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Directory of umbrella insurance agents in Lakewood, New Jersey. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Lakewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 20 umbrella insurance agents in Lakewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PRIME Insurance Agency
960 E County Line Rd, Lakewood, NJ 08701
(732) 886-5751
primeins.com
Cosmo Insurance Agency
1600 Ave of the States #408, Lakewood, NJ 08701
(732) 363-3888
cosmoins.com
Sterling Property and Casualty
20 4th St Suite 211, Lakewood, NJ 08701
(732) 730-7130
sterlingpandc.com
Stonebrook Insurance Group
500 River Ave Suite 230, Lakewood, NJ 08701
(732) 905-4100
stonebrookins.com
Mitchell Hnatt: Allstate Insurance
1900 NJ-70, Lakewood, NJ 08701
(732) 477-6900
agents.allstate.com
Ben Goldfischer: Allstate Insurance
300 Main St, Lakewood, NJ 08701
(732) 719-4050
agents.allstate.com
Wilhelm
699 Cross St #1, Lakewood, NJ 08701
(732) 961-1551
wilhelmrisk.com
Ideal Insurance Agency
326 3rd St, Lakewood, NJ 08701
(732) 363-8300
idealinsuranceagencynj.com
5 Minute Insure
300 Boulevard of the Americas Suite 105, Lakewood, NJ 08701
(877) 707-8555
5minuteinsure.com
Eternal Cover Insurance Agency
200 Airport Rd, Lakewood, NJ 08701
(229) 231-2544
J&R Insurance Agency & Financial Services LLC
1400 Ocean Ave, Lakewood, NJ 08701
(732) 363-1625
jrinsuranceagency.com
Insurance Agency New Jersey
1166 River Ave, Lakewood, NJ 08701
(551) 273-4713
Starlight Insurance Service NJ
28 Clifton Ave, Lakewood, NJ 08701
(732) 250-3916
True Life Insurance NJ
323 Clifton Ave, Lakewood, NJ 08701
(732) 307-3222
Forever Insurance LLC
435 NJ-70, Lakewood, NJ 08701
(551) 239-6852
Sure Co Agency Inc
300 Boulevard of the Americas, Lakewood, NJ 08701
(732) 730-8700
surecoagency.com
Fidella Insurance Agency, A Division of World
15 America Ave #202, Lakewood, NJ 08701
(732) 222-4500
fidellaplus.com
Shapiro David
241 4th St, Lakewood, NJ 08701
(732) 364-2555
Friedman Associates of Nj
212 2nd St, Lakewood, NJ 08701
(732) 363-6444
The Moffett Agency
1095 Ocean Ave, Lakewood, NJ 08701
(732) 301-4204
moffettagency.com
Umbrella insurance agents in Lakewood, New Jersey help clients secure additional liability coverage that goes beyond standard auto and homeowners policies. New Jersey law requires minimum auto liability limits of 15000 per person and 30000 per accident, but an umbrella policy can provide coverage from 1 million to 5 million or more. This extra layer of protection is important for Lakewood residents with significant assets or those who face higher liability risks.
What Does a Umbrella Insurance Agent in Lakewood Cost?
Umbrella insurance premiums in New Jersey typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and may vary based on your driving record and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lakewood do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your risk profile and recommend a coverage amount that fits your needs and budget.
Who needs an umbrella insurance policy in New Jersey?
Anyone with significant savings, a home, or a business in Lakewood should consider umbrella insurance. It is also useful for homeowners with swimming pools, trampolines, or dogs, as these increase liability risk.
How much umbrella coverage do I need in Lakewood New Jersey?
Most agents recommend at least 1 million dollars in umbrella coverage, but higher amounts may be needed if you have substantial assets. Your agent will help you calculate the right limit based on your net worth and potential exposure.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.