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Find Umbrella Insurance Agents Near You in Princeton, NJ

Browse umbrella insurance agents serving Princeton, New Jersey. Updated 2026-07-14.

The top-rated umbrella insurance agent in Princeton, New Jersey is CURE Auto Insurance, rated 3.4 stars across 4,078 reviews. Other highly rated options include Bindu Verma - State Farm Insurance Agent, Ellen Nita - State Farm Insurance Agent, Defy Insurance Agency. This directory lists 19 umbrella insurance agents serving Princeton.

Showing 19 umbrella insurance agents in Princeton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1CURE Auto Insurance214 Carnegie Center Dr Suite 301(800) 535-2873
2Bindu Verma - State Farm Insurance Agent29 Emmons Dr Ste A-30(609) 454-6100
3Ellen Nita - State Farm Insurance Agent33 State Rd Suite 1A(609) 924-0080
4Defy Insurance Agency116 Village Blvd #200(877) 780-4626
5CJ Duran - State Farm Insurance Agent234 Nassau St(609) 921-7059
6Halberstadt Insurance Services, LLC50 N Tulane St(609) 921-2996
7Easy Insurance Solution Princeton702 Alexander Rd(609) 630-4972
8Guardian Life Princeton302 Carnegie Center Blvd(609) 246-0842
9Northwestern Mutual202 Carnegie Center Dr ste 201(609) 951-8700
10Happily Insurance Agency14 N Harrison St(609) 798-1905
CA
214 Carnegie Center Dr Suite 301
CURE Auto Insurance
Umbrella Insurance Agent · Princeton, NJ

CURE Auto Insurance serves the Princeton, New Jersey metro area as an umbrella insurance agent provider. Umbrella insurance offers an extra layer of liability coverage beyond standard home and auto policies. This agency helps individuals and families protect assets by providing additional liability limits. When a policyholder faces a major claim that exhausts primary insurance, umbrella coverage steps in to cover the difference. CURE Auto Insurance assists clients in Princeton with securing that supplementary protection and obtaining higher liability thresholds for personal risk management.

BV
29 Emmons Dr Ste A-30
Bindu Verma - State Farm Insurance Agent
Umbrella Insurance Agent · Princeton, NJ

Bindu Verma - State Farm Insurance Agent in Princeton, NJ provides umbrella insurance, which offers extra liability coverage beyond standard home and auto policies. This service helps protect clients from major claims and lawsuits. The agency works with customers to evaluate their personal risk and determine appropriate coverage limits for long-term financial security. It assists with policy adjustments and claims support as needed. The company serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

EN
33 State Rd Suite 1A
Ellen Nita - State Farm Insurance Agent
Umbrella Insurance Agent · Princeton, NJ

Ellen Nita’s office in Princeton serves homeowners, businesses, and property managers who need umbrella insurance to extend liability coverage beyond their existing policies. This type of policy helps protect assets and future income from major claims or lawsuits. The team assists clients in assessing appropriate coverage limits for their properties and operations. The agency also provides service to residents and business owners in Montgomery and the greater Lawrence Township area.

DI
116 Village Blvd #200
Defy Insurance Agency
Umbrella Insurance Agent · Princeton, NJ

Proper Coverage in Princeton and the surrounding Mercer County communities typically handles personal excess liability protection and catastrophic claim gap coverage for local homeowners and auto policyholders. Umbrella insurance extends beyond standard policy limits to safeguard assets from major lawsuits and accidental property damage claims. The agency reviews each client’s existing primary policies and personal exposure level to recommend an appropriate liability umbrella limit that meets their specific needs with clear policy details.

CD
234 Nassau St
CJ Duran - State Farm Insurance Agent
Umbrella Insurance Agent · Princeton, NJ

CJ Duran - State Farm Insurance Agent in Princeton, NJ, provides umbrella insurance coverage that extends beyond the limits of standard homeowners and auto policies, offering an additional layer of financial protection against costly lawsuits. Clients select between one-time policy setup or recurring adjustments as their coverage needs change over time. This service area addresses the specific liability risks common to Princeton-area households and professionals. Service runs on either a one-time or as-needed basis, scheduled when clients request updated policy reviews.

HI
50 N Tulane St
Halberstadt Insurance Services, LLC
Umbrella Insurance Agent · Princeton, NJ

Halberstadt Insurance Services, LLC in Princeton, NJ specializes in providing umbrella liability coverage that extends beyond the limits of standard home and auto policies. The company generally works with local clients to design additional layers of financial protection against major lawsuits or large claims. As umbrella insurance agents, they also help residents assess their personal risk exposure for assets like rental properties or recreational vehicles. During the winter months, this service is especially valuable for homeowners facing increased liability from slip-and-fall accidents on icy driveways and sidewalks.

