The top-rated umbrella insurance agent in St. Petersburg, Florida is Tivly, rated 4.7 stars across 6,362 reviews. Other highly rated options include HH Insurance Group, LLC, Florida All Risk Insurance, Northeast Underwriters Insurance. This directory lists 29 umbrella insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tivly | 136 4th St N Ste 201 | (877) 907-5267 |
| 2 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 3 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 4 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 5 | Moore Resources Insurance Agency | 4563 Central Ave | (727) 323-0206 |
| 6 | Freedom Insurance Services | 5980 66th St N unit k | (727) 546-5600 |
| 7 | Right Away Insured | 2329 Central Ave | (727) 977-8393 |
| 8 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 9 | AAA St. Petersburg | 1518 66th St N | (727) 344-6850 |
| 10 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
Tivly serves the St. Petersburg, Florida metro area as a local umbrella insurance agent, helping residents secure additional liability coverage beyond standard home and auto policies. This type of protection can safeguard personal assets against large claims or lawsuits. The agency guides clients through the process of selecting appropriate policy limits to match their needs. Catastrophic liability protection and personal umbrella policies are specific services Tivly handles for clients in the Tampa Bay region.
HH Insurance Group, LLC provides umbrella insurance agent services in St. Petersburg, Florida, offering clients specialized liability coverage that extends beyond standard policy limits. The company advises on and facilitates service plans that help protect personal and commercial assets from large claims or lawsuits. These maintenance plans typically involve periodic policy reviews to ensure coverage keeps pace with changing risks and asset values. HH Insurance Group services various property types across the local area, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in St. Petersburg rely on Florida All Risk Insurance for comprehensive umbrella insurance agent services. These policies provide an additional layer of liability protection, extending beyond the limits of standard homeowners or commercial auto coverage to safeguard assets from major claims and lawsuits. The agency assists clients in assessing risk exposure and selecting appropriate coverage limits. Florida All Risk Insurance also serves clients throughout the Tampa Bay metro area, including nearby Clearwater and the surrounding Pinellas County communities.
Northeast Underwriters Insurance serves clients in St. Petersburg and the surrounding Tampa Bay communities, handling local umbrella insurance policies. These policies provide an extra layer of liability protection that extends beyond the limits of standard home and auto coverage. The agency works with residents who seek additional financial security against large claims or lawsuits. To complete a typical job, it assesses a client’s existing coverage, identifies potential liability gaps, and then finds a suitable matching policy from its network of partnered carriers.
As hurricane season approaches in St. Petersburg, residents often review their financial protections against catastrophic property damage. Moore Resources Insurance Agency addresses this concern by offering umbrella insurance coverage that extends beyond standard policy limits for added liability security. Their agents evaluate existing home and auto policies to identify gaps in total asset protection. This proactive approach helps local homeowners and drivers prepare for unforeseen accidents or lawsuits. The initial process typically begins with a free review of personal coverage to determine appropriate liability thresholds.
At Freedom Insurance Services in St. Petersburg, FL, clients may choose between one-time policies for specific liability concerns or recurring coverage for ongoing asset protection. Umbrella insurance agents here help individuals extend their existing auto, homeowners, or watercraft liability limits to safeguard against major claims and lawsuits. This additional layer of coverage addresses gaps left by standard policies, offering broader financial security. Service appointments for new policies or adjustments run on a scheduled basis to ensure thorough guidance.
Right Away Insured provides general liability and property coverage for clients throughout St. Petersburg, Florida, and it specializes in umbrella insurance policies that extend extra layers of protection beyond standard base limits. This additional coverage helps safeguard personal assets and business investments from large, unforeseen claims or lawsuits. The agency serves a wide range of commercial sectors, including offices, warehouses, and food service operations, where higher liability risks often require more comprehensive protection.
Insurance Resources provides residential umbrella insurance for homeowners in St. Petersburg, FL, extending liability coverage beyond standard policy limits. The company also serves commercial clients, helping local businesses protect assets with additional liability layers throughout the Pinellas County area. Their focus remains on adapting coverage to meet evolving personal and professional risk needs. Clients often return for policy reviews during periodic reassessments, ensuring adequate protection as circumstances change between regular visits.
AAA St. Petersburg specializes in umbrella insurance coverage, offering extended liability protection beyond standard auto, homeowners, and rental policies to area policyholders. Its services work to safeguard local residents against major claims and lawsuits by adding an extra layer of financial security. This coverage also assists individuals involved in common St. Petersburg scenarios, such as after a serious accident during the busy summer tourist season on congested area roadways, when medical or legal costs can otherwise far exceed underlying policy limits.
Gulf Coast Insurance Services is known for specializing in umbrella insurance coverage for residents and businesses throughout St. Petersburg, FL. Its policy range extends beyond standard liability limits, offering broader protection against costly lawsuits and claims that exceed primary home or auto policy caps. The agency works to secure this extra layer of financial security for property owners. A specialty service it can add on is tailored high-limit personal liability coverage for waterfront homeowners seeking defense against slip-and-fall accidents near pools or docks.
What Does an a Umbrella Insurance Agent in St. Petersburg Cost?
Typical umbrella insurance costs in Florida range from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million can cost 300 to 800 dollars annually. Actual premiums depend on your driving record home value and number of properties. This is general information not insurance advice.
About umbrella insurance agents in St. Petersburg
An umbrella insurance agent in St. Petersburg Florida helps you secure additional liability coverage beyond your auto or homeowners policy. Florida law does not require umbrella insurance but it can protect your assets from large claims or lawsuits. Local agents understand the risks of hurricane damage and high traffic areas in Pinellas County.
Frequently Asked Questions
What does an umbrella insurance agent in St. Petersburg do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard limits. In Florida this can protect against lawsuits from boating accidents or slip and fall incidents on your property.
Is umbrella insurance required by Florida law?
No Florida law does not require umbrella insurance. However many homeowners and auto insurers recommend it if you have significant assets or face higher liability risks such as owning a pool or rental property.
How much umbrella coverage do I need in St. Petersburg?
Most agents suggest 1 million to 5 million dollars in umbrella coverage. The amount depends on your net worth and potential risks. For example Florida property values and medical costs can lead to large lawsuit settlements.
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