The top-rated umbrella insurance agent in Plant City, Florida is Tony Lee - State Farm Insurance Agent, rated 5.0 stars across 648 reviews. Other highly rated options include Acceptance Insurance, GreatFlorida Insurance: Tyrone & Sarah Shelton, Black's Insurance & Financial Services. This directory lists 20 umbrella insurance agents serving Plant City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Lee - State Farm Insurance Agent | 1702 S Alexander St #1 | (813) 752-7202 |
| 2 | Acceptance Insurance | 218 W Alexander St | (813) 947-7216 |
| 3 | GreatFlorida Insurance: Tyrone & Sarah Shelton | 1308 S Collins St | (813) 708-9595 |
| 4 | Black's Insurance & Financial Services | 1701 James L Redman Pkwy | (813) 752-5225 |
| 5 | Universal Insurance of Plant City Inc. | 1501 S Alexander St STE 101 | (813) 752-6742 |
| 6 | Bruners Insurance of Plant City | 1701 S Alexander St Suite 111 | (813) 754-2205 |
| 7 | Riddle Insurance Solutions | 706 W Dr Martin Luther King Jr Blvd | (813) 763-7565 |
| 8 | Strong Tower Insurance, Inc. | 101 N Wheeler St | (813) 708-0001 |
| 9 | Florida Insurance Center | 414 N Alexander St | (813) 754-3561 |
| 10 | Poppell Insurance | 503 W Dr Martin Luther King Jr Blvd | (813) 752-4155 |
Tony Lee - State Farm Insurance Agent serves the Plant City, Florida area, providing umbrella insurance coverage. This type of policy offers additional liability protection beyond standard home and auto policies. It helps safeguard assets and future earnings against major claims or lawsuits. Clients in this region rely on such coverage for extended personal liability protection. Umbrella Insurance Agents in Plant City assist with policy analysis to determine appropriate coverage limits. Specific services handle protection for rental properties and liability associated with recreational vehicles.
Acceptance Insurance provides umbrella insurance agent services in Plant City, Florida, offering liability coverage that extends beyond standard policy limits for added financial protection. Its service approach includes helping clients assess their personal risk exposure and reviewing existing policies to recommend appropriate supplemental coverage. Maintenance involves overseeing account updates and assisting with policy adjustments during life changes. The agency serves a variety of property types, including single-family homes, apartments, retail businesses, and restaurants.
GreatFlorida Insurance: Tyrone & Sarah Shelton in Plant City, FL offers umbrella insurance coverage designed to provide an extra layer of liability protection beyond standard home or auto policies. One-time service options are available for those seeking a single policy review, while recurring service includes periodic policy adjustments. Clients can access comprehensive risk assessments that help safeguard personal assets. Service runs on a one-time, scheduled, or as-needed basis tailored to each policyholder’s evolving needs.
Black's Insurance & Financial Services serves Plant City and the surrounding communities of eastern Hillsborough County, handling umbrella insurance policies that provide extended personal liability coverage beyond standard homeowners and auto limits. This type of policy helps protect clients from major claims and lawsuits that could otherwise threaten their assets. The agency approaches each job by first assessing a client's existing coverage levels and overall financial exposure, then recommending a specific liability limit that matches the individual’s needs and risk profile.
Universal Insurance of Plant City Inc. serves homeowners, businesses, and property managers in Plant City, Florida, by providing umbrella insurance agent services. This type of coverage offers additional liability protection beyond standard policy limits, helping clients manage financial risks from unexpected claims or lawsuits. The agency focuses on securing supplemental layers of insurance for those with significant assets to protect. It also extends its coverage to clients in the neighboring community of Lakeland, part of the broader Tampa Bay metro area.
Bruners Insurance of Plant City helps clients manage financial risk through general liability coverage, then specializes in umbrella insurance to extend policy limits beyond standard protection. This added layer safeguards against major claims that could otherwise lead to significant personal or business losses. In the Plant City, FL area, umbrella policies are written to cover a variety of commercial sectors, including offices, warehouses, and food service operations.
Riddle Insurance Solutions offers residential umbrella insurance services to homeowners in Plant City, Florida, who need additional liability protection beyond standard policies. The agency also provides commercial umbrella coverage for local businesses seeking extra layers of financial security against large claims. Service extends throughout the greater Plant City area, including surrounding neighborhoods and commercial corridors. The agency assists clients in reviewing existing policies for potential gaps in coverage and schedules follow-up consultations between regular policy renewal visits to adjust limits as necessary.
Strong Tower Insurance, Inc. in Plant City, FL, is known for providing umbrella insurance, which offers additional liability coverage beyond standard home and auto policies. This service helps protect clients from major claims and lawsuits by extending policy limits. The agency assists both individuals and businesses in securing broader financial protection. It focuses on customizing layers of coverage to meet specific risk needs. Clients can also add on excess liability insurance for high-value asset protection.
When storm season brings heavy rains to the Plant City area, homeowners often review their financial protections. Florida Insurance Center helps local residents evaluate their existing policies and identify potential liability coverage gaps this type of weather can create. An umbrella insurance agent works to extend a client’s general liability limits beyond what standard home or auto policies provide, offering broader peace of mind. This firm begins its service with a thorough review of current insurance details, then arranges an initial policy-assessment appointment to examine each client’s unique exposure.
Poppell Insurance in Plant City, Florida, specializes in connecting residents with umbrella insurance policies that provide additional liability coverage beyond standard home and auto plans. The agency generally works to help clients protect their assets from unexpected claims and lawsuits that could exceed underlying policy limits. For those navigating the risks associated with hurricane season or vacation home rentals, the agency offers guidance on securing broad protection that adds a vital safety net.
What Does an a Umbrella Insurance Agent in Plant City Cost?
Umbrella insurance costs in Florida typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record property type and number of vehicles. This is general information not insurance advice.
About umbrella insurance agents in Plant City
Umbrella insurance provides extra liability coverage above your auto and homeowners policies. In Plant City Florida agents can help you secure this protection against large claims or lawsuits. Florida law does not require umbrella insurance but it is often recommended for homeowners and drivers with significant assets.
Frequently Asked Questions
What does an umbrella insurance agent in Plant City do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your underlying auto or home coverage is exhausted. The agent assesses your risk profile and recommends a coverage limit. In Florida this extra layer can protect against lawsuits from accidents on your property or car crashes.
How much umbrella insurance do I need in Florida?
Most agents suggest at least 1 million dollars in umbrella coverage. Your net worth and potential liability risks determine the exact amount. Florida has no cap on personal injury damages so higher limits may be wise for high net worth individuals.
Can I buy umbrella insurance without a home or auto policy?
No umbrella insurance requires an underlying auto or homeowners policy with minimum liability limits. In Florida the minimum auto liability is 10 thousand dollars for property damage and 10 thousand dollars for personal injury per person. Your agent will help you meet these requirements before issuing the umbrella policy.
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