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Find Umbrella Insurance Agents in St. Petersburg, FL

Looking for a umbrella insurance agent in St. Petersburg? Review the directory below to compare your options.

20 agents listed
Updated May 2026
St. Petersburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 umbrella insurance agents in St. Petersburg, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tivly
136 4th St N Ste 201, St. Petersburg, FL 33701
(877) 907-5267 tivly.com
HH Insurance Group, LLC
9887 4th St N # 200, St. Petersburg, FL 33702
(727) 498-5551 hhinsgroup.com
Florida All Risk Insurance
7024 Central Ave, St. Petersburg, FL 33707
(888) 880-9200 floridaallrisk.com
Northeast Underwriters Insurance
4790 1st St N, St. Petersburg, FL 33703
(727) 521-4253 neu-ins.com
Freedom Insurance Services
5980 66th St N unit k, St. Petersburg, FL 33709
(727) 546-5600 freedominsurancefla.com
AAA St. Petersburg
1518 66th St N, St. Petersburg, FL 33710
(727) 344-6850 locator.acg.aaa.com
Moore Resources Insurance Agency
4563 Central Ave, St. Petersburg, FL 33713
(727) 323-0206 davemooreinsurance.com
Right Away Insured
2329 Central Ave, St. Petersburg, FL 33713
(727) 977-8393 rightawayinsured.com
Insurance Resources
6620 1st Ave S, St. Petersburg, FL 33707
(727) 345-0242 insuranceresourcesllc.com
Gulf Coast Insurance Services
5429 Central Ave, St. Petersburg, FL 33710
(727) 317-5799 gulfcoast.insure
Melissa Ems Insurance Agency
3446 49th Street N, St. Petersburg, FL 33710
(727) 321-9828 melissaems.com
Veritas Insurance Group, Inc.
742 2nd Ave S, St. Petersburg, FL 33701
(866) 808-3344 veritasinsurance.com
Comegys Insurance Agency
1 Beach Dr SE Suite 230, St. Petersburg, FL 33701
(727) 521-2100 comegys.com
We Insure | Insurance Unlimited
2012 4th St N, St. Petersburg, FL 33704
(727) 610-9980 weinsuretampabay.com
Academy Insurance Agency
6798 Crosswinds Dr N #C-108, St. Petersburg, FL 33710
(727) 343-0419 academyagents.com
St. Pete Insurance Agency
2972 66th St N, St. Petersburg, FL 33710
(727) 577-7721 stpeteinsure.com
Harbor Insurance Group
810 63rd Ave N, St. Petersburg, FL 33702
(727) 528-2240 harborins.net
GreatFlorida Insurance: James White
1700 66th St N # 202, St. Petersburg, FL 33710
(727) 498-3855 stpetebeach.greatflorida.com
WWW Insurance, LLC
300 1st Ave S 5th Floor, St. Petersburg, FL 33701
(727) 522-7777 w3ins.com
Wornicki DelVecchio Insurance, Inc.
5234 Central Ave, St. Petersburg, FL 33707
(727) 576-8200 goodguynearby.com

What Does a Umbrella Insurance Agent in St. Petersburg Cost?

Typical umbrella insurance costs in Florida range from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million can cost 300 to 800 dollars annually. Actual premiums depend on your driving record home value and number of properties. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in St. Petersburg do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard limits. In Florida this can protect against lawsuits from boating accidents or slip and fall incidents on your property.
Is umbrella insurance required by Florida law?
No Florida law does not require umbrella insurance. However many homeowners and auto insurers recommend it if you have significant assets or face higher liability risks such as owning a pool or rental property.
How much umbrella coverage do I need in St. Petersburg?
Most agents suggest 1 million to 5 million dollars in umbrella coverage. The amount depends on your net worth and potential risks. For example Florida property values and medical costs can lead to large lawsuit settlements.