The top-rated umbrella insurance agent in Crestview, Florida is Barbee Jackson Insurance, rated 4.9 stars across 492 reviews. Other highly rated options include Tiffany Woodham - State Farm Insurance Agent, Acentria Insurance, The Holloway Agency. This directory lists 13 umbrella insurance agents serving Crestview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barbee Jackson Insurance | 3108 Adora Teal Way #200 | (850) 389-2001 |
| 2 | Tiffany Woodham - State Farm Insurance Agent | 796 McCaskill St | (850) 306-2024 |
| 3 | Acentria Insurance | 301 N Ferdon Blvd | (850) 682-2519 |
| 4 | The Holloway Agency | 168 W Woodruff Ave | (850) 682-1900 |
| 5 | Ann Teel Hatcher - State Farm Insurance Agent | Corner of Hwy 85 & 90, 497 N Ferdon Blvd | (850) 682-7522 |
| 6 | Farm Bureau Insurance | 921 W James Lee Blvd | (850) 682-3536 |
| 7 | Palmer Insurance Services, Inc. | 128 John King Rd STE 20 | (850) 331-3205 |
| 8 | Matthew Calhoun: Allstate Insurance | 887 S Ferdon Blvd | (850) 682-6856 |
| 9 | Affiliated Insurance Inc Co. | 367 Main St | (448) 212-0360 |
| 10 | Blue Cross & Shield Co. | 113 Beech Ave W | (850) 605-0059 |
Barbee Jackson Insurance serves the Crestview, Florida, metro area and surrounding Okaloosa County communities. As an umbrella insurance agent, the company offers excess liability coverage that extends beyond the limits of standard auto and homeowners policies. This type of policy helps protect policyholders from major claims and lawsuits. The agency specializes in securing additional liability protection for residential clients in Crestview. It also handles coverage coordination for personal watercraft and recreational vehicle owners in this region.
Tiffany Woodham - State Farm Insurance Agent in Crestview, FL, offers umbrella insurance policies that provide additional liability coverage beyond standard homeowners or auto limits. These policies help protect against major claims and lawsuits by extending coverage across multiple assets. The agency assists clients in customizing plans to fit their financial situation. Regular policy reviews help ensure adequate protection as needs evolve. It serves single-family homes, apartments, retail establishments, and restaurants throughout the area.
Homeowners, businesses, and property managers in Crestview, Florida, turn to Acentria Insurance for umbrella insurance agent services. This coverage provides an extra layer of liability protection beyond standard policies, safeguarding assets from large claims or lawsuits. The agent helps assess individual risk exposure and match clients with appropriate policies for broader financial security. Acentria Insurance also serves clients in the neighboring communities surrounding the Fort Walton Beach area, ensuring comprehensive coverage options are accessible throughout the region.
Serving Crestview and the surrounding Okaloosa County communities, The Holloway Agency handles umbrella insurance coverage designed to supplement existing liability policies. This type of insurance provides an extra layer of financial protection against major claims or lawsuits that exceed standard home or auto policy limits. The agency works with local residents to identify potential risks and gaps in their current coverage. For a typical job, it reviews a client’s existing policies and helps secure appropriate liability limits to help safeguard personal assets.
Homeowners, businesses, and property managers in Crestview, FL, often seek Ann Teel Hatcher - State Farm Insurance Agent for umbrella insurance coverage. The agency provides liability protection that extends beyond standard policy limits to help safeguard personal and commercial assets. This service is especially relevant in regions where severe weather and increasing property values create elevated exposure risks. Residents in surrounding communities like Fort Walton Beach also rely on this office for the same lines of extra coverage.
Farm Bureau Insurance serves Crestview, Florida, and the surrounding communities with umbrella insurance agent services. It handles policies that provide extra liability coverage beyond standard home and auto insurance limits. The company works with clients to assess their personal and financial exposure. For a typical job, it reviews existing policies, identifies potential gaps in coverage, and recommends an appropriate umbrella limit based on the client’s specific asset risk.
Palmer Insurance Services, Inc. in Crestview, FL offers personal umbrella insurance policies designed to provide extended liability coverage beyond the limits of standard auto and homeowners policies. Clients may purchase this excess protection as a one-time policy addition during initial setup or as a recurring annual renewal for ongoing risk management. Umbrella policies typically cover claims involving bodily injury, property damage, and certain personal liability lawsuits arising on the insured’s property or elsewhere locally. Service is available on a one-time, policy-add basis or scheduled for annual renewal as needed.
Matthew Calhoun’s Allstate Insurance in Crestview, FL, provides specialized umbrella liability coverage that extends protection beyond standard auto or home policies. It also assists local residents with general insurance needs, helping clients manage personal risk through tailored policy options. Serving the Crestview area, the agency addresses concerns such as additional liability exposure from rental properties or recreational vehicles. A particular situational concern it helps with is securing extra coverage during the active Atlantic hurricane season, when higher claims risks can threaten existing policy limits.
When hurricane season brings heavy rains and flooding risks to Crestview, residents often seek extra financial protection beyond standard policies. Affiliated Insurance Inc Co. addresses this need by offering umbrella insurance agent services that provide additional liability coverage for homeowners and drivers. This layer of protection can help safeguard assets when existing policy limits are exhausted. To begin, interested individuals can arrange an initial consultation to review their current coverage and assess their specific liability exposure.
Blue Cross & Shield Co. in Crestview, FL, provides umbrella insurance agent services to help clients secure additional liability coverage beyond standard policies. This specialist work addresses gaps in existing protection, offering broader financial safeguards for unforeseen claims. The agency serves commercial sectors requiring higher coverage limits, such as professional offices concerned with client-related risks, warehouses facing liability from inventory and equipment, and food service operations needing protection from on-premises incidents.
What Does an a Umbrella Insurance Agent in Crestview Cost?
The cost of umbrella insurance in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage, depending on your risk profile and the number of properties or vehicles insured. Higher limits, such as 2 million or 5 million dollars, will cost more. Factors like your driving record, home value, and number of rental properties also affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Crestview
Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Florida, where hurricane damage and personal injury lawsuits are common, an umbrella policy can protect your assets and future income. Crestview residents can work with a local agent to assess their risk and choose appropriate coverage limits.
Frequently Asked Questions
What does umbrella insurance cover in Crestview Florida?
Umbrella insurance covers liability claims that exceed your underlying policy limits, such as bodily injury or property damage. In Florida, it can also help cover legal defense costs for certain personal injury lawsuits. It does not cover your own property or intentional acts.
How much umbrella insurance do I need in Florida?
Most experts recommend at least 1 million dollars in umbrella coverage, especially if you own a home or have significant assets. Florida law does not set a minimum, but many insurers require underlying auto and home policies with specific liability limits. Your agent can help you calculate a suitable amount based on your net worth.
Do I need umbrella insurance if I have a pool or a dog in Crestview?
Yes, these are common liability risks in Florida. A pool or a dog increases the chance of an accident on your property. Umbrella insurance provides an extra layer of protection if a guest is injured or your dog bites someone, covering costs that exceed your homeowners policy limit.
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