 119(973) 832-0933
3Sadowski Insurance Agency258 Dayton Ave(973) 580-3992
4Sergio Bio - State Farm Insurance Agent114 Market St(973) 928-1200
5A Plus Insurance Agency414 Clifton Ave LOWER LEVEL(973) 928-2528
6Jaymar Insurance Agency99 1st St(973) 894-1333
7Thomas Tobin - State Farm Insurance Agent1033 Clifton Ave STE 208(973) 779-4248
8Yini & Associates1184 Main Ave #100(973) 510-2600
9United Insurance Co of America1162 County Rd 509(862) 385-1564
10Rus Insurance Agency1166 Broad St(862) 203-7331
BG
178 Lakeview Ave
Bill G Eljouzi - State Farm Insurance Agent
Umbrella Insurance Agent · Clifton, NJ

Bill G Eljouzi - State Farm Insurance Agent serves Clifton, New Jersey, and the surrounding Passaic County area. The agency provides umbrella insurance policies, which offer extended liability coverage beyond standard home and auto limits. Local homeowners and drivers may benefit from this additional financial protection against major claims or lawsuits. The agent also handles related personal liability needs for clients in the region. Specific services include consultations to assess umbrella coverage requirements and assistance with policy adjustments for existing State Farm customers.

NI
600 Getty Ave Suite 119
NJH Insurance Agency
Umbrella Insurance Agent · Clifton, NJ

NJH Insurance Agency in Clifton, New Jersey, provides umbrella insurance to extend liability coverage beyond standard homeowners and auto policies. The firm offers comprehensive service by assessing personal risk exposure and tailoring supplemental limits to shield assets from major claims or lawsuits. Maintenance plans include periodic policy reviews to ensure coverage keeps pace with life changes, such as property acquisition or asset growth. NJH Insurance Agency services single-family homes, apartments, retail spaces, and restaurants.

SI
258 Dayton Ave
Sadowski Insurance Agency
Umbrella Insurance Agent · Clifton, NJ

Serving Clifton, New Jersey, and the surrounding communities, Sadowski Insurance Agency handles comprehensive umbrella liability policies for local residents and businesses. These policies provide additional liability coverage above the limits of standard auto, homeowners, or watercraft insurance. The agency helps clients protect assets from significant claims or lawsuits that could otherwise threaten their financial stability. For a typical job, it assesses individual risk profiles and existing coverage limits to recommend appropriate supplemental protection that fills common coverage gaps without exceeding a client’s budget.

SB
114 Market St
Sergio Bio - State Farm Insurance Agent
Umbrella Insurance Agent · Clifton, NJ

Sergio Bio - State Farm Insurance Agent in Clifton, NJ, serves homeowners, businesses, and property managers who need extra liability protection beyond standard policies. The agency helps clients secure umbrella insurance to cover significant claims or lawsuits that could otherwise threaten personal assets or company finances. Umbrella policies typically extend coverage limits for liability arising from auto accidents, rental properties, or incidents on business premises. The agent assists clients throughout Passaic County, including nearby communities such as Paterson and Woodland Park, to ensure comprehensive risk management across the metropolitan area.

PI
414 Clifton Ave LOWER LEVEL
A Plus Insurance Agency
Umbrella Insurance Agent · Clifton, NJ

A Plus Insurance Agency in Clifton, NJ offers umbrella insurance clients either a one-time policy for specific liability protection or a recurring annual service for continuous coverage. This high-limit liability insurance extends beyond standard home and auto policies to safeguard personal assets against major claims. The agency works with local residents to assess risks and arrange appropriate excess liability limits. Service is typically provided on an as-needed basis when clients require policy reviews, claims assistance, or adjustments to existing coverage.

JI
99 1st St
Jaymar Insurance Agency
Umbrella Insurance Agent · Clifton, NJ

Jaymar Insurance Agency in Clifton, New Jersey focuses on providing tailored umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency also assists local homeowners and drivers with reviewing their existing plans to identify potential gaps in protection. During the spring season, when severe thunderstorms and hail frequently affect the region, the company helps clients increase their liability safeguards against costly property damage and injury lawsuits.

