The top-rated umbrella insurance agent in Old Bridge, New Jersey is Seniorstar Insurance Group, rated 5.0 stars across 79 reviews. Other highly rated options include Jerry Weinfeld - State Farm Insurance Agent, Farmers insurance Jonida Lagji Agency, Thom Ianniccari & Allan Twitty Insurance. This directory lists 11 umbrella insurance agents serving Old Bridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seniorstar Insurance Group | 1405 NJ-18 | (732) 658-5100 |
| 2 | Jerry Weinfeld - State Farm Insurance Agent | 2698 County Rd 516 Ste H | (732) 679-7775 |
| 3 | Farmers insurance Jonida Lagji Agency | 5 Marsad Dr | (732) 359-4000 |
| 4 | Thom Ianniccari & Allan Twitty Insurance | 65 Birch St | (914) 715-2991 |
| 5 | Talbot Insurance Agency | 974 Englishtown Rd | (732) 416-0070 |
| 6 | Sun Insurance Agency | 3610 US-9 | (201) 351-1840 |
| 7 | FTP Inc. | 131 White Oak Ln | (732) 679-3700 |
| 8 | AAA Old Bridge - Insurance/Membership Only | 1816 Englishtown Rd #202 | (732) 234-6155 |
| 9 | Bankers Life & Casualty Co | 4 Maple St | (732) 716-3242 |
| 10 | Insurance Solutions | 3663 US-9 #201 | (212) 349-6222 |
Seniorstar Insurance Group serves Monmouth and Middlesex counties from its base in Old Bridge, New Jersey, as a dedicated umbrella insurance agent. This company assists clients by providing supplemental liability coverage that extends beyond the limits of standard homeowners and auto policies. Their services help protect policyholders from major claims and lawsuits that could otherwise threaten personal assets. Professional guidance is offered to individuals seeking an extra layer of financial security. The agency handles personal umbrella policies for homes and vehicles within this area.
Jerry Weinfeld - State Farm Insurance Agent in Old Bridge, NJ, provides umbrella insurance coverage for individuals and businesses, extending liability protection beyond standard policies. The agency offers ongoing policy management to ensure limits remain aligned with clients' asset protection needs. Regular policy reviews and coverage adjustments are available to adapt to changing circumstances. This service supports single-family homes, apartments, retail businesses, and restaurants.
Homeowners in Old Bridge, New Jersey, as well as local businesses and property managers work with this umbrella insurance agent for added personal liability coverage beyond standard policies. The agency helps clients strengthen their financial protection by coordinating higher liability limits through a single, integrated policy. These supplemental plans cover significant claims after an auto or home policy is exhausted. The agency also serves account holders throughout the northern Middlesex County region, including adjacent Sayreville.
Serving Old Bridge, New Jersey, and its surrounding communities, Thom Ianniccari & Allan Twitty Insurance handles umbrella insurance policies, which provide extra liability coverage beyond standard home or auto limits. These policies protect clients from major claims or lawsuits, covering legal expenses and large settlements. To handle a typical job, the company first reviews a client's existing insurance and assets, then recommends an appropriate coverage amount to fill any liability gaps that could pose financial risk.
Talbot Insurance Agency in Old Bridge, NJ offers umbrella insurance policies that provide extra liability coverage above standard home and auto limits. This additional protection helps safeguard personal assets against major claims or lawsuits. Unlike a one-time service focused on a single policy transaction, the agency provides recurring support through policy reviews and adjustments as client needs evolve. Coverage is structured to offer broader protection at a relatively low cost for added financial security. Service runs on an as-needed basis, with clients able to request consultations upon life changes or policy renewal.
Sun Insurance Agency in Old Bridge, NJ, specializes in securing umbrella liability policies that provide extra coverage beyond standard home and auto limits. Its general work involves helping clients protect assets from major claims or lawsuits that could otherwise exceed primary insurance. Policies typically extend across multiple personal liability exposures, offering broad financial defense. As winter storms and holiday gatherings approach, increased risks of accidents on icy driveways or at parties often motivate residents to add this additional layer of protection.
In Old Bridge, NJ, where seasonal storms and local liability concerns often prompt homeowners to review their coverage, FTP Inc. serves as a local umbrella insurance agent. The company works to help clients understand how additional liability protection can supplement existing home and auto policies. By focusing on clear explanations of policy limits and exclusions, they address common gaps in coverage. An initial consultation typically involves a review of current policies to determine appropriate coverage levels and any applicable underwriting requirements.
Located in Old Bridge, New Jersey, this agency focuses on insurance and membership services, with a particular specialty in umbrella insurance. Umbrella insurance provides additional liability coverage that goes beyond the limits of standard home and auto policies, offering broader financial protection. This added layer of security is essential for safeguarding personal assets against major claims or lawsuits. The agency serves clients across various commercial sectors, including offices, warehouses, and food service operations.
Bankers Life & Casualty Co in Old Bridge, NJ assists homeowners by securing umbrella insurance for residential property, offering extra liability protection beyond standard policies. The agency also serves local businesses, extending commercial coverage that addresses broader risk factors across the area. By working with clients throughout Old Bridge and the surrounding region, the team creates tailored policies that fill gaps in existing plans. Regular follow-up and repeat service ensure that these coverage options remain updated between scheduled policy visits.
Insurance Solutions provides umbrella insurance coverage designed to extend liability protection beyond standard policies for clients in Old Bridge, New Jersey. It offers personalized consultation services to help evaluate existing liability limits and determine appropriate supplemental coverage levels. Maintenance plans include annual policy reviews to adjust coverage as personal circumstances or asset values change. The company services a variety of properties, including single-family homes, apartments, and commercial locations such as retail spaces and restaurants.
What Does an a Umbrella Insurance Agent in Old Bridge Cost?
Typical umbrella insurance costs in New Jersey range from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums increase with higher coverage limits or additional risk factors like multiple properties or young drivers. This is general information and not insurance advice.
About umbrella insurance agents in Old Bridge
An umbrella insurance agent in Old Bridge, New Jersey can help you secure additional liability coverage that goes beyond your auto or homeowners policy. New Jersey law requires minimum liability limits for auto insurance, but an umbrella policy provides extra protection for major claims or lawsuits. This added layer of security is especially valuable for homeowners and drivers in Middlesex County.
Frequently Asked Questions
What does an umbrella insurance agent in Old Bridge do?
An umbrella insurance agent helps you find a policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risks to recommend the right coverage limits for your situation.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential risks. New Jersey does not require umbrella insurance, but it is commonly used by homeowners with swimming pools or rental properties.
Can I get umbrella insurance if I have a poor driving record in New Jersey?
Yes, but your premium may be higher if you have recent accidents or violations. The agent will review your driving history and other risk factors before offering a policy.
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