The top-rated umbrella insurance agent in Newark, New Jersey is JGo Insurance Agency LLC, rated 4.9 stars across 165 reviews. Other highly rated options include Gary's Insurance Agency Newark, Prudential Insurance Company of America, Halsey Street Agency Inc.. This directory lists 18 umbrella insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JGo Insurance Agency LLC | 9 Webster St | (201) 539-7219 |
| 2 | Gary's Insurance Agency Newark | 1 Bloomfield Ave | (973) 483-3500 |
| 3 | Prudential Insurance Company of America | 213 Washington St #2917 | (973) 802-6000 |
| 4 | Halsey Street Agency Inc. | 199 Halsey St | (973) 621-0955 |
| 5 | Mundial Travel Agency | 60 Wilson Ave | (973) 589-3003 |
| 6 | Arabo Insurance Group | 675 Bergen St | (973) 391-9595 |
| 7 | Atlantis Insurance Agency | 177 Adams St | (973) 466-9090 |
| 8 | General Liability Insurance NJ | 494 Broad St suite 901 | (201) 234-4893 |
| 9 | Amerigroup | Newark, NJ 07102 | (201) 298-7809 |
| 10 | Farmers Insurance - Jessica Arroyo | 681 1/2 Mt Prospect Ave | (862) 350-3868 |
JGo Insurance Agency LLC in Newark, NJ, offers a range of umbrella insurance services, providing supplemental liability coverage that extends beyond the limits of standard homeowners or auto policies. The agency helps clients design service plans that integrate with their existing insurance, ensuring consistent protection for various asset levels. It explains policy terms clearly and reviews coverage needs during periodic updates. JGo Insurance Agency LLC services single-family homes, apartments, retail spaces, and restaurants.
Gary's Insurance Agency Newark serves Newark, New Jersey, and the surrounding Essex County area as an umbrella insurance agent. The company assists local residents and businesses in securing liability coverage that extends beyond the limits of standard home and auto policies. This additional layer of protection helps policyholders manage financial risks from major claims or lawsuits. The firm specifically handles personal umbrella policies for homeowners and excess liability coverage for automobile insurance, providing straightforward options for increased defensive coverage.
Prudential Insurance Company of America serves homeowners, businesses, and property managers in Newark, New Jersey by providing umbrella insurance agent services that offer additional liability coverage beyond standard policies. This type of insurance helps protect assets against major claims and lawsuits that could exceed primary policy limits. With a focus on risk management for local clients, the agency assists customers in securing comprehensive protection for their residential and commercial properties. The company also covers nearby communities in the greater Essex County area and the Newark metropolitan region.
Serving Newark, New Jersey, and its surrounding communities, Halsey Street Agency Inc. specializes in umbrella insurance policies. The agency handles liability coverage that extends beyond the limits of standard homeowners or auto policies. This extra protection helps safeguard a client’s assets from major claims or lawsuits. For each typical job, the agency begins by assessing whether a client’s current base coverage meets basic eligibility thresholds before quoting a new policy.
Mundial Travel Agency in Newark, NJ provides specialty umbrella insurance coverage that extends liability protection beyond standard home and auto policies. It assists clients with general service work such as reviewing existing insurance portfolios to identify gaps in personal liability coverage. The agency helps ensure that assets are safeguarded against lawsuits and large claims. Its services are particularly valued when clients face increased exposure from property ownership or hosting large family gatherings, which can raise the risk of accidents and resulting legal costs.
Arabo Insurance Group in Newark, NJ distinguishes between a single umbrella policy purchase for immediate, one-time protection and recurring annual policy reviews to adjust coverage as personal assets and liability risks evolve. Umbrella insurance agents in this area typically secure excess liability coverage that extends beyond standard homeowners and auto policy limits, safeguarding clients against major claims. Their service for individual or family needs operates on an as-needed basis, with clients welcome to request consultations or new policy bindings at any time.
When winter storms bring ice and snow to Newark, the risk of slip-and-fall liability claims rises sharply for homeowners and property managers. Atlantis Insurance Agency helps local residents and small businesses address this exposure by matching them with suitable umbrella insurance policies that extend coverage beyond standard underlying limits. This in Newark, NJ can protect savings and assets from significant lawsuit judgments arising from accidents on one’s property. Before recommending any coverage level, the agency will formally assess the client’s current personal liability needs through an initial policy review.
General Liability Insurance NJ in Newark, New Jersey assists clients with fundamental coverage needs before layering excess liability protection. As an umbrella insurance agent, it concentrates on policies that extend beyond standard limits for added security. This firm addresses risks commonly faced in commercial operations, including slip and fall incidents or property damage claims. Its client base typically includes local offices, warehouses, and food service establishments seeking gap-free protection against unforeseen judgments or settlements.
Farmers Insurance - Jessica Arroyo in Newark, NJ, provides residential umbrella insurance to protect personal assets from major liability claims or lawsuits. The agency also extends these policies to commercial clients, ensuring broader coverage for businesses in the surrounding region. Serving Newark and nearby communities, the office focuses on offering an extra layer of security for homeowners and business owners alike. Clients can conveniently schedule follow-up consultations or policy adjustments between regular visits to address changing coverage needs.
What Does an a Umbrella Insurance Agent in Newark Cost?
The cost of umbrella insurance in New Jersey typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for those with multiple properties or a history of claims. Factors like your driving record and location in Newark also affect the price. This is general information, not insurance advice.
About umbrella insurance agents in Newark
Umbrella insurance provides extra liability coverage beyond standard auto or home policies. In Newark, New Jersey, this coverage is important due to the state's high cost of living and litigation risks. A local agent can help you assess your personal exposure and find a policy that meets New Jersey insurance requirements.
Frequently Asked Questions
What does an umbrella insurance agent in Newark do?
An umbrella insurance agent helps you purchase a policy that adds extra liability protection above your existing home and auto insurance. In New Jersey, this coverage can help protect your savings and future income from large claims or lawsuits.
How much umbrella insurance do I need in New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk profile. New Jersey law does not set a minimum, but many insurers require you to have certain base limits on your auto and home policies first.
Is umbrella insurance required by law in New Jersey?
No, New Jersey does not require umbrella insurance by law. However, it is a common recommendation for individuals with significant assets, rental properties, or high-risk activities to protect against lawsuits.
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