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HomeUmbrella Insurance AgentsFlorida › Winter Garden

Find Umbrella Insurance Agents Near You in Winter Garden, FL

Browse umbrella insurance agents serving Winter Garden, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Winter Garden, Florida is Bryan Fifer - State Farm Insurance Agent, rated 5.0 stars across 1,100 reviews. Other highly rated options include Shannon Till - State Farm Insurance Agent, Blake Price - State Farm Insurance Agent, Craig Martin - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Winter Garden.

Showing 18 umbrella insurance agents in Winter Garden, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bryan Fifer - State Farm Insurance Agent3724 Winter Garden Vineland Rd(407) 614-2622
2Shannon Till - State Farm Insurance Agent1620 Daniels Rd #110(407) 656-4000
3Blake Price - State Farm Insurance Agent14230 W Colonial Dr Suite 110(407) 573-6666
4Craig Martin - State Farm Insurance Agent14416 Shoreside Way #140(407) 656-1040
5Heather Thies - State Farm Insurance Agent15835 Shaddock Dr #150(407) 354-1320
6Mike Broschart - State Farm Insurance Agent14230 W Colonial Dr Ste 110(407) 298-2700
7Shane Swan - State Farm Insurance Agent14416 Shoreside Way Suite 140(407) 452-0124
8NL Insurance Solutions Inc13640 W Colonial Dr ste 150(407) 654-6500
9Central Florida Insurance Advisors213 S Dillard St(352) 575-2342
10Hillcrest Insurance Agency1165 E Plant St #6(407) 656-2211
BF
3724 Winter Garden Vineland Rd
Bryan Fifer - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

Bryan Fifer - State Farm Insurance Agent in Winter Garden, FL, offers customizable umbrella insurance policies that extend liability coverage beyond standard homeowners and auto plans. The agency provides consultation to assess individual coverage needs and assists with policy adjustments as personal circumstances change. Ongoing policy maintenance includes periodic coverage reviews and easy claims reporting support. The agency serves clients with single-family homes, apartments, retail establishments, and restaurants.

ST
1620 Daniels Rd #110
Shannon Till - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

Shannon Till - State Farm Insurance Agent serves the Winter Garden, Florida, area and surrounding communities as an umbrella insurance agent. Umbrella insurance agents provide added liability coverage beyond typical auto and home policies. This professional assists individuals and families with evaluating their existing assets and future income. The goal is offering broader financial protection against major claims and lawsuits that could exhaust standard insurance limits. The company also handles tailored liability solutions for vehicle owners and homeowners.

BP
14230 W Colonial Dr Suite 110
Blake Price - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

Blake Price - State Farm Insurance Agent in Winter Garden, FL, serves homeowners, businesses, and property managers seeking umbrella liability coverage. This agent helps clients secure additional liability protection beyond standard policies, safeguarding assets and future earnings from major claims or lawsuits. Umbrella insurance is a practical layer of security for local residents and commercial entities navigating Florida’s unique risk landscape. The agency also assists customers in Windermere and the broader Orlando metro area with evaluating their coverage needs.

CM
14416 Shoreside Way #140
Craig Martin - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

Craig Martin’s State Farm Insurance Agency serves Winter Garden and the surrounding Central Florida communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This local office helps homeowners and drivers protect their assets by layering an additional policy over existing insurance. It assesses each client’s risk exposure from property ownership and daily activities then customizes a liability buffer to match that need. The agency follows a consultative process, reviewing current coverage and recommending appropriate umbrella limits to close potential gaps.

HT
15835 Shaddock Dr #150
Heather Thies - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

Heather Thies - State Farm Insurance Agent serves Winter Garden, Florida, and the surrounding central Florida communities, providing umbrella insurance coverage. The agency handles excess liability policies designed to offer additional protection beyond standard home and auto insurance limits for local residents. It assists clients in assessing their personal liability risks from potential lawsuits or claims. For each typical job, the agency begins by evaluating the client’s current assets and exposures, then customizes coverage to address those specific financial vulnerabilities and provide an extra layer of security.

MB
14230 W Colonial Dr Ste 110
Mike Broschart - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

Mike Broschart - State Farm Insurance Agent in Winter Garden, FL, distinguishes between single-policy umbrella services and ongoing scheduled coverage for comprehensive liability protection. Their recurring option adapts to emerging risks that a standalone policy often misses, providing extended peace of mind for homeowners and drivers alike. Coverage layers above primary auto and home liabilities, safeguarding assets from major lawsuits or claims. This agency structures all work on either a one-time purchase for immediate needs or a scheduled renewal basis for those preferring continuous security without interruption.

