The top-rated umbrella insurance agent in Plantation, Florida is Insurance Medics, rated 5.0 stars across 224 reviews. Other highly rated options include Sobal Nationwide Health, Estrella Insurance, Bona Insurance Group DBA Global Green Insurance Agency. This directory lists 13 umbrella insurance agents serving Plantation.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Medics | 1797 N University Dr | (866) 396-9140 |
| 2 | Sobal Nationwide Health | 8050 SW 10th St Ste 1000 | (305) 900-5903 |
| 3 | Estrella Insurance | 8351 W Sunrise Blvd | (954) 414-7045 |
| 4 | Bona Insurance Group DBA Global Green Insurance Agency | 150 S Pine Island Rd Suite 300 Floor 3 | (954) 417-8625 |
| 5 | America Enroll Insurance | 1836 N Pine Island Rd | (954) 840-4033 |
| 6 | Zot Insurance Agency | 160 S University Dr Suite E | (954) 680-8088 |
| 7 | Marlins Insurance Agency | 7501 NW 4th St Suite 205 | (954) 587-7850 |
| 8 | GreatFlorida Insurance: Charlie Heer | 8320 W Sunrise Blvd Suite 114 | (954) 473-4110 |
| 9 | Premier Agents Group | 900 S Pine Island Rd | (954) 833-7986 |
| 10 | ShelterSure Insurance Agency | 1808 N University Dr | (954) 212-9250 |
Insurance Medics serves Broward County and the surrounding South Florida region from its Plantation, Florida location, specializing in umbrella insurance agent services. These excess liability policies provide additional coverage beyond standard auto and homeowners insurance limits, protecting clients' assets from major claims or lawsuits. The company assists local residents and businesses in securing liability protection that can cover legal costs and judgments. It handles personal umbrella policies for individual households as well as commercial umbrella coverage for small to medium-sized enterprises in the area.
Sobal Nationwide Health provides umbrella insurance agent services in Plantation, FL, offering supplemental liability coverage that extends beyond the limits of standard homeowners or auto policies. Its service approach includes advising clients on appropriate policy limits and explaining how umbrella coverage can protect personal assets from major claims or lawsuits. Maintenance plans typically involve periodic policy reviews to confirm adequate protection as assets grow. The company serves local property owners, including those with single-family homes, apartments, retail spaces, and restaurants.
Estrella Insurance, based in Plantation, Florida, is known for providing personalized umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This service range helps safeguard local clients against major claims and lawsuits. Working with individuals and families throughout the area, the agency focuses on securing higher policy limits for greater financial security. A specialty service it can add on is coverage for rental properties to protect against tenant-related liabilities.
Bona Insurance Group DBA Global Green Insurance Agency serves homeowners, businesses, and property managers in Plantation, Florida, providing umbrella insurance policies that offer additional liability coverage beyond standard plans. This agency helps clients protect assets from major claims and lawsuits, working to secure higher policy limits for comprehensive risk management. The firm also covers neighboring communities throughout the broader Fort Lauderdale metro area, including Sunrise, Davie, and Tamarac.
America Enroll Insurance serves Plantation, Florida, and the surrounding Broward County communities. It handles personal umbrella insurance policies, which provide extra liability coverage beyond standard home and auto plans. This protection helps safeguard assets against large claims or lawsuits. To evaluate a client’s needs, it reviews their existing insurance policies and personal asset portfolio. The agency then customizes a layer of added liability protection to bridge potential gaps in primary coverage, ensuring more complete financial security.
Zot Insurance Agency in Plantation, FL, distinguishes between one-time policy reviews and recurring account management when helping clients secure umbrella coverage. This additional liability layer extends protection beyond standard home and auto policies, safeguarding assets against major claims or lawsuits. Service is offered on an as-needed basis, allowing clients to request assistance during policy renewals or significant life changes that might require coverage updates.
With hurricane season bringing heavy rains and storm surges to South Florida, Marlins Insurance Agency provides umbrella insurance policies tailored to residents and businesses in Plantation. These policies offer an additional layer of liability protection beyond standard home or auto coverage. Agents work with clients to assess potential risks from severe weather events and unexpected accidents common in the area. The process begins with a thorough inspection of current coverage to identify gaps, scheduling a consultation to review policy limits and determine appropriate extra protection.
A provider of excess liability coverage through personal umbrella policies, GreatFlorida Insurance: Charlie Heer serves clients in Plantation, FL. It also offers insurance services for homeowners and auto policies, which are typically required as underlying coverage for an umbrella. The agency helps clients layer additional protection above standard policy limits. This becomes especially valuable during hurricane season, when a single storm-related claim could threaten personal assets beyond normal policy caps.
Premier Agents Group advises clients in Plantation, Florida, on liability protection and then broadens that coverage through umbrella insurance policies. Their agents focus on extending personal and commercial liability limits, offering an additional layer of financial safety for policyholders. This service helps safeguard assets against major claims or lawsuits. The firm works with a variety of business sectors, including professional offices, large warehouses, and food service establishments.
ShelterSure Insurance Agency in Plantation, FL offers umbrella insurance for homeowners needing additional liability protection beyond their residential policies. The agency also tailors commercial umbrella coverage for local businesses facing higher risk exposure. Serving Plantation and surrounding South Florida communities, the firm helps clients bridge coverage gaps in standard policies. After an initial consultation, ShelterSure provides follow-up service to adjust policy limits as assets or circumstances change, ensuring continued coordination between a client’s regular auto, home, and business insurance visits.
What Does an a Umbrella Insurance Agent in Plantation Cost?
In Florida, the annual premium for a 1 million dollar personal umbrella policy typically ranges from 150 to 300 dollars. Higher limits, such as 2 million or 5 million dollars, can cost 300 to 800 dollars per year. Costs vary based on your driving record, number of properties, and other risk factors. This is general information, not insurance advice.
About umbrella insurance agents in Plantation
Umbrella insurance agents in Plantation, Florida help residents secure extra liability coverage beyond standard home and auto policies. This is important in Florida because the state has a high rate of personal injury lawsuits and no cap on noneconomic damages in many cases. A local agent can explain how an umbrella policy covers legal defense costs and settlement amounts up to your selected limit.
Frequently Asked Questions
What does an umbrella insurance agent in Plantation do?
An umbrella insurance agent helps you buy a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your risk exposure and recommend a coverage amount that fits your assets and lifestyle.
How much umbrella coverage do I need in Plantation Florida?
The amount of umbrella coverage you need depends on your total net worth and potential liability risks. Many agents recommend at least 1 million dollars in coverage, but higher limits are common for homeowners with pools or boats.
Do Florida laws affect umbrella insurance requirements?
Yes, Florida law does not require umbrella insurance, but the state has a four-year statute of limitations for personal injury lawsuits. Because Florida also has a high frequency of hurricane and water damage claims, umbrella policies can help protect your savings if a lawsuit exceeds your primary policy limits.
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