TT
1033 Clifton Ave STE 208
Thomas Tobin - State Farm Insurance Agent
Umbrella Insurance Agent · Clifton, NJ

When winter storms blanket Clifton and the surrounding area, homeowners and drivers face increased accident risks that could exceed standard coverage limits. Thomas Tobin - State Farm Insurance Agent in Clifton, NJ, offers umbrella insurance policies that extend liability protection beyond auto and home policies for added security. These supplemental plans help safeguard savings and future earnings from large claims or lawsuits. An initial consultation reviews existing coverage and assesses potential liability gaps to determine appropriate limits.

YA
1184 Main Ave #100
Yini & Associates
Umbrella Insurance Agent · Clifton, NJ

Yini & Associates offers general insurance services to clients in Clifton, New Jersey, along with specialized umbrella coverage that provides additional liability protection beyond standard policies. This extra layer of insurance helps safeguard personal and business assets against major claims or lawsuits. The agency works with a range of commercial sectors, including offices, warehouses, and food service operations, tailoring umbrella policies to their unique risk profiles and operational needs.

UI
1162 County Rd 509
United Insurance Co of America
Umbrella Insurance Agent · Clifton, NJ

United Insurance Co of America in Clifton, NJ handles residential umbrella insurance needs for local homeowners, helping extend liability protection beyond standard policies. The agency’s commercial umbrella coverage also serves small businesses throughout the region. Clients receive clear guidance on adjusting coverage limits between service visits, ensuring policies keep pace with evolving property values or personal assets. Regular follow-up is available to reassess risk exposure whenever life changes occur, maintaining policy alignment without requiring clients to seek out a new agent each time.

RI
1166 Broad St
Rus Insurance Agency
Umbrella Insurance Agent · Clifton, NJ
PI
251 Clifton Ave
Premier Insurance Clifton
Umbrella Insurance Agent · Clifton, NJ
(973) 241-3568
SI
298 Lakeview Ave
Superior Insurance Agency
Umbrella Insurance Agent · Clifton, NJ
(551) 239-6484
AI
844 Van Houten Ave
ASB Insurance Ltd.
Umbrella Insurance Agent · Clifton, NJ
(862) 295-0860
edwinasteffan20941.wixsite.com/asb-insurance-ltd
FS
1232 Van Houten Ave # 1
Four Star Agency NJ
Umbrella Insurance Agent · Clifton, NJ
(973) 221-2925
AI
1121 Main Ave
Associated Insurance NJ
Umbrella Insurance Agent · Clifton, NJ
(973) 218-5293
KC
318 Clifton Ave
Karabulut and Co Insurance Agency LLC
Umbrella Insurance Agent · Clifton, NJ
(973) 772-3363
kiainsure.com
CI
50 Mt Prospect Ave
Cupo Insurance Agency
Umbrella Insurance Agent · Clifton, NJ
(973) 604-0170
cupo.com
OI
1187 Main Ave Suite 2a
Ocean Insurance Group
Umbrella Insurance Agent · Clifton, NJ
(973) 360-8080
oceaninsus.com
RA
1126 Clifton Ave
Richards Associates Inc
Umbrella Insurance Agent · Clifton, NJ
(973) 777-4000
richardsassoc.com
BI
1051 Bloomfield Ave
Build Insurance Group
Umbrella Insurance Agent · Clifton, NJ
(973) 969-3020
build-insurance.com/contact/englewood-nj-insurance

What Does an a Umbrella Insurance Agent in Clifton Cost?

Typical umbrella insurance costs in New Jersey range from $150 to $400 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $800 annually. Actual premiums depend on your home and auto policies, claims history, and risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Clifton

An umbrella insurance agent in Clifton, New Jersey helps you secure extra liability coverage that goes beyond your home and auto policies. New Jersey law requires minimum auto liability limits, but a personal umbrella policy can provide an additional layer of protection for major claims or lawsuits. This coverage is especially important for homeowners with pools or rental properties in Passaic County.

Frequently Asked Questions

What does an umbrella insurance agent in Clifton do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risk level to recommend an appropriate coverage amount.

How much umbrella coverage do I need in New Jersey?

Most New Jersey residents choose $1 million to $5 million in umbrella coverage. The right amount depends on your total assets, income, and potential liability risks such as a home business or teenage driver.

Do I need umbrella insurance if I have a pool in Clifton?

Yes, a pool increases your liability risk significantly. Umbrella insurance can cover legal costs and settlements if a guest is injured on your property. New Jersey courts have seen large verdicts in such cases.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.