SS
14416 Shoreside Way Suite 140
Shane Swan - State Farm Insurance Agent
Umbrella Insurance Agent · Winter Garden, FL

As an umbrella insurance agent in Winter Garden, Florida, Shane Swan - State Farm Insurance Agent provides specialized coverage that extends liability protection beyond standard policies. This service is designed for clients seeking additional financial security against major claims or lawsuits. In general, the office also assists local residents and businesses with their broader property and liability insurance needs. A seasonal concern it helps address involves protecting homeowners and renters during thunderstorm and hurricane season, when property damage claims often involve flooding or wind-related incidents.

NI
13640 W Colonial Dr ste 150
NL Insurance Solutions Inc
Umbrella Insurance Agent · Winter Garden, FL

As Central Florida’s storm season approaches, residents around Winter Garden face increased liability risks from unexpected events. NL Insurance Solutions Inc works with homeowners to evaluate their existing policies and identify potential coverage gaps. The agent explains how umbrella insurance can extend personal liability limits far beyond a standard auto or home policy. This specialized protection helps safeguard savings and future income against costly lawsuits and claims. Each new client first undergoes a personal coverage assessment to review current policies and identify specific risk exposures before any policy recommendation.

CF
213 S Dillard St
Central Florida Insurance Advisors
Umbrella Insurance Agent · Winter Garden, FL

Central Florida Insurance Advisors works with clients to secure essential property and casualty coverage through a network of partnered carriers. The agency specializes in umbrella insurance, offering an extra layer of liability protection that extends beyond the limits of standard policies for homeowners and auto clients. Serving the Winter Garden area, it assists businesses in managing risk exposure for commercial offices, warehouses, and food service operations.

HI
1165 E Plant St #6
Hillcrest Insurance Agency
Umbrella Insurance Agent · Winter Garden, FL
AI
502 S Woodland St
Abney Insurance Agency
Umbrella Insurance Agent · Winter Garden, FL
(407) 877-6110
abneyagency.com
TG
1218 Winter Garden Vineland Rd Suite # 112
Tiago Guimaraes Insurance
Umbrella Insurance Agent · Winter Garden, FL
(843) 343-9603
tiagoguimaraesinsurance.com
AS
1025 Bj Brandy Cove
Angel Shield Insurance
Umbrella Insurance Agent · Winter Garden, FL
(689) 236-4979
angelshieldinsurance.com
SI
Raintree Building, 310 S Dillard St STE 150
Sunline Insurance Agency
Umbrella Insurance Agent · Winter Garden, FL
(407) 933-7866
sunlineinsagency.com
SI
5736 Hamlin Groves Tr #162
Sheldon Insurance
Umbrella Insurance Agent · Winter Garden, FL
(407) 792-0686
sheldonpalmesinsurance.com
BI
1218 Winter Garden Vineland Rd #128
Budget Insurance Offices, Inc. - Winter Garden
Umbrella Insurance Agent · Winter Garden, FL
(407) 877-0878
budgetinsurancewintergarden.com
SI
204 S Dillard St Suite #300
Serranos Insurance LLC
Umbrella Insurance Agent · Winter Garden, FL
(352) 409-2712
instagram.com/serranosservices
BU
1005 S Dillard St
Bass Underwriters
Umbrella Insurance Agent · Winter Garden, FL
(407) 551-7868
bassuw.com

What Does an a Umbrella Insurance Agent in Winter Garden Cost?

The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, will cost more. Factors that affect the premium include your driving record, number of properties, and the underlying coverage limits on your auto and home policies. This is general information, not insurance advice.

About umbrella insurance agents in Winter Garden

Umbrella insurance agents in Winter Garden, Florida help you add a layer of liability protection above your existing auto and homeowners policies. Florida law does not require umbrella insurance, but it can shield your assets from large claims or lawsuits. Local agents understand the unique risks of Central Florida, such as severe weather and tourist-related incidents.

Frequently Asked Questions

What does an umbrella insurance agent in Winter Garden do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your auto or home insurance limits. In Florida, this can protect you from lawsuits related to car accidents, dog bites, or pool injuries. The agent will review your current coverage and recommend an appropriate umbrella limit.

How much umbrella coverage do I need in Florida?

Most Florida agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk exposure. Florida has no cap on personal injury damages in many civil cases, so higher limits may be wise for homeowners with significant assets. An agent can help you calculate a suitable amount based on your net worth and lifestyle.

Is umbrella insurance required by law in Florida?

No, Florida law does not require umbrella insurance. However, if you have a homeowners policy, auto insurance, or a rental property, an umbrella policy can provide extra protection. Florida is a no-fault auto insurance state, but umbrella coverage can still help with liability claims that exceed your primary policy limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.