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Find Umbrella Insurance Agents Near You in Bayonne, NJ

Browse umbrella insurance agents serving Bayonne, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 422 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Justin Bush - State Farm Insurance Agent, Rose Kellner: Allstate Insurance. This directory lists 12 umbrella insurance agents serving Bayonne.

Showing 12 umbrella insurance agents in Bayonne, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Four Corners Agency497 Broadway #9(732) 285-2539
2Dominick Abramo - State Farm Insurance Agent409 Broadway(973) 509-0360
3Justin Bush - State Farm Insurance Agent599 Broadway(201) 339-8100
4Rose Kellner: Allstate Insurance315 Broadway(201) 339-1404
5Bayonne Transoceanic, Inc.620 Broadway(201) 437-3900
6Kouvel Insurance Associates772 Broadway(201) 455-3050
7Longo Agency Inc916 Broadway(201) 437-0900
8Julius A. Rose Insurance Agency194 Broadway(201) 436-7600
9State Farm: Joe Brogan599 Broadway(201) 339-8100
10Tom Kouvel Insurance772 Broadway(201) 725-9014
FC
497 Broadway #9
The Four Corners Agency
Umbrella Insurance Agent · Bayonne, NJ

The Four Corners Agency serves businesses and homeowners throughout Hudson County, Bayonne, New Jersey, specializing in umbrella insurance. This company provides supplemental liability coverage that protects assets beyond the limits of standard policies. It assists local clients in evaluating their risk exposure to determine appropriate excess insurance levels. The Four Corners Agency handles personal umbrella policies for families needing higher liability limits and also offers commercial umbrella coverage for small businesses in Bayonne.

DA
409 Broadway
Dominick Abramo - State Farm Insurance Agent
Umbrella Insurance Agent · Bayonne, NJ

Dominick Abramo - State Farm Insurance Agent in Bayonne, NJ, provides coverage options including umbrella insurance to extend personal liability protection beyond standard policy limits. The agency assists clients in reviewing existing policies to identify gaps and adjust plans as life circumstances change, ensuring consistent coverage over time. Services are available for various property types, such as single-family homes, apartments, retail spaces, and restaurants.

JB
599 Broadway
Justin Bush - State Farm Insurance Agent
Umbrella Insurance Agent · Bayonne, NJ

Homeowners, businesses, and property managers in Bayonne, NJ, rely on Justin Bush - State Farm Insurance Agent for supplemental umbrella insurance policies. This agency provides additional liability coverage that extends beyond standard homeowners or auto limits, helping protect personal assets from major claims or lawsuits. Umbrella insurance is valuable for those with significant savings, rental properties, or frequent guests on their premises. The agent also serves clients in Jersey City and other parts of Hudson County, ensuring broader regional access to this essential coverage.

RK
315 Broadway
Rose Kellner: Allstate Insurance
Umbrella Insurance Agent · Bayonne, NJ

Rose Kellner: Allstate Insurance serves Bayonne, New Jersey, and the surrounding Hudson County communities. The office handles umbrella insurance policies, which provide additional personal liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits that could otherwise threaten personal assets. The agency takes time to assess each customer’s unique risk exposure to recommend appropriate coverage levels for financial security.

BT
620 Broadway
Bayonne Transoceanic, Inc.
Umbrella Insurance Agent · Bayonne, NJ

Bayonne Transoceanic, Inc. serves as an umbrella insurance agent in Bayonne, New Jersey, distinguishing between one-time policy purchases and recurring, renewable annual coverage. Its core service provides liability protection that extends beyond the limits of standard homeowners, auto, or watercraft policies, offering additional financial shelter against major claims or lawsuits. Clients may engage the agency for a single standalone policy or enroll in ongoing, scheduled renewals to maintain consistent coverage over time. Service runs on a one-time, scheduled, or as-needed basis, depending upon the client’s chosen policy term and renewal preferences.

