Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 umbrella insurance agents in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Unwalla - State Farm Insurance Agent
3791 A1A S ste a, St. Augustine, FL 32080
(904) 461-5400
perryunwalla.com
Leigh Insurance Agency
1797 Old Moultrie Rd STE 111, St. Augustine, FL 32084
(904) 826-0799
leigh-insurance.com
Tim Huber Insurance
28 Clark St, St. Augustine, FL 32084
(904) 824-2555
timhuberins.com
The Bailey Group – An NFP Company
1200 Plantation Island Dr S UNIT 210, St. Augustine, FL 32080
(904) 461-1800
mbaileygroup.com
Kim Vona Insurance Agency
320 Paseo Reyes Dr, St. Augustine, FL 32095
(904) 490-0457
kimvonainsurance.com
Ancient City Insurance
2800 N 5th St #301, St. Augustine, FL 32084
(904) 827-1915
ancientcityinsurance.com
Fender Insurance Agency
101 E Town Pl #225, St. Augustine, FL 32092
(904) 639-4333
fenderagency.com
Benchmark Insurance
1 Spencer St, St. Augustine, FL 32084
(904) 829-2296
benchmarkins.com
Oldest City Insurance
212 San Marco Ave Suite D, St. Augustine, FL 32084
(904) 824-7283
oldestcityinsurance.com
Brightway Insurance, The Casey Agency
108 Sea Grove Main St suite b, St. Augustine, FL 32080
(904) 217-7547
brightway.com
Herbie Wiles Insurance
400 N Ponce De Leon Blvd, St. Augustine, FL 32084
(904) 829-2201
herbiewiles.com
Thompson Baker Agency, Inc.
61 Cordova St, St. Augustine, FL 32084
(904) 824-1631
thompsonbaker.com
AAA St. Augustine Insurance and Travel
296 State Rte 312, St. Augustine, FL 32086
(904) 825-0298
locator.acg.aaa.com
Twin Palms Insurance Group, The Ward Agency
320 High Tide Dr Suite 100F, St. Augustine, FL 32080
(904) 643-9002
twinpalms.us
Knox Insurance Network
2528 US-1 South, St. Augustine, FL 32086
(904) 797-2000
knoxinsnetwork.com
Whitco Insurance Agency LLC
811 FL-206 E, #6, St. Augustine, FL 32086
(904) 827-7806
yacht-ins.com
Gilliland Insurance Group: Scott Gilliland
701 Market St STE 113, St. Augustine, FL 32095
(904) 824-9877
gillilandinsurance.com
Beck Agency
661 A1A Beach Blvd, St. Augustine, FL 32080
(904) 417-7717
beckagency.org
Brightway Insurance, St. Augustine
2801 N 3rd St Unit B, St. Augustine, FL 32084
(904) 217-7496
brightway.com
Old Town Insurance
700 Plantation Island Dr S Suite 104, St. Augustine, FL 32080
(904) 429-9444
oldtowninsuranceservices.com
What Does a Umbrella Insurance Agent in St. Augustine Cost?
In Florida umbrella insurance typically costs between 150 and 350 per year for 1 million in coverage. Rates increase for higher limits with 2 million often costing 250 to 500 annually. Your premium depends on factors like the number of properties you own your driving record and whether you have rental properties or a boat. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in St Augustine Florida?
An umbrella insurance agent evaluates your current liability coverage and recommends a policy that adds an extra layer of protection. They help you understand how Florida's comparative fault laws might affect claims against you. The agent also shops multiple carriers to find the best rate for your situation.
How much umbrella coverage do I need as a Florida homeowner?
Most Florida agents recommend at least 1 million in umbrella coverage if you own a home or have significant assets. Florida's high rate of personal injury lawsuits and hurricane related property claims make higher limits advisable. Your agent will calculate the right amount based on your net worth and risk exposure.
Are there Florida specific rules for umbrella insurance policies?
Florida law does not mandate umbrella insurance but it does require that your underlying auto or homeowners policy meet certain minimum limits. For example your auto liability must be at least 250,000 per person and 500,000 per accident before an umbrella policy kicks in. Your agent will verify that your base policies comply with these requirements.