ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Teaneck, NJ

Browse umbrella insurance agents serving Teaneck, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Teaneck, New Jersey is Mariela Gonzalez - State Farm Insurance Agent, rated 5.0 stars across 121 reviews. Other highly rated options include Dapinder Kaur: Allstate Insurance, TR Randolph - State Farm Insurance Agent, Risk Strategies Company. This directory lists 13 umbrella insurance agents serving Teaneck.

Showing 13 umbrella insurance agents in Teaneck, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mariela Gonzalez - State Farm Insurance Agent504b Cedar Ln(201) 530-7779
2Dapinder Kaur: Allstate Insurance415 Cedar Ln(201) 836-8001
3TR Randolph - State Farm Insurance Agent181 W Englewood Ave(201) 837-0022
4Risk Strategies Company1086 Teaneck Rd #5b(856) 420-7633
5Best Insurance CO NJ980 Teaneck Rd(551) 365-1976
6Legacy Insurance Service252-258 Degraw Ave(551) 362-2919
7Preferred Service Agency Inc411 Cedar Ln(551) 270-9763
8Rance Insurance Agency244 Edgemont Terrace(201) 862-1500
9Zimm Insurance Agency1340 Teaneck Rd(201) 730-5500
10Palisades Insurance Agency1182 Teaneck Rd Suite 101(201) 530-7025
MG
504b Cedar Ln
Mariela Gonzalez - State Farm Insurance Agent
Umbrella Insurance Agent · Teaneck, NJ

Mariela Gonzalez - State Farm Insurance Agent serves Teaneck, NJ, and the greater Bergen County area, offering umbrella insurance coverage to individuals and families. This agency helps clients secure additional liability protection beyond standard home and auto policies, safeguarding assets and future earnings. Umbrella insurance addresses risks from accidents or unexpected events, providing peace of mind. The agency handles policy selection to match specific coverage needs. It also assists with bundling umbrella insurance with existing auto or homeowners policies.

DK
415 Cedar Ln
Dapinder Kaur: Allstate Insurance
Umbrella Insurance Agent · Teaneck, NJ

Dapinder Kaur: Allstate Insurance in Teaneck, NJ, sells umbrella insurance policies that extend additional liability coverage beyond standard home or auto protection. These policies help safeguard clients from major claims and lawsuits. The agency customizes coverage limits to fit individual risk profiles and financial needs, ensuring each client understands their policy details. Plans can be structured alongside existing auto or homeowners insurance for streamlined management. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants, providing liability protection for both residences and commercial establishments.

TR
181 W Englewood Ave
TR Randolph - State Farm Insurance Agent
Umbrella Insurance Agent · Teaneck, NJ

TR Randolph - State Farm Insurance Agent in Teaneck, New Jersey, provides umbrella liability coverage to homeowners, renters, and property managers seeking extra protection beyond their standard policies. This additional layer of insurance helps safeguard personal assets and future earnings against costly lawsuits and claims. The agency guides clients in selecting appropriate coverage limits tailored to their individual risk profiles and property holdings. It also extends its services to clients in neighboring communities, including Hackensack, to address broader liability concerns across the Bergen County metro area.

RS
1086 Teaneck Rd #5b
Risk Strategies Company
Umbrella Insurance Agent · Teaneck, NJ

Risk Strategies Company serves Teaneck, New Jersey, and the surrounding Bergen County communities as an umbrella insurance agent. The firm helps local homeowners and drivers secure additional liability coverage that extends beyond the limits of their standard policies. This type of insurance protects clients against major claims and lawsuits that could otherwise threaten personal assets. To handle a typical job, the agent reviews each client’s existing coverage and risk profile to recommend a suitable level of supplementary protection.

BI
980 Teaneck Rd
Best Insurance CO NJ
Umbrella Insurance Agent · Teaneck, NJ

For umbrella insurance, clients can choose either a one-time policy for a specific need or recurring coverage that provides ongoing liability protection. In Teaneck, NJ, Best Insurance CO NJ assists residents with selecting umbrella policies that extend beyond standard homeowners and auto limits. These policies safeguard assets against major claims and lawsuits. Service appointments for consultations or policy adjustments are available on an as-needed basis to accommodate each customer's schedule.

