The top-rated umbrella insurance agent in Clermont, Florida is Heather Thies - State Farm Insurance Agent, rated 4.9 stars across 1,116 reviews. Other highly rated options include Guardian Insurance Group, A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC. This directory lists 20 umbrella insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Thies - State Farm Insurance Agent | 525 W Hwy 50 | (352) 394-6933 |
| 2 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 3 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 4 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 5 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 6 | Estrella Insurance | 194 N Hwy 27 Ste E | (352) 717-5515 |
| 7 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 8 | AAA Clermont Insurance | 12340 Roper Blvd | (352) 394-5503 |
| 9 | Mike Richards - State Farm Insurance Agent | 1381 Citrus Tower Blvd #4 | (352) 243-9400 |
| 10 | GreatFlorida Insurance: Ty Rothschild | 1635 E Hwy 50 Ste 200D | (352) 545-4530 |
Heather Thies - State Farm Insurance Agent serves the Clermont, Florida area, offering umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. The agency assists local residents in evaluating their risk exposure and determining appropriate coverage amounts. Specific services handled by this office include personal umbrella policy evaluations and tailored liability gap analysis for homeowners and auto policyholders.
Guardian Insurance Group provides comprehensive umbrella insurance services for clients in Clermont, Florida, offering liability coverage that extends beyond standard policies. The company maintains personalized service plans to help residents protect assets and manage risk exposure. By coordinating with primary insurers, it ensures seamless integration for increased liability limits and protection against major claims. The agency services single-family homes, apartments, retail establishments, and restaurants seeking additional coverage for unforeseen circumstances.
A+ American Casualty Insurance Inc provides umbrella insurance services to clients throughout Clermont, FL and the surrounding Lake County communities. This agency handles excess liability coverage that extends beyond standard auto and homeowners policies to offer broader financial protection. A typical job begins with an evaluation of the client’s existing insurance limits and assets to determine the appropriate amount of added liability coverage necessary. The company then organizes the policy placement so the umbrella layer sits securely above the underlying home and auto coverages.
Patriot Growth Insurance Services, LLC serves homeowners, businesses, and property managers in Clermont, Florida, who require specialized umbrella liability coverage. The agency helps clients secure additional personal or commercial liability protection beyond standard policy limits. By analyzing individual risk profiles, Patriot Growth Insurance Services, LLC identifies appropriate coverage gaps to safeguard assets against major claims or lawsuits. Their work includes advising on buffer liability layers for rental properties and commercial real estate. This umbrella insurance agency also regularly assists clients across nearby Winter Garden and the greater Lake County region.
Advantage Insurance Advisors in Clermont, FL, provides umbrella insurance coverage on either a one-time policy purchase or through recurring annual renewals, both designed to extend liability protection beyond standard homeowners or auto policies. This added layer safeguards policyholders against major claims and lawsuits that could exceed underlying limits. Service is available on an as-needed basis for initial consultations or scheduled intervals for annual policy reviews and adjustments.
Estrella Insurance in Clermont, Florida, serves homeowners, businesses, and property managers seeking additional liability coverage beyond standard policies. This agency specializes in umbrella insurance, which extends protection against major claims and lawsuits, offering a crucial safety net for substantial assets. Agents work closely with clients to assess their risk exposure and secure appropriate policies, ensuring comprehensive coverage for unforeseen events. The company serves clients throughout Clermont and also covers the neighboring community of Groveland in Lake County.
As hurricane season approaches in Central Florida, residents of Clermont turn to Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services for dependable umbrella insurance agent coverage. This agency assists homeowners and small-business owners in evaluating their personal liability limits beyond standard auto or home policies. Supplemental umbrella policies can help protect local property and savings against unforeseen lawsuits or major claims. An initial consultation typically begins with a thorough on-site property assessment to verify eligibility and coverage needs.
AAA Clermont Insurance specializes in providing umbrella insurance policies, which offer extended liability protection beyond standard home and auto coverage. The agency serves clients in Clermont, Florida, helping them secure additional layers of financial security. These policies are designed to cover large claims or lawsuits, safeguarding personal assets and future earnings. For homeowners in central Florida, umbrella coverage becomes particularly valuable during the summer storm season, when a single incident on a slippery pool deck can lead to a costly injury claim.
As an umbrella insurance agent, Mike Richards - State Farm Insurance Agent in Clermont, FL helps individuals and businesses secure additional liability coverage beyond their standard policies. This professional agent specializes in adding layers of protection that can cover large claims and lawsuits. Clients include homeowners, drivers, and commercial operators seeking extra security. The agent's work extends to serving local commercial sectors such as offices, warehouses, and food service operations, ensuring broader risk management across various professional settings.
As an umbrella insurance agent in Clermont, GreatFlorida Insurance: Ty Rothschild provides residential coverage beyond standard policy limits for local homeowners. Commercial umbrella services are also available for area businesses seeking extended liability protection throughout Lake County and nearby communities. Each policy is designed to layer over general liability, auto, or homeowners insurance, offering broader financial security without altering underlying terms. The agency maintains regular contact with clients, ensuring coverage adjustments and renewal follow-up happen seamlessly between annual visits.
What Does an a Umbrella Insurance Agent in Clermont Cost?
Umbrella insurance in Florida typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Rates vary based on your driving record property risks and number of vehicles. An agent in Clermont can provide a personalized quote after reviewing your current policies. This is general information and not insurance advice.
About umbrella insurance agents in Clermont
Umbrella insurance agents in Clermont Florida help you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. This extra layer of protection is especially important in Florida where hurricane claims and personal injury lawsuits are common. An agent can tailor a policy to cover legal defense costs and judgments that exceed your primary insurance limits.
Frequently Asked Questions
What does an umbrella insurance agent in Clermont do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and homeowners insurance. They assess your risk exposure and recommend appropriate coverage limits to protect your savings and future earnings.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage due to the state's high litigation rates and hurricane-related claims. Your agent will evaluate your assets including your home vehicles and investment accounts to determine the right limit.
Can I get umbrella insurance if I have a swimming pool in Clermont?
Yes but you must disclose the pool to your agent. Florida law requires pool owners to have proper safety barriers and liability coverage. An umbrella policy can extend your liability protection for pool-related accidents.
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