The top-rated umbrella insurance agent in Port Orange, Florida is HIG Insurance - Port Orange, rated 4.9 stars across 252 reviews. Other highly rated options include Sherzer & Associates, Maggie Alexander - State Farm Insurance Agent, Sherrill Schultz - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Port Orange.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HIG Insurance - Port Orange | 1650 Taylor Rd Suite 304 | (386) 944-5555 |
| 2 | Sherzer & Associates | 3853 S Nova Rd | (386) 788-3500 |
| 3 | Maggie Alexander - State Farm Insurance Agent | 1820 Dunlawton Ave Unit 102 | (386) 868-5082 |
| 4 | Sherrill Schultz - State Farm Insurance Agent | 4554 S Clyde Morris Blvd Ste 3 | (386) 675-6355 |
| 5 | GreatFlorida Insurance: Cal Seibert | 415 Dunlawton Ave Suite 108 | (386) 256-4812 |
| 6 | Goosehead Insurance - Gary & Sam Paul | 5889 S Williamson Blvd Suite 1414 | (386) 492-9057 |
| 7 | Caton-Hosey Insurance | 3731 S Nova Rd | (386) 767-3161 |
| 8 | Jose' Castillon - State Farm Insurance Agent | 3460 S Ridgewood Ave Ste B | (386) 761-2111 |
| 9 | Brightway Insurance, The Lester Agency | 3510 S Nova Rd #114 | (386) 888-7152 |
| 10 | Reliable Insurance Inc. | 4240 S Ridgewood Ave Ste 3, STE 105 | (386) 888-1399 |
HIG Insurance - Port Orange serves the Volusia County area, providing umbrella insurance agency services that extend additional liability coverage beyond standard home and auto policies. This coverage helps protect assets from major claims and lawsuits. The agency works with local residents to evaluate their personal risk exposure levels. It manages the application process for excess liability policies and coordinates with existing insurance carriers to ensure seamless coverage integration. It specifically handles claims support and policy review services in this region.
Sherzer & Associates provides umbrella insurance agency services to clients in Port Orange, Florida, offering additional liability coverage that extends beyond the limits of standard auto or homeowners policies. This service helps protect policyholders against major claims and lawsuits by providing an extra layer of financial security. They assist clients in selecting appropriate coverage limits and explain how umbrella policies interact with existing insurance. The agency serves single-family homes, apartments, retail, and restaurants.
Maggie Alexander - State Farm Insurance Agent in Port Orange, Florida serves local homeowners, businesses, and property managers seeking umbrella insurance policies. The agency provides supplemental liability coverage that extends beyond standard auto and home limits, protecting clients from major financial loss. Policies can cover legal defense costs and claims for accidents occurring on the insured property. This agent also assists residents and commercial clients throughout the surrounding Daytona Beach metro area.
Serving Port Orange and the surrounding communities of Volusia County, Sherrill Schultz - State Farm Insurance Agent handles comprehensive umbrella insurance coverage for local residents and businesses. This agency provides personal liability protection that extends beyond standard policy limits, ensuring financial safeguards against major claims and lawsuits. For each case, it carefully reviews existing policies to identify coverage gaps before recommending appropriate protection levels. The typical job is handled by assessing individual risk factors and tailoring an umbrella policy to integrate seamlessly with a client’s existing home and auto insurance plans.
GreatFlorida Insurance: Cal Seibert in Port Orange, Florida distinguishes between one-time liability protection for a single unexpected event and recurring annual coverage that renews for ongoing peace of mind. Umbrella insurance agents in this area typically offer policies that extend base liability limits from auto, home, or boat policies. All policies provide added financial defense against major claims. This agency's umbrella insurance services generally run on a yearly, renewable basis rather than as a one-time or as-needed arrangement.
Goosehead Insurance - Gary & Sam Paul specializes in umbrella liability coverage, offering personal and commercial excess liability policies to protect local assets in Port Orange. The agency provides vital supplementary protection beyond standard home and auto policies, addressing broader financial risks with higher coverage limits. Residents benefit from expert guidance tailored to income properties and family exposure in the community. This service proves especially valuable during hurricane season when storm-related claims can quickly exceed base policy limits.
As hurricane season bears down on Port Orange, many homeowners consider extra liability protection beyond their standard policies. Caton-Hosey Insurance provides umbrella coverage for those assets, offering an additional layer of safety against major financial claims. Because umbrella policies require substantial underlying coverage, the agent here reviews each client’s current auto and home insurance limits to identify potential gaps. This straightforward approach helps residents secure blanket protection that shields savings and future income. To begin, they schedule an initial assessment of your existing personal liability exposure and primary policy details.
Jose' Castillon - State Farm Insurance Agent in Port Orange, FL provides general insurance services to local clients. The agency also specializes in umbrella insurance policies, which extend liability coverage beyond standard home and auto limits. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. Businesses such as offices, warehouses, and food service operations can obtain tailored umbrella coverage to address their specific liability exposures and operational risks.
Brightway Insurance, The Lester Agency provides residential umbrella insurance to homeowners in Port Orange, Florida, safeguarding personal assets beyond standard policy limits. Their commercial umbrella coverage helps local businesses manage risk from larger liability claims throughout the Volusia County area. Policies fill financial gaps when underlying home or auto insurance limits are exhausted. The agency encourages existing clients to follow up between regular visits, ensuring coverage adjusts to life changes such as property renovations or new asset acquisitions.
What Does an a Umbrella Insurance Agent in Port Orange Cost?
In Florida, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs can be higher if you have multiple properties or a teenage driver. Factors like your driving record and claims history also affect the price. This is general information, not insurance advice.
About umbrella insurance agents in Port Orange
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Port Orange Florida, this coverage is important due to the state's high rate of personal injury lawsuits and hurricane-related claims. A local agent can help you secure a policy that meets Florida's specific legal requirements and protects your savings and future earnings.
Frequently Asked Questions
What does umbrella insurance cover in Florida?
Umbrella insurance covers legal costs and damages when you are sued for bodily injury or property damage. In Florida, it also covers claims like defamation or false arrest. It kicks in after your auto or home insurance limits are used up.
Do I need umbrella insurance in Port Orange?
If you own a home, have a boat, or have significant savings, umbrella insurance is a good idea. Florida law does not require it, but many agents recommend it because Florida has a high number of lawsuits and high verdict amounts. It helps protect your assets from a large judgment.
How much umbrella coverage should I get in Florida?
Most policies start at one million dollars in coverage. In Florida, due to the risk of hurricane damage and tourist-related accidents, many residents choose two to five million dollars. Your agent will help you decide based on your net worth and risk factors.
Umbrella Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables · Coral Springs · Crestview