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Looking for a umbrella insurance agent in Trenton? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Trenton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 umbrella insurance agents in Trenton, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJM Insurance Group
301 Sullivan Way, Trenton, NJ 08628
(800) 232-6600
njm.com
Evergreen insurance NJ
4315 S Broad St, Trenton, NJ 08620
(609) 262-0001
Peter Massaquoi Insurance Agency, LLC
439 S Broad St #104, Trenton, NJ 08611
(609) 571-3037
pmassinsurance.com
Karl Weidel Inc
23 S Warren St, Trenton, NJ 08608
(609) 599-2588
weidelins.com
Deswert Insurance
1400 Cedar Ln, Trenton, NJ 08610
(609) 587-9892
CP Insurance Co
206 N Broad St, Trenton, NJ 08608
(609) 212-4797
lisbethkrabbenhoft.wixsite.com
Risk Free Insurance NJ
113 S Olden Ave, Trenton, NJ 08609
(609) 262-0096
Buy Smart Insurance, LLC.
127 N Broad St Suite 4, Trenton, NJ 08608
(609) 341-0185
Excel Insurance
200 American Metro Blvd #104, Trenton, NJ 08619
(609) 530-0111
Borowska Insurance Agency
1001 Brunswick Ave, Trenton, NJ 08648
(609) 510-8888
borowskainsurance.com
Collier O'Neill & Associates
877 Brunswick Ave, Trenton, NJ 08638
(609) 631-9300
collieroneill.com
Umbrella insurance provides additional liability coverage beyond your auto or homeowners policy limits. In Trenton New Jersey agents can help you secure this extra layer of protection against lawsuits or major claims. New Jersey law requires minimum auto liability coverage but umbrella policies offer higher limits for serious incidents.
What Does a Umbrella Insurance Agent in Trenton Cost?
Annual premiums for a one million dollar umbrella policy in New Jersey typically range from one hundred fifty to three hundred dollars. Higher limits of two to five million dollars may cost between three hundred and seven hundred dollars per year. Factors like your driving record number of properties and previous claims affect the final price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Trenton do?
An agent helps you purchase a personal umbrella policy that extends your existing liability limits. They assess your assets and risk factors to recommend appropriate coverage amounts. In New Jersey this policy typically covers legal defense costs and settlements above your primary insurance limits.
How much umbrella insurance do I need in New Jersey?
Most agents recommend coverage equal to your net worth to protect against lawsuits. Common limits start at one million dollars and go up to five million dollars or more. New Jersey courts can award large judgments so high limits are often advised for homeowners and vehicle owners.
Do I need umbrella insurance if I have a home in Trenton?
Yes homeowners in Trenton can benefit from umbrella insurance because it covers incidents like dog bites or guest injuries on your property. New Jersey does not cap noneconomic damages in personal injury cases so a lawsuit could exceed your homeowners policy limits. An agent can help you match coverage to your property value and liability risks.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.