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Compare Umbrella Insurance Agents in Winter Garden, FL
Looking for a umbrella insurance agent in Winter Garden? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 umbrella insurance agents in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
204 S Dillard St Suite #300, Winter Garden, FL 34787
(352) 409-2712
instagram.com
Bass Underwriters
1005 S Dillard St, Winter Garden, FL 34787
(407) 551-7868
bassuw.com
What Does a Umbrella Insurance Agent in Winter Garden Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, will cost more. Factors that affect the premium include your driving record, number of properties, and the underlying coverage limits on your auto and home policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Winter Garden do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your auto or home insurance limits. In Florida, this can protect you from lawsuits related to car accidents, dog bites, or pool injuries. The agent will review your current coverage and recommend an appropriate umbrella limit.
How much umbrella coverage do I need in Florida?
Most Florida agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. Florida has no cap on personal injury damages in many civil cases, so higher limits may be wise for homeowners with significant assets. An agent can help you calculate a suitable amount based on your net worth and lifestyle.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.