The top-rated umbrella insurance agent in Auburn, Maine is Jim Finucane - State Farm Insurance Agent, rated 4.7 stars across 52 reviews. Other highly rated options include Nathan Durgin Insurance, AAA Auburn Insurance and Member Services, Dave Bochtler: Allstate Insurance. This directory lists 15 umbrella insurance agents serving Auburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Finucane - State Farm Insurance Agent | 232 Center St # A | (207) 777-7750 |
| 2 | Nathan Durgin Insurance | 13 Jordan Ave | (207) 754-9036 |
| 3 | AAA Auburn Insurance and Member Services | 600 Center St Ste 1 | (207) 786-0664 |
| 4 | Dave Bochtler: Allstate Insurance | 250 Center St | (207) 783-0766 |
| 5 | Independent Insurance Company | 211 US-202 | (207) 517-7404 |
| 6 | Prestige insurance Auburn | 72 Pleasant St | (207) 507-7281 |
| 7 | United Insurance | 31 Court St | (207) 784-5181 |
| 8 | Varney Agency | Auburn ME | 195 Center St | (207) 786-0417 |
| 9 | MetLife Auto & Home: Lisa Holt Agnecy | 1117 Center St | (207) 786-7676 |
| 10 | Embassy Auto Insurance - Cheap Auto Insurance Auburn | 730 Center St | (207) 203-5123 |
Jim Finucane - State Farm Insurance Agent serves Auburn, Maine, and the surrounding Androscoggin County area as an umbrella insurance agent. This agency helps clients protect their assets by providing personal umbrella liability policies that extend coverage beyond standard auto and homeowners insurance. These policies offer additional financial protection in the event of a major accident or lawsuit. The office assists with securing extra liability limits to cover unexpected claims and legal expenses. Its services specifically include evaluating existing home and auto policies to recommend appropriate umbrella coverage limits.
Serving Auburn, Maine, and the surrounding communities, Nathan Durgin Insurance handles personal umbrella liability coverage. This agency provides an extra layer of protection beyond standard home and auto policies, safeguarding clients against major claims and lawsuits. It works to assess an individual’s total risk exposure, including assets and future earnings. To manage a typical request, the agent reviews existing underlying policies, calculates necessary coverage limits, and underwrites the policy to guarantee seamless excess liability protection.
AAA Auburn Insurance and Member Services provides umbrella insurance solutions designed to offer extended liability coverage beyond standard policies. Its service plans focus on assessing clients personal risk exposures and customizing additional layers of protection to help safeguard assets. Regular policy reviews are included to ensure coverage remains adequate over time. The agency supports residential and commercial property owners throughout the region, offering policies that complement existing home or auto insurance. It services single-family homes, apartments, retail spaces, and restaurants in and around Auburn, Maine.
Homeowners, small business owners, and property managers in Auburn turn to Dave Bochtler: Allstone Insurance for umbrella liability policies that add extra coverage beyond standard home or auto plans. This local agency helps clients protect assets from large claims or lawsuits by offering layers of additional protection. The team evaluates individual risks to recommend appropriate liability limits for peace of mind. Their service area includes neighboring Lewiston and the greater Androscoggin County region.
Independent Insurance Company in Auburn, ME offers umbrella insurance protection as either a one-time policy for specific high-risk events or as a scheduled annual service that maintains ongoing liability coverage beyond standard home and auto limits. This agent helps clients shield their assets from major lawsuits or claims that exceed underlying policy amounts. Service runs strictly on an as-needed basis, providing consultation and quotes when a customer requests a policy review or incurs a new risk requiring extra liability layers.
Prestige insurance Auburn assists clients in Auburn, ME, with obtaining necessary coverage, with a specialized focus on umbrella insurance agent services. These policies add an extra layer of liability protection beyond standard home and auto policies, offering broader financial security. The agency helps businesses and individuals safeguard assets from major claims or lawsuits. It works with a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to meet operational risks.
United Insurance in Auburn, ME is known for providing general umbrella insurance coverage that extends liability protection beyond standard auto, home, and business policies. The agency works with clients to assess individual risk exposures and secure additional layers against large claims or lawsuits. Services typically include personal and commercial umbrella policies. For added protection, the company also offers advice on structuring coverage to coordinate with existing underlying insurance limits.
As winter ice and snow often cause unexpected accidents on Maine’s roads and driveways, residents seek protection beyond standard policies. Varney Agency | Auburn ME specializes in umbrella insurance agent services, providing liability coverage that extends above the limits of auto, home, or watercraft policies. This additional cushion helps safeguard personal assets against major claims or lawsuits common in this region. After reviewing a client’s existing coverage, the agency conducts a full assessment of exposure risks before recommending the appropriate limit of supplementary insurance.
MetLife Auto & Home: Lisa Holt Agency in Auburn, ME, provides residential umbrella insurance, including liability protection for homeowners and renters. The agency also offers commercial umbrella coverage for local businesses to safeguard against large claims. Serving Auburn and the broader surrounding region, it assists clients in managing risk beyond primary policy limits. After an initial policy is established, the team provides follow-up support to adjust coverage as needs change, ensuring ongoing protection between regular policy reviews.
What Does an a Umbrella Insurance Agent in Auburn Cost?
Umbrella insurance costs in Maine typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs increase with higher limits or if you have multiple properties or vehicles. Factors like driving record and claims history also affect the premium. This is general information not insurance advice.
About umbrella insurance agents in Auburn
An umbrella insurance agent in Auburn Maine helps you secure additional liability coverage beyond your auto or homeowners policy. Maine law requires minimum auto liability limits of 50/100/25 but an umbrella policy can provide an extra layer of protection. Local agents understand the specific risks for Maine residents including winter driving accidents and property liability on seasonal homes.
Frequently Asked Questions
What does an umbrella insurance agent in Auburn do?
An umbrella insurance agent in Auburn helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Maine?
Most agents recommend at least 1 million dollars in umbrella coverage. The amount depends on your total assets and future income. Maine courts can award large judgments so higher limits may be wise for homeowners or business owners.
Do I need umbrella insurance if I have a rental property in Maine?
Yes landlords in Maine should consider umbrella insurance. Maine law holds property owners responsible for injuries on their premises. An umbrella policy can cover legal costs and settlements above your rental property liability limits.
Umbrella Insurance Agents in Other Maine Cities
Bangor · Kennebunk · Lewiston · Portland · Scarborough · South Portland · Windham