The top-rated umbrella insurance agent in Kennebunk, Maine is Caryn James - Seaside Insurance Agency, rated 5.0 stars across 87 reviews. Other highly rated options include Cole Harrison Insurance Agency, Lyons Agency for Insurance, Armor Insurance Service. This directory lists 14 umbrella insurance agents serving Kennebunk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Caryn James - Seaside Insurance Agency | 56 Portland Rd #4 | (207) 985-9754 |
| 2 | Cole Harrison Insurance Agency | 83 Main St | (207) 985-3361 |
| 3 | Lyons Agency for Insurance | 135 Fletcher St # 950 | (207) 985-2901 |
| 4 | Armor Insurance Service | 109 Main St | (207) 640-2797 |
| 5 | Kennebunk Savings Insurance | 50 Portland Rd | (207) 985-2941 |
| 6 | Tracey Bricker - State Farm Insurance Agent | 45 Portland Rd Unit 3b | (207) 985-6969 |
| 7 | Axisassure Insurance Service | 35 Portland Rd | (207) 489-4370 |
| 8 | Nationwide Insurance: James T Harris | 69 York St STE 5 | (207) 985-2525 |
| 9 | Landing Insurance | 2 Christensen Ln | (207) 967-8070 |
| 10 | Lyons Agency Insurance: Ricker Lisa | 135 Fletcher St # 950 | — |
Caryn James - Seaside Insurance Agency serves Kennebunk and the surrounding York County area. As an umbrella insurance agent, the company provides extra liability coverage that extends beyond the limits of standard homeowners and auto policies. This service helps protect assets by filling gaps in existing insurance plans. The agency’s work involves guiding clients through the process of adding an umbrella policy to their current coverage. Caryn James - Seaside Insurance Agency handles personal umbrella insurance for individuals and families in this coastal community.
Cole Harrison Insurance Agency serves clients in Kennebunk, Maine by providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency assists customers in selecting appropriate policy limits and advises on how excess liability layers interact with existing coverage. Regular policy reviews are offered to ensure adequate protection aligns with changing assets or risk exposure. The agency handles service for single-family homes, apartments, retail, and restaurants.
The homeowners, businesses, and property managers of Kennebunk, Maine, rely on Lyons Agency for Insurance to provide essential umbrella insurance coverage. This service extends the liability limits of standard policies, offering vital financial protection beyond typical auto, home, and business insurance. Serving clients throughout the Kennebunk area, the agency also covers the nearby coastal community of Wells and its surrounding neighborhoods.
Serving Kennebunk and the surrounding southern Maine communities, Armor Insurance Service handles personalized umbrella insurance policies for local residents and businesses. This coverage provides an extra layer of liability protection beyond standard home and auto policies. The company works to assess each client's potential exposure, considering factors like property assets and recreational activities. For a typical application, it methodically reviews existing underlying limits to structure a seamless policy that extends necessary safeguarding against unforeseen claims.
Kennebunk Savings Insurance in Kennebunk, ME provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Clients may choose between a single-service arrangement for a specific need or ongoing advisory options for evolving assets and exposure. The agent evaluates each policyholder’s current risk profile and recommends appropriate additional limits for personal liability. Service operates on either a scheduled basis for routine policy reviews or as an as-needed structure when life events require coverage adjustments to maintain adequate protection.
As an umbrella insurance agent in Kennebunk, Maine, Tracey Bricker - State Farm Insurance Agent provides policies that extend liability coverage beyond standard home and auto limits. The agency also offers general personal insurance services to local residents. These additional layers of protection help safeguard assets and future earnings. This is particularly useful during the winter months, when icy conditions increase the risk of slip-and-fall claims or costly accidents on residential properties.
As coastal Maine’s storm season brings sudden flooding and wind damage to Kennebunk properties, homeowners often realize their standard liability limits fall short. Axisassure Insurance Service provides umbrella insurance coverage that extends protection beyond basic policies, safeguarding local assets against large claims or lawsuits. They guide clients through assessing personal risk factors, including property value and recreational vehicle use typical of the area. The process begins with a thorough review of existing coverage and a free initial assessment of potential liability gaps.
Nationwide Insurance: James T Harris provides property and casualty coverage, including specialized umbrella insurance policies for individuals and businesses. This local agency in Kennebunk, Maine, helps clients secure additional liability protection beyond standard policy limits, offering crucial safeguards against major claims and lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Landing Insurance provides residential umbrella coverage in the Kennebunk, Maine area. Commercial liability policies are also handled, ensuring broader protection beyond primary limits for local businesses and homeowners. Serving clients throughout York County and the southern coast, the agency emphasizes clear policy explanations during initial consultations. After placing coverage, regular follow-up is offered to review changing asset values and liability exposures between standard renewal visits.
What Does an a Umbrella Insurance Agent in Kennebunk Cost?
The cost of an umbrella insurance policy in Maine typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 800 dollars annually. Your rates depend on factors like your driving record number of properties and prior claims. This is general information and not insurance advice.
About umbrella insurance agents in Kennebunk
An umbrella insurance agent in Kennebunk Maine helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Maine law requires minimum auto liability coverage of 50/100/25 but a serious accident can easily exceed those amounts. An umbrella policy provides an extra layer of protection for your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Kennebunk do?
An umbrella insurance agent evaluates your existing auto and home policies to determine the right amount of extra liability coverage. They help you purchase a policy that kicks in after your primary insurance limits are exhausted. This is especially important in Maine where winter driving conditions can lead to multi-vehicle accidents.
How much umbrella coverage do I need in Maine?
Most Maine residents choose between 1 million and 5 million dollars in umbrella coverage. The amount depends on your assets such as home equity savings and future income. An agent can help you calculate a suitable limit based on your personal financial situation.
Does umbrella insurance cover legal defense costs in Maine?
Yes umbrella insurance typically covers legal defense costs even if the lawsuit against you is groundless. Maine courts have a six year statute of limitations for personal injury lawsuits. This means you could face a claim years after an incident making umbrella coverage a wise precaution.
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