The top-rated umbrella insurance agent in West Palm Beach, Florida is Insurance Express Reviews, rated 4.7 stars across 1,380 reviews. Other highly rated options include David Dunham Insurance, Steve Sprague - GEICO Insurance Agent, Top Coverage Insurance West Palm Beach. This directory lists 24 umbrella insurance agents serving West Palm Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Express Reviews | 2005 Vista Pkwy Suite 200 | (800) 268-9137 |
| 2 | David Dunham Insurance | 580 Village Blvd #300 | (561) 694-0185 |
| 3 | Steve Sprague - GEICO Insurance Agent | 884 N Military Trl | (561) 616-5944 |
| 4 | Top Coverage Insurance West Palm Beach | 1941 S Military Trl #6E-F | (305) 690-1849 |
| 5 | Jacobs/Straub Squad Insurance | 2328 S Congress Ave #2A | (561) 967-8400 |
| 6 | GreatFlorida Insurance: Brian Lariviere | 2753 Vista Pkwy j12 | (561) 697-9222 |
| 7 | AC Insurance Services | 1274 N Military Trl | (561) 683-2230 |
| 8 | Sardina Insurance | 2535 Forest Hill Blvd | (561) 439-0668 |
| 9 | We Insure Flex Insurance - Maday Tiel -Byron Cevallos | 2101 Vista Pkwy Suite 273 | (561) 468-2160 |
| 10 | World Insurance Associates LLC | 340 Columbia Dr Suite 108 | (561) 471-8781 |
Insurance Express Reviews serves the West Palm Beach metro area and surrounding Palm Beach County as an umbrella insurance agent. This company helps clients obtain additional liability coverage beyond standard home and auto policies, providing a broader safety net against major claims or lawsuits. The agent works with local residents and businesses to assess their unique risk exposure and secure appropriate excess liability limits. Services specifically include assessing liability gaps in existing policies and facilitating claims support for catastrophic incidents in this Florida region.
Homeowners, businesses, and property managers in West Palm Beach work with David Dunham Insurance for umbrella insurance coverage. This local agency helps clients secure additional liability protection that extends beyond the limits of their underlying home, auto, or business policies. An umbrella policy can guard against major claims and lawsuits, offering crucial financial defense for assets. The agency serves clients throughout West Palm Beach and also covers nearby Wellington and its surrounding communities.
Steve Sprague, the GEICO Insurance Agent in West Palm Beach, FL, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Clients can access straightforward policy adjustments and claims support through local representatives. These broad excess liability plans protect assets against major lawsuits and accidents not fully covered by underlying policies. The agent services single-family homes, apartments, retail establishments, and restaurants in the West Palm Beach area.
Top Coverage Insurance West Palm Beach serves clients in West Palm Beach and surrounding communities throughout Palm Beach County. It handles general risk management through personal umbrella liability policies, offering extended coverage beyond standard homeowners and auto insurance limits. This ensures protection against major claims or lawsuits that exceed primary policy boundaries. It helps safeguard personal assets, including savings and future earnings, from unpredictable liability events. The agency evaluates each client’s existing coverage and potential exposure levels to recommend appropriate additional limits for comprehensive financial security.
Jacobs/Straub Squad Insurance in West Palm Beach, Florida helps clients who need a first policy for personal liability protection versus those seeking ongoing annual coverage for assets exposed to major claims. Their umbrella agent services extend existing home and auto liability limits to provide broader security against lawsuits. The agency structures its insurance guidance for each client’s unique risk profile. Service appointments are available on a one-time, scheduled, or as-needed basis to accommodate new policies, renewals, or adjustments without an annual commitment.
GreatFlorida Insurance Brian Lariviere in West Palm Beach offers umbrella insurance on either a one-time policy for immediate liability protection or as a recurring coverage addition to an existing home or auto plan. This liability layer extends beyond standard policy limits to safeguard personal assets from major claims or lawsuits in the region. Service arrangements for umbrella coverage in this area are available on both a scheduled policy renewal cycle and an as-needed basis for sudden coverage gaps.
AC Insurance Services provides specialty umbrella insurance policies in West Palm Beach, Florida, which offer extra liability coverage beyond standard homeowners or auto policies. It generally serves individuals and families looking to protect assets like savings, investments, and future earnings from large lawsuits. This additional coverage is often important during the South Florida hurricane season, when increased storm damage claims can lead to higher exposure for personal liability claims.
Sardina Insurance provides personal and commercial coverage in West Palm Beach, Florida, with a specialty in umbrella insurance agency services. These policies layer additional liability protection above standard auto, home, and business policies, helping clients manage significant claims risks. The agents assess customer exposure levels and secure extra coverage limits from reputable carriers. Their umbrella service is available to various commercial sectors, including professional offices, retail warehouses, and full-service food establishments.
We Insure Flex Insurance - Maday Tiel -Byron Cevallos provides residential umbrella insurance services to homeowners in West Palm Beach, Florida, offering added liability protection beyond standard policies. The agency also secures commercial umbrella coverage for local businesses, serving clients throughout the West Palm Beach area any time additional layers of coverage are needed. Clients can return for policy adjustments or renewed coverage between regular visits to ensure their protection always matches current assets and risk exposure.
As hurricane season approaches, property owners in West Palm Beach often seek additional liability coverage, and World Insurance Associates LLC serves this need by offering tailored umbrella insurance solutions. Their agents guide clients through the selection of extended personal or commercial liability policies, addressing gaps that standard homeowners or auto insurance may leave exposed. By reviewing individual risk exposures, they provide a range of supplemental coverage options. The process begins with a comprehensive assessment of an applicant's current insurance portfolio to determine appropriate policy limits.
What Does an a Umbrella Insurance Agent in West Palm Beach Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk factors, such as driving record, number of properties, and whether you have a teenage driver. Higher coverage limits of 2 to 5 million dollars cost more but still offer significant value. This is general information and not insurance advice.
About umbrella insurance agents in West Palm Beach
An umbrella insurance agent in West Palm Beach helps you add a layer of personal liability coverage above your auto and homeowners policies. Florida law does not require umbrella insurance, but it can protect your savings and future income from large lawsuits. Local agents understand the unique risks in South Florida, including hurricane-related claims and high traffic accident rates.
Frequently Asked Questions
What does an umbrella insurance agent in West Palm Beach do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risk profile to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and lifestyle factors like owning a pool or boat. Your agent can calculate a suitable limit based on your specific situation.
Are there time limits for filing a claim under an umbrella policy in Florida?
Florida law does not set a specific time limit for umbrella policy claims, but your insurance contract will include a notice requirement. Typically you must notify the insurer promptly after an incident. Delays can jeopardize coverage, so report claims as soon as possible.
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