The top-rated umbrella insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include Lisa J Stoddard Insurance, J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family). This directory lists 12 umbrella insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | Lisa J Stoddard Insurance | 7 Lantern Ln | (207) 233-5801 |
| 3 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 4 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 5 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 6 | Safelink Insurance Agency | 789 Roosevelt Trail | (207) 436-8886 |
| 7 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 8 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 9 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
| 10 | North Atlantic Insurance Associates | 744 Roosevelt Trail Suite 203 | (207) 893-2733 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area, providing umbrella insurance coverage. This type of policy offers additional liability protection beyond standard home and auto policies, helping safeguard personal assets. The agency helps clients understand how an umbrella can cover claims that exceed other policy limits. It addresses gaps in coverage for common risks. Clients can obtain a quote for standalone umbrella insurance or add it alongside an existing auto or homeowners policy in this region.
Lisa J Stoddard Insurance provides umbrella insurance agency services in Windham, ME, offering liability coverage that extends beyond standard policy limits. This agency works with clients to create plans that protect personal assets and future income by filling gaps in existing home and auto policies. Services include regular policy reviews to ensure coverage keeps pace with changing needs and asset growth. It also assists with adjusting deductibles and limits as part of routine maintenance. The company services single-family homes, apartments, retail businesses, and restaurants.
J. Priest Insurance serves homeowners, businesses, and property managers in Windham, Maine, by connecting them with umbrella insurance policies that provide additional liability coverage beyond standard limits. This type of protection helps safeguard assets against major claims or lawsuits. The agency works with clients to evaluate their specific risk exposure and recommends appropriate coverage limits. Its services extend to the broader Portland metro area, including neighboring communities such as Falmouth and Cumberland.
Serving Windham, Maine, and the surrounding communities, Splane Insurance Solutions, an American National and Farm Family agency, specializes in umbrella insurance. This coverage provides an extra layer of liability protection beyond standard homeowners and auto policies. To secure a policy, the agency evaluates an individual's existing liability limits and personal assets. It then tailors the additional coverage to address significant financial risks. The agency typically manages this process by requesting current policy details from clients to determine the appropriate amount of excess liability necessary.
Cross Insurance in Windham, Maine, provides comprehensive umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. The agency assists clients in reviewing and adjusting existing service limits to ensure adequate personal asset protection and liability gap coverage. Services include helping customers select appropriate policy endorsement levels and coordinating claims support when needed. The company serves a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.
Safelink Insurance Agency in Windham, ME, offers both one-time and recurring service options for umbrella insurance, allowing clients to choose a single policy for immediate liability protection or an ongoing plan that renews automatically for sustained coverage. Umbrella insurance provides extra liability limits beyond standard home or auto policies, safeguarding personal assets against major claims. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s chosen policy renewal structure.
Maine Insurance Benefits Group offers tailored umbrella insurance policies designed to provide additional liability protection beyond standard home or auto coverage. As an agency in Windham, ME, it advises clients throughout southern Maine on safeguarding assets like savings or future earnings from major claims or lawsuits. The company’s work typically involves assessing personal risk exposure and securing broader coverage limits for homeowners and drivers. For the winter season, it specifically helps clients protect against liability from ice-related slip-and-fall incidents on residential or business premises.
Clark Insurance, a Marsh & McLennan Agency LLC company located in Windham, Maine, serves homeowners, businesses, and property managers seeking supplementary liability protection beyond standard policies. This agency provides umbrella insurance that extends coverage limits for bodily injury, property damage, and certain personal liability lawsuits. Clients across the region benefit from additional security against large claims or unexpected legal costs. The agency also serves insureds in nearby communities such as Falmouth and the greater Portland metropolitan area.
Cross Insurance: Connell Melissa offers umbrella insurance, extending extra liability coverage beyond standard home and auto policies. It serves clients in Windham, Maine, providing broader protection for unexpected financial risks. The agency helps residents manage potential gaps in their existing insurance limits, safeguarding personal assets from major claims. This service is particularly valuable during the winter months, when icy conditions increase the likelihood of slip-and-fall incidents on residential properties.
As winter storms coat Windham, ME, in ice and snow, homeowners face increased risks of slip-and-fall lawsuits and property damage claims that exceed standard policy limits. North Atlantic Insurance Associates provides umbrella insurance policies designed to cover those critical gaps in liability protection. Offering additional layers of security beyond basic home or auto coverage, the company helps clients safeguard assets against large claims or legal judgments. A thorough review of current policies and individual risk factors is the first step in determining appropriate coverage during an initial consultation.
What Does an a Umbrella Insurance Agent in Windham Cost?
The cost of an umbrella insurance policy in Maine typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two million or more may cost 300 to 800 dollars annually. Actual premiums depend on your risk profile number of vehicles and property values. This is general information and not insurance advice.
About umbrella insurance agents in Windham
Umbrella insurance agents in Windham Maine help you add a layer of liability protection above your auto home or boat policies. Maine law requires minimum liability limits on auto insurance but an umbrella policy can cover gaps and provide higher limits. Local agents understand the risks specific to southern Maine including seasonal weather and recreational activities.
Frequently Asked Questions
What does an umbrella insurance agent in Windham do?
An umbrella insurance agent reviews your existing policies and recommends an umbrella policy that increases your liability coverage. They help you choose a limit that protects your savings and future income. The agent also explains how the policy interacts with your underlying auto and home insurance.
How much umbrella coverage do I need in Maine?
Most agents suggest at least one million dollars in umbrella coverage. The right amount depends on your assets income and potential risks. Maine courts can award large judgments so higher limits may be wise if you own property or have a high net worth.
Does Maine law require umbrella insurance?
No Maine law does not require umbrella insurance. However Maine requires minimum liability coverage of 50 thousand dollars per person and 100 thousand per accident for auto insurance. An umbrella policy provides extra protection beyond those minimums.
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