The top-rated umbrella insurance agent in Medford, New Jersey is J.S. Braddock Agency, rated 4.9 stars across 118 reviews. Other highly rated options include Michael J. McDyer: Allstate Insurance, Carinne Leisey-Gulati - State Farm Insurance Agent, T.C. Irons Insurance Agency. This directory lists 14 umbrella insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | J.S. Braddock Agency | 22 N Main St | (609) 654-5800 |
| 2 | Michael J. McDyer: Allstate Insurance | 649 Stokes Rd | (609) 654-1426 |
| 3 | Carinne Leisey-Gulati - State Farm Insurance Agent | 560 Stokes Rd Ste 24 | (609) 257-4164 |
| 4 | T.C. Irons Insurance Agency | 708 Stokes Rd Suite A | (609) 953-2282 |
| 5 | Mills Insurance Group LLC | 715 Stokes Rd Suite 201 | (609) 385-1975 |
| 6 | Farmers Insurance - Ronald Bradberry | 520 Stokes Rd Ste A1 | (813) 477-0297 |
| 7 | Prestige Protect Insurance NJ | 643 Stokes Rd | (609) 493-7039 |
| 8 | Diamond Shield Insurance NJ | 6 Tidswell Ave | (609) 493-7038 |
| 9 | C.B. Smith Agency - Insurance | 152 Himmelein Rd #5 | (609) 654-6402 |
| 10 | The Naurath Agency LLC | 2 N Main St Unit 104 | (856) 477-2418 |
J.S. Braddock Agency serves Medford, New Jersey, and the surrounding Burlington County area. The company acts as an umbrella insurance agent, helping clients secure additional liability coverage that extends beyond the limits of auto, home, or watercraft policies. This type of policy is often necessary for individuals seeking extra protection against major claims or lawsuits. Typical work here includes evaluating a client’s existing liability exposure and finding the right policy to fill coverage gaps. It specifically handles excess liability policies and insurance for high-value personal assets.
Michael J. McDyer: Allstate Insurance offers umbrella insurance coverage in Medford, NJ, providing an extra layer of personal liability protection beyond standard policies. Service plans focus on helping clients consolidate their existing insurance needs and exploring suitable liability limits to safeguard assets. The company supports property owners by covering a broad range of residential and commercial real estate, including single-family homes, apartments, retail spaces, and restaurants.
Carinne Leisey-Gulati - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Medford, New Jersey area. The agency offers umbrella insurance policies that extend liability coverage beyond standard home or auto limits for added protection. Clients often seek these policies to safeguard assets from major claims or lawsuits. The office provides personalized guidance to help policyholders choose appropriate coverage levels. Its service area also includes communities throughout Burlington County, such as Mount Laurel and Moorestown.
T.C. Irons Insurance Agency serves Medford, New Jersey, and the surrounding Burlington County communities, handling excess liability protection for residents and local businesses. It specializes in umbrella insurance, which extends coverage beyond standard auto and homeowners policies to provide additional layers of financial security. The agency typically reviews a client’s existing liability limits to identify gaps in coverage, then recommends a policy that suits their specific assets and risk exposure.
Mills Insurance Group LLC in Medford, NJ, specializes in providing umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. The agency works closely with individuals and families to identify additional risk exposure and secure higher policy limits. These services help safeguard personal assets from major claims or lawsuits. As storms and holiday gatherings increase seasonal risks in this area, the agency helps clients review their coverage limits to ensure adequate protection during these higher-liability periods.
Farmers Insurance - Ronald Bradberry offers umbrella insurance with a clear distinction between one-time policy consultations for new clients and scheduled reviews for existing coverage adjustments. This additional liability protection extends beyond standard home and auto policies, safeguarding assets against major claims or lawsuits. In Medford, New Jersey, the agency tailors umbrella policies to fit individual risk profiles and asset values. Service runs on an as-needed basis, with clients contacting the agent directly when life changes such as property acquisitions or increased income create a need for updated coverage limits.
As winter storms and spring floods increasingly affect Medford properties, Prestige Protect Insurance NJ advises area homeowners on the importance of supplemental personal liability coverage beyond a standard policy. Their role involves evaluating existing home and auto policies to identify exposure gaps that umbrella insurance can effectively address. This protection is especially relevant for households with pools, home businesses, or young drivers. The company begins each client relationship with a complimentary coverage review to assess individual needs and suggest appropriate umbrella limits.
Diamond Shield Insurance NJ provides personal liability protection through umbrella insurance policies to residents and businesses in Medford, New Jersey. These policies offer extra coverage beyond standard home or auto limits, helping safeguard assets against major claims or lawsuits. The agency can help clients secure additional liability layers for homes, vehicles, or recreational properties. Beyond individual clients, Diamond Shield Insurance NJ serves commercial sectors such as offices, warehouses, and food service establishments.
C.B. Smith Agency - Insurance serves residences in Medford, New Jersey, with umbrella insurance designed to extend personal liability coverage beyond standard policies. The agency also provides commercial clients with similar broad liability protection, serving businesses across the wider South Jersey region. Each policy is structured to address gaps in underlying insurance, offering additional security for property owners and operators. The agency builds lasting relationships by scheduling follow-up adjustments or renewals between regular visits, ensuring coverage evolves with changing client needs.
The Naurath Agency LLC, based in Medford, New Jersey, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes helping homeowners, auto owners, and renters secure additional layers of financial security against major claims or lawsuits. A specialty service this agency can add on is an increase in personal liability limits for clients with substantial assets or elevated risk exposure.
What Does an a Umbrella Insurance Agent in Medford Cost?
Umbrella insurance costs in New Jersey typically range from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record, property value, and number of vehicles affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Medford
An umbrella insurance agent in Medford, New Jersey helps you secure extra liability coverage beyond your standard auto or homeowners policy. New Jersey law requires minimum auto liability limits, but an umbrella policy can protect your assets from large claims or lawsuits. Local agents understand the specific risks in Burlington County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Medford do?
An umbrella insurance agent in Medford helps you evaluate your current liability risks and recommends a policy that covers claims exceeding your base insurance limits. They guide you through New Jersey-specific requirements, such as minimum underlying coverage limits for auto and home insurance.
How much umbrella coverage do I need in New Jersey?
Most agents recommend at least one million dollars in umbrella coverage, though higher limits are available. The amount you need depends on your assets, income, and potential liability risks, such as owning a pool or rental property in Medford.
Are there New Jersey laws that affect umbrella insurance?
Yes, New Jersey requires you to maintain certain minimum underlying coverage, such as 250,000 per person and 500,000 per accident for auto liability, before you can purchase an umbrella policy. Your agent will verify these limits are met.
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