The top-rated umbrella insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Plummer's Insurance Agency, Clark Insurance, a Marsh & McLennan Agency LLC company, The Champlin Agency. This directory lists 12 umbrella insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 3 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 4 | The Champlin Agency | 411 Congress St | (207) 229-0293 |
| 5 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 6 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 7 | United Insurance | 470 Forest Ave | (207) 797-9400 |
| 8 | Highstreet Insurance formerly, Kane Insurance | 6 City Center ste 307 | (207) 358-7408 |
| 9 | Prestige Insurance ME | 424 Cumberland Ave | (207) 598-4656 |
| 10 | E A Scribner Insurance | 482 Congress St #503 | (207) 772-6580 |
Lotfey Dennett Insurance Brokers serves the Portland, Maine metro area as an umbrella insurance agent. The firm helps clients increase their liability coverage beyond the limits of standard home and auto policies. This additional layer of protection can shield personal assets from major claims or lawsuits. The team guides policyholders through the integration of umbrella coverage with existing insurance plans. In this region, they assist with personal liability protection and broader risk management for local property owners.
Plummer's Insurance Agency serves local homeowners, businesses, and property managers in Portland, Maine, by securing umbrella liability coverage that extends beyond standard policy limits. This protection helps safeguard personal assets and business holdings against major claims or lawsuits. The agency focuses on matching clients with appropriate policy layers, providing clear explanations of coverage options and exclusions. Plummer’s Insurance Agency also covers clients in the neighboring community of South Portland, ensuring additional liability support across the greater Portland metro area.
Clark Insurance, a Marsh & McLennan Agency LLC company, provides umbrella insurance services to clients in Portland, Maine. Its coverage options extend liability protection beyond standard policy limits for added financial security. The agency assists with policy evaluations to ensure proper coverage levels for individual risk profiles. Service includes annual policy reviews to adjust limits as circumstances change. It works with clients who own single-family homes, apartments, retail, and restaurants.
The Champlin Agency serves Portland, Maine, and the surrounding coastal communities, handling umbrella insurance policies for local homeowners and vehicle owners. This coverage offers extra liability protection beyond standard auto or home insurance limits, safeguarding against major claims or lawsuits. The agency typically reviews a client’s existing policies to assess risk exposure, then recommends appropriate additional liability limits and tailors coverage to fit each personal situation.
Cross Insurance in Portland, Maine provides umbrella insurance services for local residential clients, offering added liability coverage above standard homeowners policies. Their commercial umbrella insurance extends similar protection to area businesses, helping safeguard assets against unforeseen claims. Serving the greater Portland region, the agency assists with assessing personal and corporate risk exposure to determine appropriate coverage levels. Follow-up consultations and policy reviews are available between regular visits to adjust limits as circumstances change.
Co Insurance Group LLC in Portland, ME offers umbrella insurance agents whose services can be engaged either as a one-time policy review or through a recurring annual coverage assessment. With a primary focus on excess liability protection, these agents help clients secure additional coverage beyond standard homeowners or auto policies. The service for new policies runs on a one-time basis, while annual renewals and adjustments are scheduled as needed.
United Insurance in Portland, Maine, is known for providing layer of liability coverage that extends beyond standard policies. Its umbrella insurance service protects clients against major claims and lawsuits by offering additional limits on homeowners, auto, and watercraft policies. The agency serves individuals and families seeking to safeguard personal assets from unexpected financial loss. For higher-risk properties or those with frequent rental activity, a specialty add-on policy for enhanced liability protection on seasonal coastal homes can be arranged to close coverage gaps.
Highstreet Insurance, formerly Kane Insurance, specializes in connecting clients with umbrella insurance agents who provide extended liability protection beyond standard policy limits. It serves homeowners, drivers, and business owners throughout the Portland area, helping them secure additional coverage for common risks like auto accidents or property claims. This type of policy can be especially valuable during the busy summer months, when increased travel and entertaining often raise the likelihood of unexpected incidents.
As coastal storms and icy roads test New England drivers each winter, Portland residents look for broader liability protection beyond standard auto or home policies. Prestige Insurance ME helps households connect personal umbrella coverage to existing insurance, extending liability limits when a single accident or lawsuit exceeds primary policy caps. This extra layer can safeguard future earnings and savings from unforeseen claims. An initial consultation begins by reviewing current property and auto policies to identify gaps and determine suitable coverage amounts before any inspection or assessment step is scheduled.
E A Scribner Insurance provides comprehensive risk management solutions for individuals and businesses in Portland, Maine, focusing on general liability coverage. It specializes in umbrella insurance, which offers added liability protection beyond standard policy limits. This coverage safeguards clients against major claims and lawsuits that could otherwise threaten personal assets or business stability. The agency effectively serves commercial sectors, including offices, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Portland Cost?
Umbrella insurance in Maine typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs increase with higher limits or additional risks like rental properties or teenage drivers. Premiums vary based on your assets claims history and location in Portland. This is general information not insurance advice.
About umbrella insurance agents in Portland
An umbrella insurance agent in Portland Maine helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Maine law requires minimum liability coverage for drivers but umbrella policies can protect against larger claims. Working with a local agent ensures your policy aligns with Maine specific risks like coastal property and winter weather incidents.
Frequently Asked Questions
What is an umbrella insurance policy in Portland Maine?
An umbrella policy provides extra liability coverage above your existing auto and home insurance limits. In Maine it can cover legal costs and judgments for incidents like a guest slipping on ice at your property. It typically starts at 1 million dollars in coverage.
Who needs an umbrella insurance policy in Maine?
Homeowners with significant assets such as a house savings or investments often need umbrella insurance. It is also useful for landlords boat owners or anyone who hosts frequent visitors. Maine courts can award large judgments so extra protection is common.
How do I choose an umbrella insurance agent in Portland?
Look for an agent licensed in Maine with experience in personal liability coverage. Ask about their knowledge of Maine liability laws and whether they can bundle with your existing policies. Compare quotes from multiple agents to find suitable terms.
Umbrella Insurance Agents in Other Maine Cities
Auburn · Bangor · Kennebunk · Lewiston · Scarborough · South Portland · Windham