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Directory of umbrella insurance agents in Cutler Bay, Florida. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Cutler Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 umbrella insurance agents in Cutler Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ellie Mills - State Farm Insurance Agent
20330 Old Cutler Rd, Cutler Bay, FL 33189
(305) 238-8688
gotmills.com
Estrella Insurance
20214 Old Cutler Rd, Cutler Bay, FL 33189
(305) 232-7690
agents.estrellainsurance.com
Choice One Insurance
18400 SW 97th Ave STE 101, Cutler Bay, FL 33157
(305) 252-1873
choiceoneinsurance.net
Del Toro Insurance
18651 S Dixie Hwy, Cutler Bay, FL 33157
(305) 252-1009
deltoroinsurance.com
Claudia's Insurance Inc
18901 SW 106th Ave #132, Cutler Bay, FL 33157
(786) 293-9141
claudiasinsurance.com
Arena Insurance Agency Corp
10720 Caribbean Blvd Suite 423, Cutler Bay, FL 33189
(305) 251-3312
arenainsuranceusa.com
Lumina Insurance At Cutler Bay
20250 S Dixie Hwy Ste 202, Cutler Bay, FL 33189
(786) 409-0930
luminainsuranceatcutlerbay.com
Goosehead Insurance - Luis Andrew Ruiz & Eric Gray
20325 Old Cutler Rd, Cutler Bay, FL 33189
(786) 685-2962
goosehead.com
Univista Insurance
20280 Old Cutler Rd, Cutler Bay, FL 33189
(786) 401-2505
univistainsurance.com
Sure Insurance Agency
20555 Old Cutler Rd, Cutler Bay, FL 33189
(305) 203-0289
All Dade Insurance
18450 SW 97th Ave, Cutler Bay, FL 33157
(786) 730-7961
Statewide Insurance Consultants
20523 Old Cutler Rd, Cutler Bay, FL 33189
(305) 233-4611
Umbrella insurance agents in Cutler Bay Florida help residents secure extra liability coverage beyond standard policies. Florida law requires minimum auto liability limits of 10/20/10 but many drivers carry higher limits to protect assets. An agent can explain how an umbrella policy adds a layer of protection for your home and vehicle in this coastal community.
What Does a Umbrella Insurance Agent in Cutler Bay Cost?
Umbrella insurance premiums in Florida typically range from 150 to 500 dollars per year for 1 million dollars in coverage. Costs increase with higher limits and additional risk factors like multiple properties or teenage drivers. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cutler Bay do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your auto and homeowners limits. In Florida this extra coverage can protect against lawsuits from accidents on your property or while driving. The agent reviews your assets and risk level to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Cutler Bay Florida?
Common umbrella policy limits in Florida range from 1 million to 5 million dollars. The amount you need depends on your net worth and potential liability risks. An agent can help you assess factors like having a swimming pool or boat which are common in Cutler Bay.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.