EI
702 Alexander Rd
Easy Insurance Solution Princeton
Umbrella Insurance Agent · Princeton, NJ

As the seasons change in Princeton, local homeowners and drivers often realize their standard liability limits may not offer enough protection against a serious accident or lawsuit. Easy Insurance Solution Princeton works with clients in Mercer County to secure umbrella policies that add an extra layer of coverage above auto and home insurance. They help residents bridge gaps between existing policies and unexpected financial risks. An initial consultation typically begins with a review of the client’s current insurance declarations to identify potential coverage shortfalls.

GL
302 Carnegie Center Blvd
Guardian Life Princeton
Umbrella Insurance Agent · Princeton, NJ

Guardian Life Princeton offers general liability insurance to local businesses, focusing on comprehensive personal and commercial protection in the Princeton, NJ area. Its specialty add-ons include personal umbrella coverage, which extends liability limits beyond standard auto and home policies. This extra layer of financial security is valuable for assets such as rental properties or recreational vehicles. Commercial sectors it can serve include offices, warehouses, and food service operations.

NM
202 Carnegie Center Dr ste 201
Northwestern Mutual
Umbrella Insurance Agent · Princeton, NJ

Serving residents of the Princeton area, this umbrella insurance agent provides extra liability protection that extends beyond standard home and auto policies. For local commercial clients, broader asset protection coverage is available to address higher liability risks. All clients in the surrounding Mercer County region benefit from personalized risk consultations. After completing an initial policy setup, regular account reviews are offered to adjust coverage limits as needs change, ensuring continued protection between annual visits.

HI
14 N Harrison St
Happily Insurance Agency
Umbrella Insurance Agent · Princeton, NJ

Happily Insurance Agency in Princeton, New Jersey, is an umbrella insurance agent known for providing additional liability coverage beyond standard home and auto policies. Serving local residents and businesses, it focuses on protecting assets against major claims and lawsuits. An agent can assess individual risk exposure to determine appropriate coverage limits. A common specialty service it can add on is uninsured motorist coverage for clients who frequently drive.

PI
271 Wall St
Princeton Insurance Agency, Inc
Umbrella Insurance Agent · Princeton, NJ
(732) 426-3499
BI
3 Independence Way # 400
Best insurance Princeton
Umbrella Insurance Agent · Princeton, NJ
(609) 630-4971
AI
994 Stuart Rd
Abstract Insurance Co
Umbrella Insurance Agent · Princeton, NJ
(609) 228-9250
sites.google.com/view/abstractinsuranceco/home
HI
1000 Herrontown Rd
Howe Insurance Group
Umbrella Insurance Agent · Princeton, NJ
(609) 924-0095
howeinsurance.com
PC
103 College Rd E 3rd floor
Princeton Creative Financial Strategies - Princeton
Umbrella Insurance Agent · Princeton, NJ
(609) 604-6803
AM
138 Nassau St
Acrisure (MacLean Agency)
Umbrella Insurance Agent · Princeton, NJ
(609) 683-9300
acrisure.com
AI
100 Overlook Center
Allegiance Insurance Group
Umbrella Insurance Agent · Princeton, NJ
(609) 601-4666
insurancebrokersnj.com
DI
700 Alexander Park Dr Suite 103
DFS&A Insurance Agency
Umbrella Insurance Agent · Princeton, NJ
(609) 771-8900
GI
195 Nassau St #110
grassroots Insurance Group LLC
Umbrella Insurance Agent · Princeton, NJ
(609) 688-1800
grassrootsig.com

What Does an a Umbrella Insurance Agent in Princeton Cost?

The cost of umbrella insurance in New Jersey typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. For higher limits like 2 million dollars the annual premium may be 250 to 500 dollars. Factors such as your driving record property value and number of vehicles affect the price. This is general information and not insurance advice.

About umbrella insurance agents in Princeton

Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Princeton New Jersey, agents help residents protect assets from large claims or lawsuits. New Jersey law requires minimum auto liability limits but an umbrella policy can offer additional security for high net worth individuals.

Frequently Asked Questions

What does an umbrella insurance agent in Princeton do?

An umbrella insurance agent in Princeton helps you assess your liability risks and purchase a policy that extends coverage limits. They review your existing home and auto policies to determine the right amount of extra protection. This agent can also advise on New Jersey specific requirements like the state minimum auto liability limits.

How much umbrella coverage do I need in New Jersey?

Most experts recommend at least 1 million dollars in umbrella coverage for New Jersey residents. The amount depends on your assets income and potential risks. An agent can help you calculate a suitable limit based on your home value savings and other financial factors.

Are there New Jersey laws that affect umbrella insurance?

New Jersey law does not mandate umbrella insurance but it requires minimum auto liability coverage of 15000 dollars per person and 30000 dollars per accident. Umbrella policies typically require you to maintain these underlying limits. The state also has a comparative negligence rule that can affect how claims are paid.

Umbrella Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.