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Compare Umbrella Insurance Agents in Perth Amboy, NJ

Looking for a umbrella insurance agent in Perth Amboy? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Perth Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 umbrella insurance agents in Perth Amboy, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gilma Escobar - State Farm Insurance Agent
796 Amboy Ave, Perth Amboy, NJ 08861
(908) 588-9700 mygardenstateagent.com
Y & D @ Larimar Enterprise llc
88 Smith St, Perth Amboy, NJ 08861
(732) 826-0400
P&C Insurance Agency
338 Smith St, Perth Amboy, NJ 08861
(908) 884-7021
One Stop Insurance Agency
252 Madison Ave Ste 102, Perth Amboy, NJ 08861
(732) 520-2206 insureonestop.com
Manzueta Insurance
289 Watson Ave, Perth Amboy, NJ 08861
(732) 376-9700
HolaDoctor Insurance Services - Perth Amboy
199A Smith St, Perth Amboy, NJ 08861
(855) 336-0001 go.holadoctor.com
Medicare Options
282 Hobart St, Perth Amboy, NJ 08861
(732) 934-9197 medicareoptionsnj.com
Defend Insurance Co
43 New Brunswick Ave, Perth Amboy, NJ 08861
(973) 307-0649
Hugo Fleites inc
362 State St, Perth Amboy, NJ 08861
(732) 826-1124
Prudential Financial: Raul Rodriguez
276 Hobart St, Perth Amboy, NJ 08862
(732) 826-0220
Medicare Advisors Insurance Group LLC - Perth Amboy
205D Smith St, Perth Amboy, NJ 08861
(732) 638-4300 medicareabc.com

An umbrella insurance agent in Perth Amboy New Jersey helps you secure extra liability coverage that goes beyond your standard auto and homeowners policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but a lawsuit can quickly exceed those amounts. An umbrella policy provides an additional layer of protection for your assets and future income.

What Does a Umbrella Insurance Agent in Perth Amboy Cost?

In New Jersey, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Perth Amboy do?
An agent helps you purchase a personal umbrella policy that provides liability coverage above your existing home and auto insurance limits. They assess your risk exposure and recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in New Jersey?
Most agents suggest at least 1 million dollars in umbrella coverage for homeowners with significant assets. New Jersey courts can award large judgments, so higher limits like 2 million or 5 million may be wise for high net worth individuals.