The top-rated umbrella insurance agent in Titusville, Florida is Allen-Duncan Agencies, Inc., rated 4.8 stars across 446 reviews. Other highly rated options include Kyle Bradfield - GEICO Insurance Agent, Direct Auto Insurance, Kim Steele - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Titusville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allen-Duncan Agencies, Inc. | 490 B, Garden St | (321) 269-1998 |
| 2 | Kyle Bradfield - GEICO Insurance Agent | 2395 S Washington Ave Suite 3 | (321) 607-9300 |
| 3 | Direct Auto Insurance | 3175 Cheney Hwy | (321) 222-4180 |
| 4 | Kim Steele - State Farm Insurance Agent | 1625 S Washington Ave ste c | (321) 267-7977 |
| 5 | Robin Fisher - State Farm Insurance Agent | 1625 Garden St | (321) 268-2345 |
| 6 | East Coast Insurance of Central Florida | 917 S Washington Ave | (321) 335-4254 |
| 7 | Filichia Insurance | 1703 S Washington Ave | (321) 269-1400 |
| 8 | American Insurance | 823 Cheney Hwy | (321) 268-1008 |
| 9 | Wendy C. Butcher: Allstate Insurance | 1073 Cheney Hwy | (321) 383-7771 |
| 10 | Stan Pringle: Allstate Insurance | 233 Harrison St Ste A | (321) 268-2800 |
Allen-Duncan Agencies, Inc. serves Brevard County in the Titusville, Florida area as a provider of umbrella insurance agent services. This firm assists clients with securing additional liability coverage that extends beyond the limits of standard auto and homeowners policies. Such insurance offers essential protection against major claims and lawsuits, helping safeguard personal assets. The agency advises residents and businesses on appropriate coverage levels based on individual risk profiles. It also handles policy coordination between primary insurers and excess liability carriers.
Kyle Bradfield - GEICO Insurance Agent in Titusville, FL, offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This specialized coverage helps protect financial assets against major claims and lawsuits. The agency works with clients to evaluate individual risk levels and customize policy options for broadened protection. Services include reviewing existing policies for potential gaps in liability coverage. Properties serviced by the agency include single-family homes, apartments, retail storefronts, and restaurants.
Direct Auto Insurance in Titusville, Florida offers umbrella insurance coverage that is typically chosen as a one-time comprehensive policy to extend liability limits beyond standard auto or homeowners plans. It also provides options for scheduled policy adjustments to align with changing asset levels. This coverage shields policyholders from unforeseen legal judgments and major claims that could exceed underlying insurance. Their service for umbrella insurance runs on a one-time or as-needed basis, depending on when clients need to bolster their overall financial protection.
Kim Steele’s agency serves homeowners, businesses, and property managers in Titusville who need umbrella insurance for added liability protection beyond standard policies. The office helps clients secure broader coverage against major claims and lawsuits, offering personalized reviews of existing auto and home policies. Their work focuses on identifying gaps in financial risk and ensuring adequate asset protection. The agency also covers surrounding communities in Brevard County, including Merritt Island and Cocoa, for convenient local access.
Robin Fisher - State Farm Insurance Agent serves Titusville, Florida, and the surrounding communities along the Space Coast. It handles umbrella insurance policies, which extend additional liability coverage above standard home and auto limits to help protect personal assets. The agency addresses client concerns about major claims and lawsuits by reviewing existing underlying policies. To handle a typical job, it assesses each customer’s total liabilities and current coverage gaps, then recommends a policy that integrates seamlessly with their existing State Farm plans to ensure consistent protection.
For clients needing either a single policy for a specific high-liability event or ongoing coverage for year-round protection and estate shielding, East Coast Insurance of Central Florida in Titusville assists with umbrella insurance that extends liability limits beyond standard auto and homeowners policies. This added layer safeguards personal assets and future earnings against major lawsuits and claims arising from accidents or incidents on the insured’s property or involving their vehicles. Service is offered on an as-needed basis, with no fixed schedule unless a client requests annual review.
As Titusville prepares for the Atlantic hurricane season, residents often seek reliable coverage to protect against significant liability from storm-related damage or accidents on their property. Filichia Insurance works closely with local homeowners to evaluate existing policies and identify gaps in personal liability protection. Serving the Titusville area, this umbrella insurance agent helps clients secure an extra layer of financial defense beyond standard home or auto limits. An initial consultation typically involves a thorough assessment of current coverage to determine the appropriate level of additional protection needed.
American Insurance offers tailored umbrella insurance policies that provide added liability coverage beyond standard home and auto limits. It serves clients throughout Titusville, Florida, helping residents safeguard their assets against major claims and lawsuits. The agency also works with local homeowners and drivers to review existing policies and identify gaps in protection. Before hurricane season, it assists homeowners in securing extended coverage that can shield them from financial losses related to storm-related lawsuits and property damage claims.
Wendy C. Butcher: Allstate Insurance assists clients in Titusville with a range of personal coverage needs. Its specialty is umbrella insurance, which provides an extra layer of liability protection beyond standard policies. This can safeguard assets and offer peace of mind by extending limits for auto, home, and other personal lines. The agency works with commercial operations such as offices, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Titusville Cost?
In Florida, a 1 million umbrella insurance policy typically costs between 150 and 300 per year, though rates vary by insurer and individual risk factors. Higher coverage amounts, such as 2 million or 5 million, will cost more but still offer significant value compared to the protection provided. Your driving record, property value, and number of vehicles or rental properties will affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Titusville
An umbrella insurance agent in Titusville, Florida helps you secure additional liability coverage that goes beyond the limits of your auto, home, or boat policies. Florida law requires minimum auto liability coverage of 10,000 for property damage and 10,000 for personal injury protection, but these limits may not be enough to protect your savings or future earnings. An umbrella policy can provide an extra layer of defense against lawsuits and large claims, which is especially important in a growing community like Titusville near the Space Coast.
Frequently Asked Questions
What does an umbrella insurance agent in Titusville do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides coverage above your existing home and auto insurance limits. They assess your risk profile and recommend a policy amount that fits your assets and lifestyle.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million in umbrella coverage, but the right amount depends on your net worth, income, and potential liability risks. Florida courts can award large judgments, so many residents choose 2 million or more for full protection.
Do I need umbrella insurance if I have a homeowners policy in Titusville?
Yes, because standard homeowners policies have liability limits that may not cover serious accidents or lawsuits. An umbrella policy kicks in after those limits are exhausted and can also cover claims not included in your home policy, such as libel or slander.
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