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HomeUmbrella Insurance AgentsFlorida › Tallahassee

Find Umbrella Insurance Agents Near You in Tallahassee, FL

Browse umbrella insurance agents serving Tallahassee, Florida. Updated 2026-07-14.

The top-rated umbrella insurance agent in Tallahassee, Florida is McGinniss Himmel Insurance Agency, rated 5.0 stars across 1,257 reviews. Other highly rated options include Waterhouse Insurance and Financial Services, Alliance Insurance, Woodham Insurance. This directory lists 20 umbrella insurance agents serving Tallahassee.

Showing 20 umbrella insurance agents in Tallahassee, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1McGinniss Himmel Insurance Agency2367 Centerville Rd(850) 329-6996
2Waterhouse Insurance and Financial Services2880 Apalachee Pkwy(850) 412-1099
3Alliance Insurance1138 E Tennessee St(850) 878-9664
4Woodham Insurance2286 Wednesday St STE 1(850) 597-9503
5Doug Croley Insurance Services2814 Remington Green Cir(850) 386-1922
6Fuqua Insurance Agency1836 Hermitage Blvd(850) 386-2300
7Bridges Insurance Agency1913 Capital Cir NE(850) 354-8900
8Quality Insurance Of Tallahassee1225 S Monroe St(850) 224-6250
9Premier Insurance Agency113 S Monroe St(850) 749-4611
10Kingdom Tree Insurance Group113 S Monroe St 1st floor(850) 339-9520
MH
2367 Centerville Rd
McGinniss Himmel Insurance Agency
Umbrella Insurance Agent · Tallahassee, FL

McGinniss Himmel Insurance Agency serves the Tallahassee metro area as an umbrella insurance agent, providing personal liability coverage that extends beyond standard home and auto policies. This extra layer of protection helps clients safeguard assets from major claims or lawsuits. The agency assists local residents and businesses in assessing their risk exposure and securing appropriate policy limits for comprehensive security. It handles personal umbrella policies for excess liability protection on residential properties and commercial umbrella coverage for small business operations in Tallahassee.

WI
2880 Apalachee Pkwy
Waterhouse Insurance and Financial Services
Umbrella Insurance Agent · Tallahassee, FL

Waterhouse Insurance and Financial Services in Tallahassee, Florida provides comprehensive umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service approach involves reviewing existing policies to identify coverage gaps and tailoring policy increments to client needs. Routine policy reviews and claim support are included in its maintenance plans to ensure consistent protection. As a local agency, it services single-family homes, apartments, retail storefronts, and restaurants throughout the Tallahassee area.

AI
1138 E Tennessee St
Alliance Insurance
Umbrella Insurance Agent · Tallahassee, FL

Alliance Insurance in Tallahassee, Florida, provides residential umbrella liability coverage that extends protection beyond standard homeowners policies to safeguard personal assets. The company also serves commercial clients needing additional coverage layers for business risks, addressing needs throughout Tallahassee and the surrounding region. Clients can consult the agent when reviewing policy limits during life changes or property acquisitions, ensuring consistent comprehensive protection with follow-up service available between regularly scheduled reviews for adjustments or inquiries.

WI
2286 Wednesday St STE 1
Woodham Insurance
Umbrella Insurance Agent · Tallahassee, FL

As the first severe thunderstorm watches arrive in Tallahassee each spring, the need for broader liability protection becomes evident to many homeowners and drivers. Woodham Insurance responds by assessing existing policies and identifying gaps that major coverage often leaves exposed. Their role as an umbrella insurance agent focuses on helping clients secure a secondary layer of defense against catastrophic claims, including those from accidents on residential property. This service begins with a careful inventory of current assets and personal risk factors during a complementary initial review of coverage limits.

DC
2814 Remington Green Cir
Doug Croley Insurance Services
Umbrella Insurance Agent · Tallahassee, FL

Doug Croley Insurance Services in Tallahassee, FL, serves homeowners, businesses, and property managers seeking liability protection beyond standard policy limits. The agency specializes in umbrella insurance, providing an additional layer of coverage that safeguards assets from major claims or lawsuits. It assists local clients with evaluating their existing policies to identify gaps in liability protection. Beyond the city, this agency also extends its services to clients in the nearby communities of Woodville and Leon County.

FI
1836 Hermitage Blvd
Fuqua Insurance Agency
Umbrella Insurance Agent · Tallahassee, FL

For those seeking liability protection beyond standard policies, Fuqua Insurance Agency in Tallahassee, FL, offers access to umbrella coverage. Unlike a one-time certificate, this service typically involves ongoing annual policy renewals to maintain continuous excess liability protection. Umbrella insurance extends coverage over existing home and auto policies, providing an additional layer for major claims. Their agency understands local liability risks and manages policy administration on either a scheduled or recurring annual basis, ensuring clients remain protected without gaps in coverage. Service runs on an as-needed renewal cycle, not a one-time basis.