LI
252-258 Degraw Ave
Legacy Insurance Service
Umbrella Insurance Agent · Teaneck, NJ

Legacy Insurance Service in Teaneck, NJ, specializes in providing personal umbrella liability coverage that extends beyond the limits of standard auto and homeowners policies. It works with individuals and families to offer broader protection against major claims and lawsuits. As the year progresses toward spring, the company helps clients reassess their coverage for new seasonal activities, such as increased driving, home renovations, or hosting large gatherings, where additional liability can arise.

PS
411 Cedar Ln
Preferred Service Agency Inc
Umbrella Insurance Agent · Teaneck, NJ

Preferred Service Agency Inc in Teaneck, NJ matches clients with umbrella insurance policies that provide additional liability coverage above standard limits. This type of agent helps individuals and businesses extend protection against major claims or lawsuits that exceed underlying policy caps. They work with local commercial operations, guiding them toward broader coverage layers. Offices, warehouses, and food service establishments can all receive tailored umbrella policy assistance from this agency.

RI
244 Edgemont Terrace
Rance Insurance Agency
Umbrella Insurance Agent · Teaneck, NJ

As coastal storms and heavy snowfalls become more common in northern New Jersey, Teaneck homeowners and businesses often need extra liability protection beyond standard policies. Rance Insurance Agency in Teaneck provides umbrella insurance to cover these gaps, protecting assets from major claims or lawsuits that exceed underlying limits. Their agents assess each client's existing coverage, property value, and personal risk factors to recommend an appropriate policy. An initial consultation evaluates current policies and potential exposure before determining coverage amounts.

ZI
1340 Teaneck Rd
Zimm Insurance Agency
Umbrella Insurance Agent · Teaneck, NJ

Zimm Insurance Agency in Teaneck, NJ, is known for providing umbrella liability insurance, offering extended coverage beyond standard auto and homeowners policies for added financial protection. The company serves local residents and small businesses seeking to safeguard assets against major claims or lawsuits. Its service range includes tailoring policy limits to match individual risk levels and living situations. A specialty service it can add on is excess liability coverage for rental properties or watercraft, addressing specific exposure needs.

PI
1182 Teaneck Rd Suite 101
Palisades Insurance Agency
Umbrella Insurance Agent · Teaneck, NJ

Palisades Insurance Agency in Teaneck, New Jersey, provides residential umbrella insurance to help protect homeowners from major liability claims beyond standard policy limits. They also assist local businesses with commercial umbrella coverage tailored to their specific risk exposures. Serving Teaneck and the surrounding region, the agency works with clients to ensure adequate extra liability safety net coverage is in place. Regular policyholders often return for annual coverage reviews and adjustments between scheduled visits, ensuring their protection keeps pace with changing personal or commercial circumstances.

CA
352 Cedar Ln
Community Assurity
Umbrella Insurance Agent · Teaneck, NJ
FR
500 Frank W Burr Blvd 1 Suite 340
Foundation Risk Partners, Corp. dba MSG Personal Lines
Umbrella Insurance Agent · Teaneck, NJ
(201) 786-9410
msgpla.com
BI
1340 Teaneck Rd Suite 2
Build Insurance
Umbrella Insurance Agent · Teaneck, NJ
(201) 773-1315
buildinsurance.net

What Does an a Umbrella Insurance Agent in Teaneck Cost?

The cost of an umbrella insurance policy in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Factors like your driving record, number of properties, and number of vehicles affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Teaneck

Umbrella insurance agents in Teaneck New Jersey help residents secure extra liability coverage that kicks in after auto or homeowners policies are exhausted. New Jersey law requires all drivers to carry minimum liability insurance, but umbrella policies provide an additional layer of protection for lawsuits or large claims. Local agents can tailor coverage to your assets and risk profile.

Frequently Asked Questions

What does an umbrella insurance agent in Teaneck do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above the limits of your auto or homeowners insurance. They assess your assets and recommend appropriate coverage amounts. In New Jersey, umbrella policies often require underlying policies with specific minimum limits.

How much umbrella insurance do I need in New Jersey?

The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many agents suggest coverage equal to your total assets. New Jersey courts can award large judgments, so common limits range from 1 million to 5 million dollars.

Can I get umbrella insurance if I have a teen driver in Teaneck?

Yes, you can still get umbrella insurance with a teen driver, but premiums may be higher. New Jersey has specific rules for young drivers, including the Graduated Driver License program. Your agent can explain how a teen driver affects your umbrella policy cost.

Umbrella Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.