The top-rated umbrella insurance agent in Wellington, Florida is Robert Lapeter - State Farm Insurance Agent, rated 5.0 stars across 419 reviews. Other highly rated options include Brightway Insurance, The Bill Thomas Agency, Dillon Insurance LLC, We Insure Wellington. This directory lists 18 umbrella insurance agents serving Wellington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Lapeter - State Farm Insurance Agent | 9304 Forest Hill Blvd | (561) 293-3927 |
| 2 | Brightway Insurance, The Bill Thomas Agency | 12794 Forest Hill Blvd Ste 15A | (561) 331-6652 |
| 3 | Dillon Insurance LLC | 8461 Lake Worth Rd Suite #128 | (561) 581-0899 |
| 4 | We Insure Wellington | 8461 Lake Worth Rd #118 | (561) 489-5620 |
| 5 | GreatFlorida Insurance: Cheryl Miller | 12789 Forest Hill Blvd #2c | (561) 793-7999 |
| 6 | AIM Insurance Group Inc. | 8461 Lake Worth Rd Suite 160 | (561) 967-2112 |
| 7 | Absolute Insurance | 13873 Wellington Trace Ste. B2 | (561) 243-0700 |
| 8 | Protective Choice Insurance | 8461 Lake Worth Rd Suite 125 | (800) 509-0850 |
| 9 | Kyle Bradshaw: Allstate Insurance | 3319 S State Rd 7 Ste 306 | (561) 333-7200 |
| 10 | Bridget Hinckley: Allstate Insurance | 1035 S State Rd 7 Ste 211 | (561) 416-5453 |
Robert Lapeter - State Farm Insurance Agent serves the Wellington, Florida, area and provides umbrella insurance coverage for local residents and businesses. This type of policy extends liability protection beyond the limits of standard home and auto policies. An umbrella policy can help shield personal assets in the event of a major lawsuit or accidental injury. The office assists clients in evaluating their personal risk and selecting appropriate coverage limits. It also coordinates umbrella policies with existing underlying homeowners and automobile insurance.
Brightway Insurance, The Bill Thomas Agency in Wellington, FL, offers comprehensive umbrella insurance policies that provide extended liability coverage beyond standard homeowners and auto limits. These plans help protect clients from major claims and lawsuits by adding an extra layer of financial security. The agency assists customers in tailoring coverage limits and policy terms to suit individual risk profiles. It services single-family homes, apartments, retail locations, and restaurants throughout the Wellington area.
Dillon Insurance LLC serves homeowners, businesses, and property managers in Wellington, FL, by arranging umbrella insurance policies that extend liability coverage beyond standard limits. It helps clients protect personal assets and business interests from major claims or lawsuits. This agent works to find appropriate coverage options to meet individual risk profiles. Dillon Insurance LLC also serves the greater Palm Beach County metro area, including communities such as West Palm Beach and Royal Palm Beach.
We Insure Wellington serves Wellington, Florida, and its surrounding communities with focused umbrella insurance agent services. The agency handles excess liability coverage that extends beyond the limits of standard home and auto policies, protecting clients against major claims and lawsuits. A typical job begins with a thorough review of the client’s existing insurance portfolio to identify coverage gaps, and then the agent evaluates personal asset exposure to recommend an appropriate policy limit.
Homeowners, businesses, and property managers in Wellington, Florida, rely on GreatFlorida Insurance: Cheryl Miller for umbrella insurance coverage that extends beyond standard policy limits. This added layer of protection helps safeguard assets against major claims and lawsuits, providing broader liability security for a range of personal and commercial risks. The agency focuses on tailoring coverage to match each client’s unique exposure and financial situation. Its service area also reaches the neighboring equestrian community of Loxahatchee Groves.
AIM Insurance Group Inc. in Wellington, FL offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. Whether a client seeks a one-time policy for a single year or recurring coverage for ongoing protection, the company structures each plan to address potential gaps in existing insurance. This extra layer of security can safeguard personal assets from large claims or lawsuits. Service runs strictly on a one-time, scheduled, or as-needed basis depending on individual client requests and policy renewal dates.
Absolute Insurance specializes in umbrella insurance coverage for residents of Wellington, Florida, offering personalized liability protection that extends beyond standard policies. The agency guides clients through selecting appropriate coverage limits to safeguard assets from major claims or lawsuits. It serves homeowners and auto policyholders seeking an additional layer of financial security. As hurricane season approaches, the company helps Wellington property owners address liability gaps that may arise from storm-related incidents or guest injuries on their land.
As the Atlantic hurricane season approaches each summer, Wellington homeowners and renters seek extra liability protection against storm-related property claims. Protective Choice Insurance assists local residents in securing umbrella insurance policies that extend coverage beyond standard home and auto limits. These policies can be especially valuable in Florida’s litigious environment, where accident lawsuits or dog-bite incidents may exceed primary policy caps. The company helps clients assess their personal exposure levels and identify appropriate coverage amounts. The initial step involves a free liability risk review of the applicant’s current insurance portfolio.
Kyle Bradshaw: Allstate Insurance provides personal and commercial umbrella liability coverage to clients in Wellington, Florida. This type of policy offers additional protection beyond the limits of standard home and auto insurance policies. It addresses risks that could otherwise lead to significant financial loss in the event of a serious accident or lawsuit. The agent assists households and businesses in securing this supplemental layer of insurance. Commercial sectors served include offices, warehouses, and food service operations.
Bridget Hinckley: Allstate Insurance provides residential umbrella insurance services to homeowners in Wellington, Florida, offering added liability protection beyond standard policies. Commercial coverage is also available, ensuring both individuals and local businesses can address potential financial risks. Service extends throughout Wellington and the surrounding areas. The agent works closely with clients during initial policy setup and remains available for follow-up support, including necessary adjustments between regular service visits to keep coverage current.
What Does an a Umbrella Insurance Agent in Wellington Cost?
In Florida umbrella insurance costs typically range from 150 to 300 dollars per year for one million dollars of coverage. Premiums vary based on your number of properties vehicles and personal risk factors like a swimming pool or teenage driver. Higher coverage limits of two to five million dollars may cost 300 to 800 dollars annually. This is general information not insurance advice.
About umbrella insurance agents in Wellington
Umbrella insurance agents in Wellington Florida help residents secure extra liability coverage that kicks in after underlying auto or home policies are exhausted. Florida law does not require umbrella insurance but it can protect assets from large lawsuits common in the state. Agents can tailor a policy to cover risks like pool accidents or dog bites often seen in Palm Beach County.
Frequently Asked Questions
What does an umbrella insurance agent in Wellington do?
An umbrella insurance agent in Wellington helps you buy a personal liability umbrella policy that adds coverage above your auto and homeowners limits. They assess your assets and risks to recommend an appropriate coverage amount. The policy typically covers legal defense costs and settlements for claims like libel or property damage.
Who needs umbrella insurance in Wellington Florida?
Wellington residents with significant assets such as a home savings or investments may need umbrella insurance to protect against large lawsuits. Florida has no cap on personal injury damages so a single accident can exceed standard policy limits. Anyone with a swimming pool trampoline or dog should consider this extra layer of protection.
How much umbrella insurance coverage do I need in Florida?
Most agents recommend at least one million dollars in umbrella coverage to match the typical underlying auto or home liability limit. Florida courts often award high verdicts so higher amounts like two or five million may be wise for high net worth individuals. Your agent will review your total assets and future income to set the right limit.
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