BI
1913 Capital Cir NE
Bridges Insurance Agency
Umbrella Insurance Agent · Tallahassee, FL

Bridges Insurance Agency specializes in umbrella liability coverage, offering an extra layer of protection beyond standard home and auto policies. The agency serves clients throughout Tallahassee, Florida, helping residents and business owners secure additional liability limits against major claims or lawsuits. This coverage is designed to respond when underlying policy limits are exhausted, safeguarding personal assets and future earnings. During the active Atlantic hurricane season, the agency assists local policyholders in ensuring their extended liability protection remains in place against storm-related liability exposures.

QI
1225 S Monroe St
Quality Insurance Of Tallahassee
Umbrella Insurance Agent · Tallahassee, FL

Quality Insurance Of Tallahassee serves policyholders in Tallahassee and the surrounding communities of Leon County. The agency handles umbrella insurance, which provides extra liability coverage that extends beyond the limits of standard home and auto policies. This added protection helps safeguard personal assets from major claims and lawsuits. When assessing a client’s needs, the agency reviews existing underlying policies and recommends an appropriate coverage amount to close any gaps in protection. It then coordinates the policy issuance with the client’s primary insurers to ensure seamless layering of liability limits.

PI
113 S Monroe St
Premier Insurance Agency
Umbrella Insurance Agent · Tallahassee, FL

Premier Insurance Agency in Tallahassee handles a wide array of insurance needs, then specializes in recommending umbrella liability policies that provide extended protection beyond standard coverage limits. This added layer of coverage helps safeguard personal and business assets against major claims and lawsuits. The company advises clients on coverage amounts and exclusions tailored to their specific risks. Its services support commercial sectors, including offices that require broad liability protection, warehouses with higher exposure to property damage, and food service operations facing frequent public interaction.

KT
113 S Monroe St 1st floor
Kingdom Tree Insurance Group
Umbrella Insurance Agent · Tallahassee, FL
GI
2522 Capital Cir NE STE 4
GreatFlorida Insurance: Tara Smith
Umbrella Insurance Agent · Tallahassee, FL
(850) 523-0605
tallahassee.greatflorida.com
MI
1701 Hermitage Blvd Suite 201
McKee Insurance Agency
Umbrella Insurance Agent · Tallahassee, FL
(850) 224-6055
mckeeagency.com
GI
3201 Shamrock St S Ste 104
GreatFlorida Insurance: Chad Mcclellan
Umbrella Insurance Agent · Tallahassee, FL
(850) 825-7055
northtallahassee.greatflorida.com
AI
1701 Hermitage Blvd Suite 201
Acentria Insurance
Umbrella Insurance Agent · Tallahassee, FL
(850) 668-6162
acentria.com
BH
1634 - C, 1634 Metropolitan Blvd # C
Baker-Harris Insurance Agency, Inc.
Umbrella Insurance Agent · Tallahassee, FL
(850) 386-1420
baker-harris.com
TI
1881 Capital Cir NE
TrustPoint Insurance Agency FL
Umbrella Insurance Agent · Tallahassee, FL
(850) 988-1322
bluecreekinsurance.com
PI
2074 Centre Pointe Blvd Suite 100
Pichard Insurance Agency, Inc.
Umbrella Insurance Agent · Tallahassee, FL
(850) 877-8029
pichardinsurance.com
EB
3131 Lonnbladh Rd
Earl Bacon Agency
Umbrella Insurance Agent · Tallahassee, FL
(850) 878-2121
earlbacon.com
FI
209 Pinewood Dr
Franklin Insurance Agency, Inc.
Umbrella Insurance Agent · Tallahassee, FL
(850) 681-0433
franklin-ins.com
BV
655 E Tennessee St
Butler Vause Insurance Agency
Umbrella Insurance Agent · Tallahassee, FL
(850) 222-2340
butlervause.com

What Does an a Umbrella Insurance Agent in Tallahassee Cost?

The cost of an umbrella insurance policy in Florida typically ranges from $150 to $500 per year for $1 million in coverage. Factors like your driving record, number of properties, and claims history affect the premium. For higher limits of $2 million or more, annual costs can range from $250 to $800. This is general information and not insurance advice.

About umbrella insurance agents in Tallahassee

Umbrella insurance agents in Tallahassee help residents secure extra liability coverage beyond standard home and auto policies. In Florida, where hurricane and flood risks are high, umbrella policies can protect against large claims from accidents on your property or auto incidents. These policies typically start at $1 million in coverage and are essential for homeowners with significant assets.

Frequently Asked Questions

What does an umbrella insurance agent in Tallahassee do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your risk factors such as property value and number of vehicles to recommend appropriate coverage amounts.

Do I need umbrella insurance in Florida?

Florida law does not require umbrella insurance, but it is strongly recommended if you have substantial assets or face high liability risks. Florida has a high rate of lawsuits related to auto accidents and property damage, making umbrella coverage a valuable safeguard.

How much umbrella coverage should I get in Tallahassee?

Most agents recommend at least $1 million in umbrella coverage for homeowners in Tallahassee. Higher limits of $2 million to $5 million may be advisable if you own rental properties, have a swimming pool, or engage in activities like boating that increase liability exposure.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.