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Find Umbrella Insurance Agents Near You in Apopka, FL

Browse umbrella insurance agents serving Apopka, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Apopka, Florida is Zachary Ingram - GEICO Insurance Agent, rated 5.0 stars across 2,116 reviews. Other highly rated options include Numero Uno Insurance, Amanda Kimmel: Allstate Insurance, The Insurance Store USA. This directory lists 19 umbrella insurance agents serving Apopka.

Showing 19 umbrella insurance agents in Apopka, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zachary Ingram - GEICO Insurance Agent3840 E State Rd 436 #1012(407) 551-4350
2Numero Uno Insurance380 Semoran Commerce Pl Suite 102(407) 880-7283
3Amanda Kimmel: Allstate Insurance1706 E Semoran Blvd STE 104(407) 889-8494
4The Insurance Store USA529 S Orange Blossom Trail(407) 880-2090
5State Farm: Shren Yeager49A E 3rd St(407) 880-3167
6Declue Brothers218 S Lake Ave(407) 884-7843
7We Insure Apopka - Dexter Chase65 E Station St(321) 248-4495
8Direct Auto Insurance332 S Central Ave(407) 884-8737
9Heather Baker - State Farm Insurance Agent1643 Rock Springs Rd(407) 889-2557
10Joseph Salerno: Allstate Insurance3060 FL-436 #116(407) 788-0702
ZI
3840 E State Rd 436 #1012
Zachary Ingram - GEICO Insurance Agent
Umbrella Insurance Agent · Apopka, FL

Zachary Ingram - GEICO Insurance Agent serves the Apopka, Florida area by helping clients obtain umbrella insurance policies. This type of coverage provides extra liability protection above standard home and auto limits. The agency focuses on offering personal umbrella policies that safeguard assets from major claims or lawsuits. It also handles commercial umbrella coverage for local business owners needing additional risk management. By working with the company, residents and business operators in Apopka can secure policies that address excess liability concerns and protect their financial stability.

NU
380 Semoran Commerce Pl Suite 102
Numero Uno Insurance
Umbrella Insurance Agent · Apopka, FL

Numero Uno Insurance provides comprehensive umbrella insurance services in Apopka, FL, offering additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Its service plans include helping clients assess their personal liability risks and adjust coverage limits accordingly. Maintenance involves annual policy reviews to ensure adequate protection as assets or circumstances change. The agency services single-family homes, apartments, retail properties, and restaurants.

AK
1706 E Semoran Blvd STE 104
Amanda Kimmel: Allstate Insurance
Umbrella Insurance Agent · Apopka, FL

Amanda Kimmel: Allstate Insurance serves homeowners, businesses, and property managers in the Apopka area who need umbrella liability coverage beyond standard policy limits for added financial protection. The agency provides consultation on broader liability solutions for assets and future income, helping clients understand how an umbrella policy extends their existing homeowners or auto insurance. Local coverage options are explained clearly for each unique situation. This agency also assists customers across nearby communities in the greater Orlando metro region.

IS
529 S Orange Blossom Trail
The Insurance Store USA
Umbrella Insurance Agent · Apopka, FL

The Insurance Store USA serves Apopka, Florida, and the surrounding communities throughout Orange County. It handles umbrella insurance policies, which provide additional liability coverage beyond standard homeowners or auto limits. These policies help protect clients from major claims and lawsuits that exceed primary coverage. The company approaches each job by carefully reviewing the client’s existing policies and personal assets to determine the appropriate coverage level. It then recommends a policy tailored to fill specific gaps and offer extended financial protection against unforeseen events.

SF
49A E 3rd St
State Farm: Shren Yeager
Umbrella Insurance Agent · Apopka, FL

State Farm: Shren Yeager in Apopka, Florida, offers umbrella insurance agents who clarify the difference between a one-time policy setup and recurring coverage that renews annually. This type of liability insurance provides additional protection beyond standard auto or home policies, safeguarding assets from major claims and lawsuits. The agents serve clients on a scheduled basis, managing policy renewals and adjustments each year to maintain consistent, long-term coverage.

DB
218 S Lake Ave
Declue Brothers
Umbrella Insurance Agent · Apopka, FL

Declue Brothers specializes in providing umbrella insurance coverage, offering extended liability protection beyond standard home and auto policies for Apopka residents and businesses. This service helps safeguard assets against large claims or lawsuits that exceed underlying limits. As a local agency, it gives focused attention to individual risk assessment and policy structuring for broader financial security. The team assists clients during rainy Florida hurricane seasons, ensuring ample extra coverage exists when property damage or visitor injuries may trigger significant liability costs.

WI
65 E Station St
We Insure Apopka - Dexter Chase
Umbrella Insurance Agent · Apopka, FL

As seasonal storms approach central Florida, homeowners often review their coverage gaps. We Insure Apopka - Dexter Chase serves the Apopka area by specializing in umbrella insurance, providing extra liability protection beyond standard policies. This safeguard helps local residents handle major claims resulting from accidents on their property or auto incidents. The agency focuses on matching clients with appropriate layers of financial defense. An initial-assessment appointment examines existing policies and personal assets to identify suitable coverage limits.

