The top-rated umbrella insurance agent in Port St. Lucie, Florida is Shane Griffis Insurance Agency, rated 4.9 stars across 352 reviews. Other highly rated options include GreatFlorida Insurance: Annalise Fiedler, McGarr Insurance, MAC Insurance Solutions - Insurance Agency in Port St Lucie. This directory lists 19 umbrella insurance agents serving Port St. Lucie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Griffis Insurance Agency | 10190 SW Vlg Pkwy Ste 103 | (772) 303-1234 |
| 2 | GreatFlorida Insurance: Annalise Fiedler | 787 SE Port St Lucie Blvd | (772) 398-2333 |
| 3 | McGarr Insurance | 493 SW Port St Lucie Blvd | (772) 335-0915 |
| 4 | MAC Insurance Solutions - Insurance Agency in Port St Lucie | 1820 SE Port St Lucie Blvd | (772) 212-1463 |
| 5 | Barbie Prem Insurance | 1101 SE Port St Lucie Blvd | (772) 236-7000 |
| 6 | Acentria Insurance | 125 SE Via Tesoro #107 | (772) 461-6040 |
| 7 | Borroto Insurance - Aseguranza Port St. Lucie | 1357 SE Port St Lucie Blvd # A | (786) 343-4048 |
| 8 | University Insurance Group | 1860 SW Fountainview Blvd #100 | (772) 224-8533 |
| 9 | M. E. Glennon & Associates Inc. | 540 NW University Blvd STE 106 | (772) 879-1307 |
| 10 | Estrella Insurance | 7186 S U.S. Hwy 1 | (772) 497-0303 |
Shane Griffis Insurance Agency provides umbrella insurance solutions for Port St. Lucie, offering extended liability coverage that goes above standard policy limits. Its service starts with a personalized assessment of existing homeowners and auto policies to identify gaps in protection. The agency maintains active accounts through annual policy reviews and prompt claims assistance. It serves residential and commercial properties including single-family homes, apartments, retail spaces, and restaurants, ensuring each property type has adequate extra liability safeguards in place.
GreatFlorida Insurance Annalise Fiedler serves Port St. Lucie and the surrounding Treasure Coast region, offering umbrella insurance agent services that provide additional liability coverage beyond standard home and auto policies. This type of protection helps secure clients against large claims or lawsuits that could otherwise exceed their existing policy limits. Residents and business owners in this area can also address needs for increased liability protection for rental properties and personal watercraft.
Serving homeowners, businesses, and property managers in Port St. Lucie, McGarr Insurance provides umbrella insurance agent services to help clients secure extended liability coverage beyond standard policy limits. This additional protection can safeguard personal assets or commercial holdings against major claims and lawsuits common in coastal Florida. The agency guides customers through selecting appropriate policy layers to match their individual risk profiles, property values, and rental portfolios. It also supports clients seeking coverage for vacation rentals and condominium associations across the greater Treasure Coast area, including nearby Jensen Beach.
For those requiring one-time gap coverage or ongoing umbrella liability protection, MAC Insurance Solutions in Port St. Lucie helps clients choose the appropriate layer of personal or commercial liability insurance that activates after primary policy limits are exhausted. The agency focuses on extending coverage for lawsuits, property damage, and bodily injury claims beyond standard auto or homeowners policies. Service for umbrella insurance is available on an as-needed basis for single policy purchases or scheduled renewals, with no recurring maintenance requirements unless requested.
Barbie Prem Insurance serves Port St. Lucie, Florida, and the surrounding Treasure Coast communities. As an umbrella insurance agent, it handles policies that extend liability coverage beyond the limits of standard home and auto insurance. This protection helps safeguard personal assets in the event of major claims or lawsuits. The agency approaches each client’s situation by carefully reviewing their existing policies and risk exposure, then matching them with appropriate umbrella coverage to fill any identified gaps in their overall protection.
Hurricane season brings renewed focus on liability protection for residents of Port St. Lucie, and Acentria Insurance provides tailored umbrella policies to extend coverage beyond standard home and auto limits. Their agents assess personal risk factors, including property size and automotive usage, to recommend appropriate liability layers for local homeowners and drivers. A new policy begins with a comprehensive review of existing underlying coverages to identify gaps. This initial assessment helps determine the optimal umbrella policy limit for each client’s specific situation.
Borroto Insurance - Aseguranza Port St. Lucie specializes in providing umbrella insurance policies to residents of Port St. Lucie, Florida. This service offers an extra layer of liability protection that goes above the limits of standard auto or homeowners insurance. The agency also works with clients to evaluate their overall coverage needs and to coordinate policies that protect personal assets against large claims. As hurricane season approaches each year, it helps local homeowners address the increased liability risks that can follow storm damage to their property.
With Port St. Lucie’s seasonal storm threats and increasing property values, residents often seek expanded liability protection beyond standard policies. University Insurance Group serves as an umbrella insurance agent in this area, guiding clients through the process of securing higher liability limits. They evaluate each individual’s current auto and homeowners coverage to identify potential gaps in protection. The company begins this service with a careful inspection of the client’s existing policies and an initial assessment of personal risk exposure.
M. E. Glennon & Associates Inc. in Port St. Lucie, FL provides personal and commercial liability coverage tailored to local needs. As an umbrella insurance agent, the company offers extra layers of protection beyond standard policies, safeguarding clients from major claims and lawsuits. This specialist service helps residents and business owners manage risk in the growing community of Port St. Lucie. Their expertise extends to serving commercial sectors such as offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Port St. Lucie Cost?
In Florida a typical 1 million dollar umbrella policy costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your driving record, home location, number of properties, and the underlying policy limits. This is general information and not insurance advice.
About umbrella insurance agents in Port St. Lucie
An umbrella insurance agent in Port St. Lucie Florida helps you add a layer of personal liability coverage above your existing auto and homeowners policies. Florida law requires minimum auto liability limits of 10/20/10 but a serious accident can quickly exceed those amounts. An umbrella policy from a local agent can protect your assets and future income from large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Port St. Lucie do?
An umbrella insurance agent reviews your current auto and home policies and recommends an extra liability policy that kicks in after your underlying limits are used up. This agent helps you choose the right coverage amount based on your assets and risk profile. They also ensure your underlying policies meet the minimum requirements for an umbrella policy.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for Florida homeowners. Higher net worth individuals often choose 2 million to 5 million dollars. The amount you need depends on your total assets, income, and potential lawsuit exposure.
Is umbrella insurance required by Florida law?
No, Florida law does not require umbrella insurance. However it is strongly advised for anyone with significant assets or a high risk of being sued. Florida has no cap on personal injury damages in many cases so a lawsuit could exceed your standard policy limits.
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