KI
772 Broadway
Kouvel Insurance Associates
Umbrella Insurance Agent · Bayonne, NJ

As the seasons change and coastal storms threaten the Bayonne area, local homeowners and businesses often review their existing liability coverage. Kouvel Insurance Associates serves clients in this community by specializing in umbrella insurance, which provides an extra layer of protection beyond standard policies. This type of coverage can be essential for safeguarding assets against major claims or lawsuits that exceed underlying limits. For those considering this additional security, the company begins by scheduling a consultation to assess current policy limits and determine appropriate coverage needs.

LA
916 Broadway
Longo Agency Inc
Umbrella Insurance Agent · Bayonne, NJ

Longo Agency Inc specializes in helping clients secure umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency, based in Bayonne, NJ, works with individuals and families to assess their overall risk exposure across multiple assets. General service includes explaining how umbrella policies function and tailoring coverage levels to local property values and lifestyles. During the holiday season, the agency helps host families protect against increased liability risks from gatherings involving guests or teenage drivers.

JR
194 Broadway
Julius A. Rose Insurance Agency
Umbrella Insurance Agent · Bayonne, NJ

Julius A. Rose Insurance Agency provides insurance solutions delivered to clients throughout Bayonne, NJ. The firm specializes in umbrella insurance, which adds crucial extra liability coverage beyond standard policy limits. This supplemental protection helps safeguard assets against major claims and lawsuits. With a broad selection of policy options, the agency tailors supplementary coverage layers to fit personal and business needs. It offers its services to offices, warehouses, and food service operations.

SF
599 Broadway
State Farm: Joe Brogan
Umbrella Insurance Agent · Bayonne, NJ

State Farm: Joe Brogan provides umbrella insurance services for residential clients in Bayonne, NJ, helping protect homeowners from liability claims that exceed standard policy limits. Commercial umbrella coverage is also offered for local business owners seeking additional financial safeguards. Serving the Bayonne area, this agency structures policies to work alongside underlying home or business insurance. After initial coverage is set, clients often return for periodic policy reviews or adjustments to match changing asset levels between regular visits.

TK
772 Broadway
Tom Kouvel Insurance
Umbrella Insurance Agent · Bayonne, NJ
PE
163 Broadway
PATH Employees Pension Plan
Umbrella Insurance Agent · Bayonne, NJ
(551) 363-0161
CC
822 Broadway
Capacity Coverage Co
Umbrella Insurance Agent · Bayonne, NJ
(201) 339-7400

What Does an a Umbrella Insurance Agent in Bayonne Cost?

Typical umbrella insurance costs in New Jersey range from 150 to 350 dollars per year for 1 million dollars of coverage, depending on your risk profile. Factors like driving record, number of properties, and prior claims affect the premium. Higher coverage limits of 2 million to 5 million dollars may cost between 300 and 800 dollars annually. Remember that this is general information and not insurance advice; consult a licensed agent for a personalized quote.

About umbrella insurance agents in Bayonne

An umbrella insurance agent in Bayonne, New Jersey helps residents secure extra liability coverage beyond standard home and auto policies. New Jersey law requires all drivers to carry minimum liability insurance, but an umbrella policy provides additional protection for assets and future earnings. Local agents understand the specific risks in Hudson County, including dense urban living and proximity to major highways.

Frequently Asked Questions

What does an umbrella insurance agent in Bayonne do?

An umbrella insurance agent in Bayonne helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets, driving habits, and property risks to recommend appropriate coverage amounts. Agents also advise on New Jersey-specific requirements, such as minimum underlying auto limits of 250,000 per person and 500,000 per accident for umbrella eligibility.

How much umbrella coverage do I need in Bayonne New Jersey?

Most agents recommend at least 1 million dollars in umbrella coverage for Bayonne residents, given the area's higher cost of living and potential lawsuit risks. New Jersey courts allow large jury awards in personal injury cases, so higher limits like 2 million or 5 million dollars may be wise for homeowners or professionals. Your agent will help calculate coverage based on your net worth and exposure.

Are there New Jersey laws that affect umbrella insurance policies?

Yes, New Jersey has specific laws that impact umbrella insurance. For example, the state requires umbrella policies to cover certain liabilities like defamation and false arrest, which are not always included in other states. Additionally, New Jersey follows a comparative negligence rule, meaning you can still collect damages even if partially at fault, which increases the importance of adequate umbrella coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.