DA
332 S Central Ave
Direct Auto Insurance
Umbrella Insurance Agent · Apopka, FL

Direct Auto Insurance helps clients in Apopka, Florida secure essential liability protection for their daily risks. The agency specializes in umbrella insurance, which adds an extra layer of coverage beyond standard auto and homeowner policies. This safeguard helps defend assets from large lawsuits or major claims that exceed base policy limits. Its agents can arrange added coverage for a variety of commercial operations, including local offices, warehouse facilities, and food service businesses.

HB
1643 Rock Springs Rd
Heather Baker - State Farm Insurance Agent
Umbrella Insurance Agent · Apopka, FL

Heather Baker, as a State Farm Insurance Agent in Apopka, FL, provides residential umbrella insurance coverage that extends personal liability protection beyond standard homeowners and auto policies. The agency also offers commercial umbrella services to safeguard local businesses against catastrophic claims. Serving the Apopka area and surrounding communities, they help clients manage risk for their assets and future financial security. Following the initial policy setup, the agency remains available for periodic reviews or adjustments to coverage between regular service visits.

JS
3060 FL-436 #116
Joseph Salerno: Allstate Insurance
Umbrella Insurance Agent · Apopka, FL

Joseph Salerno: Allstate Insurance serves Apopka, Florida, as a provider of umbrella insurance coverage. The agency helps local residents protect their assets by offering extra liability limits beyond standard auto and home policies. This additional layer of security is designed to safeguard policyholders from major claims or lawsuits. For clients needing guidance on other types of personal risk management, the agency also assists with tailoring broader protection strategies. It can add on specialized riders for valuable personal property.

SI
515 N Park Ave
Strohm Insurance Agency
Umbrella Insurance Agent · Apopka, FL
(407) 605-0415
strohminsurance.com
GI
175 E Main St #200
Gentry Insurance Agency - A Hilb Group Company
Umbrella Insurance Agent · Apopka, FL
(407) 886-3301
gentryins.com
AS
7 W Main St
Anita's Insurance Services
Umbrella Insurance Agent · Apopka, FL
(407) 884-5777
CI
1116 E Semoran Blvd
Cobblestone Insurance Agency
Umbrella Insurance Agent · Apopka, FL
(407) 889-9555
shapiroinsurancegroup.com/location/apopka-cobblestone-insurance
VI
722 S Orange Blossom Trail
Vanguard Insurance
Umbrella Insurance Agent · Apopka, FL
(407) 410-2400
vanguardins.com
SH
3060 E Semoran Blvd
Safe Harbor
Umbrella Insurance Agent · Apopka, FL
(407) 862-7233
agents.allstate.com
GI
2755 Border Lake Rd STE 101
GreatFlorida Insurance: Ryan Kanaga
Umbrella Insurance Agent · Apopka, FL
(407) 862-4898
apopka.greatflorida.com
TM
218 S Lake Ave
Trust Mark Insurance FL
Umbrella Insurance Agent · Apopka, FL
(800) 514-7260
floridabusinessinsurance.net/contact
SH
3060 E State Rd 436
Safe Harbor South
Umbrella Insurance Agent · Apopka, FL
(407) 862-7233

What Does an a Umbrella Insurance Agent in Apopka Cost?

Umbrella insurance in Florida typically costs between 150 and 350 per year for 1 million in coverage. Adding each additional million usually costs 50 to 100 more annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Apopka

An umbrella insurance agent in Apopka, Florida helps you obtain excess liability coverage that goes beyond the limits of your auto and homeowners policies. Florida law requires minimum auto liability limits of 10,000 for property damage and 10,000 per person for bodily injury, but an umbrella policy can provide additional protection starting at 1 million. Local agents understand the unique risks in Central Florida, including hurricane-related claims and tourist-related accidents.

Frequently Asked Questions

What does an umbrella insurance agent in Apopka do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. The agent reviews your assets and risks to recommend appropriate coverage amounts. In Florida, umbrella policies often require underlying auto and home insurance with specific minimum limits.

How much umbrella coverage do I need in Florida?

Most Florida agents recommend at least 1 million in umbrella coverage, but the right amount depends on your net worth and potential liability exposure. Florida courts can award large judgments in personal injury cases, especially involving auto accidents or premises liability. Your agent can help calculate a suitable limit based on your financial situation.

Do Florida laws affect umbrella insurance requirements?

Yes. Florida has a 4-year statute of limitations for personal injury lawsuits and a 2-year limit for wrongful death claims. These time limits mean claims can be filed long after an incident occurs. An umbrella policy provides coverage for legal defense costs and settlements that exceed your primary policy limits.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.